- Report: #924026
Report - Rebuttal - Arbitrate
Complaint Review: Wells Fargo
Wells FargoAvondale, Arizona United States of America
Wells Fargo Interest fee charge caused me to go over limit by only $3.75 Avondale, Arizona
*Consumer Comment: Ignorant and a liar
*Consumer Comment: funny ash's rebutt cornfuses me
*Author of original report: Thank you: the more you coment the more popular my report will be
*Consumer Comment: Funny
*Author of original report: Attn: bank advocates who did not read the update earlier
*Author of original report: sticks and stones will break my bones but words...
*Consumer Comment: ash take your meds
*Author of original report: P.S Lets agree to disagree
*Consumer Comment: Conservative?
*Consumer Comment: People expect good advice
*Author of original report: In one eye and out the other.
*Consumer Comment: No one said you rule
*Author of original report: Update: Overlimit now appears accurate
*Author of original report: Give advise w/out being judgemental
*Consumer Comment: ash is over the limit
*Consumer Comment: Overlimit
*Author of original report: I do not think I rule
*Consumer Comment: Sorry..
*Consumer Comment: why shouldn't ash be reported???
*Author of original report: The interest fee was charged at random date. There should be a fixed date.
*Consumer Comment: I"m not sure you understand
When reviewing my statement online it said that I had an available credit of approximately $250. My computer needed to be repaired, I slid my card for $160. I thought I had enough credit to spend the $160. This would have left me with $90 of available credit.
However, on 08/02/12 Wells Fargo randomly charged me the interest of $158. This made me go over my credit limit of $10,000. I went over by $3.75. Wells Fargo should letconsumers know when the interest is going to be charged. If I would have known when they were going to charge me the interest this situation could have been prevented.
Just because of that I had to pay my monthly credit card bill of $255 right away. I paid on 08/03/12.
Even after the overlimit was paid, Wells Fargo had the nerves to report it to the credit beuros on 08/06/12. I had even asked a rep if it was going to affect my credit score and be reported and the rep said "NO". They lied to me about this.
I do not understand why if I paid on 08/03/12 did Wells Fargo report the overlimit on my credit card.
I called and asked Wells Fargo to clear the overlimit and they said it will take 30 days to update in the system. 30 days is too long. Especially that I paid right away even before the date they reported it.
In the end my computer repair ended up costing me 160+ 158 from interest and $255 from the amount I pay monthly for the credit card bill. The grand total for my computer repair was $573. I even had to take money out of my saving. Had I known I would have paid the $160 with my debit card.
This report was posted on Ripoff Report on 08/07/2012 10:10 PM and is a permanent record located here: http://www.ripoffreport.com/r/Wells-Fargo/Avondale-Arizona-/Wells-Fargo-Interest-fee-charge-caused-me-to-go-over-limit-by-only-375-Avondale-Arizon-924026. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
If you would like to see more Rip-off Reports on this company/individual, search here:Search Tips
In order to assure the best results in your search:
- Keep the name short & simple, and try different variations of the name.
- Do not include ".com", "S", "Inc.", "Corp", or "LLC" at the end of the Company name.
- Use only the first/main part of a name to get best results.
- Only search one name at a time if Company has many AKA's.
Advertisers above have met our
strict standards for business conduct.
- Business's (11)
- Lawyers and Law Firms (5312)
- Administrative Law (11)
- Admiralty & Maritime Law (27)
- Agricultural Law (2)
- Alternative Dispute Resolution (10)
- Antitrust & Trade Regulation (1)
- Appellate Practice (72)
- Aviation & Aerospace (11)
- Banking Law (90)
- Bankruptcy (380)
- Business Law (232)
- Civil Rights (55)
- Class Actions (30)
- Commercial Law (13)
- Communications Law (1)
- Constitutional Law (1)
- Construction Law (83)
- Contracts (7)
- Corporate Law (75)
- Criminal Law (668)
- Debtor & Creditor (51)
- Education Law (14)
- Elder Law (77)
- ElectionCampaign & Political (0)
- Eminent Domain (5)
- Employee Benefits (7)
- Energy (0)
- Entertainment & Sports (17)
- Environmental Law (43)
- Family Law (13)
- Finance (0)
- Government (14)
- Government Contracts (2)
- Health Care (1)
- Immigration (482)
- Indians & Native Populations (1)
- Insurance (90)
- Intellectual Property (526)
- International Law (33)
- International Trade (0)
- Internet Law (7)
- Investments (1)
- Labor & Employment (12)
- Legal Malpractice (92)
- Litigation (20)
- Media Law (1)
- Medical Malpractice (13)
- Mergers & Acquisitions (0)
- Military Law (5)
- Natural Resources (10)
- Occupational Safety & Health (0)
- Personal Injury (842)
- Products Liability (21)
- Professional Liability (0)
- Real Estate (361)
- Securities (169)
- Taxation (142)
- Technology & Science (0)
- Toxic Torts (0)
- Transportation (2)
- Trusts & Estates (368)
- White Collar Crime (1)
- Wills & Probate (7)
- Workers Compensation (242)
- Zoning, Planning & Land Use (10)
- Legal Services (32)
- Arbitrators/Mediators (7)
- Automotive Expert Witnesses (0)
- Bail Bonds (0)
- Court Reporters (1)
- Electronic Data Discovery (1)
- Expert Witnesses (1)
- Forensic Experts (1)
- Jury Selection (0)
- Legal Assistants (8)
- Legal Speakers (2)
- Litigation Support (2)
- Medical Expert Witnesses (1)
- Other (14)
- Paralegal (5)
- Private Investigators (6)
- Process Servers (7)
- Translators/Interpreters (0)
- Miscellaneous Business Services (19)