- Report: #412219
Report - Rebuttal - Arbitrate
Complaint Review: Wells Fargo
Wells FargoWellsFargo.com Madison, Wisconsin U.S.A.
Wells Fargo Do to a mistake on Wells Fargo's end my FICO score dropped 59 points Madison Wisconsin
*Author of original report: Wells Fargo took care of all the charges, and sent information to the Experian, Equifax, and Trans Union
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After sitting there for an hour we were told we were approved for 15,000 @ 9.9%. I called the next day to see if the funds were available, and the manager said it would be ready by the end of the day. Well after the end of the day no call, I called the next day, and was told the same thing...the end of the day. This went on for almost two weeks. I was finally told that the funds were available, when I stopped in at the branch where I opened the account I asked what the availavle balance was, the manager proceeded to tell me that I was approved for 10,900 @ 15.76%! This was the same rate as the credit card I was paying on! Feeling like I went this far, I decided to take out $7599 to pay off the credit card, and redeem my rewards program points.
When I tried to log onto the web site, I found that they had un-enrolled me, and the 26,234 points that I had acquired! I complained to the manager, and the district manager, but they said they could not do anything. The first payment I made, the branch dispursed the pricipal and interest incorrectly, and this caused a fiasco, and I was charged late fees, I talked to wells fargo online, and they took care of it.
From Jan 14th 2008, to Oct' 14 2008 I payed aggressively to pay this dept down. On October 14th 2008 I called the branch to get a payoff amount, the banker stated that the current payoff amount was $1,590.20. I got home that evening, and the statement online was the same 1,590.20. I paid off the account, and that should have been the end of it. From Oct-Jan my account "balance due" showed $0.00. I plan on buying a boat in the next 60 days, and was curious to check my FICO score, I logged on to Experian to check my current FICO score. Much to my amazement I found that Wells Fargo had derogatory information on me.
Immediatly I called wells fargo, and come to find out that banker that I asked the payoff amount on Oct 14th shorted my amount by $3.02! Well this started a s****. />
This report was posted on Ripoff Report on 01/14/2009 08:26 PM and is a permanent record located here: http://www.ripoffreport.com/r/Wells-Fargo/Madison-Wisconsin-53719/Wells-Fargo-Do-to-a-mistake-on-Wells-Fargos-end-my-FICO-score-dropped-59-points-Madison-W-412219. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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