- Report: #924026
Report - Rebuttal - Arbitrate
Complaint Review: Wells Fargo
Wells FargoAvondale, Arizona United States of America
Wells Fargo Interest fee charge caused me to go over limit by only $3.75 Avondale, Arizona
*Consumer Comment: Ignorant and a liar
*Consumer Comment: funny ash's rebutt cornfuses me
*Author of original report: Thank you: the more you coment the more popular my report will be
*Consumer Comment: Funny
*Author of original report: Attn: bank advocates who did not read the update earlier
*Author of original report: sticks and stones will break my bones but words...
*Consumer Comment: ash take your meds
*Author of original report: P.S Lets agree to disagree
*Consumer Comment: Conservative?
*Consumer Comment: People expect good advice
*Author of original report: In one eye and out the other.
*Consumer Comment: No one said you rule
*Author of original report: Update: Overlimit now appears accurate
*Author of original report: Give advise w/out being judgemental
*Consumer Comment: ash is over the limit
*Consumer Comment: Overlimit
*Author of original report: I do not think I rule
*Consumer Comment: Sorry..
*Consumer Comment: why shouldn't ash be reported???
*Author of original report: The interest fee was charged at random date. There should be a fixed date.
*Consumer Comment: I"m not sure you understand
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When reviewing my statement online it said that I had an available credit of approximately $250. My computer needed to be repaired, I slid my card for $160. I thought I had enough credit to spend the $160. This would have left me with $90 of available credit.
However, on 08/02/12 Wells Fargo randomly charged me the interest of $158. This made me go over my credit limit of $10,000. I went over by $3.75. Wells Fargo should letconsumers know when the interest is going to be charged. If I would have known when they were going to charge me the interest this situation could have been prevented.
Just because of that I had to pay my monthly credit card bill of $255 right away. I paid on 08/03/12.
Even after the overlimit was paid, Wells Fargo had the nerves to report it to the credit beuros on 08/06/12. I had even asked a rep if it was going to affect my credit score and be reported and the rep said "NO". They lied to me about this.
I do not understand why if I paid on 08/03/12 did Wells Fargo report the overlimit on my credit card.
I called and asked Wells Fargo to clear the overlimit and they said it will take 30 days to update in the system. 30 days is too long. Especially that I paid right away even before the date they reported it.
In the end my computer repair ended up costing me 160+ 158 from interest and $255 from the amount I pay monthly for the credit card bill. The grand total for my computer repair was $573. I even had to take money out of my saving. Had I known I would have paid the $160 with my debit card.
This report was posted on Ripoff Report on 08/07/2012 10:10 PM and is a permanent record located here: http://www.ripoffreport.com/r/Wells-Fargo/Avondale-Arizona-/Wells-Fargo-Interest-fee-charge-caused-me-to-go-over-limit-by-only-375-Avondale-Arizon-924026. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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