- Report: #853551
Report - Rebuttal - Arbitrate
Complaint Review: Western Sky Financial
Western Sky FinancialInternet United States of America
Western Sky Financial WesternSky Financial, Western-Sky Financial CAVEAT EMPTOR, MAJOR RIPOFF, payday loan, pay day Internet
*Consumer Comment: Consumer Reports Mentioned This Company
*Consumer Suggestion: A Bigger Concern
*General Comment: westernsky financial
*Consumer Comment: But still....fully disclosed...up front!
*Consumer Comment: Yep 89 to over 200% interest
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CAVEAT EMPTOR, people! (that means "Buyer Beware")
This company's commercials has a striking female of North American Indian heritage talking frankly and a bit TOO matter-of-fact-like, about getting up to $5,000 deposited into your checking account overnight, and gives a phone number to call and/or a website address to go to in order to apply for said funds.
This woman even goes so far as to say, "Sure, the money's expensive, but it's a lot cheaper than a payday advance", whilst the fine print flashes across the screen during the last 4 seconds of the commercial.
Rewinding and pausing the commercial showed me information that made my jaw hit the floor!
This loan is NOT cheaper than a payday advance loan! Not by a long shot!
Let's say you get the maximum $5000 deposited into your checking account.
The monthly payment is $486.58 per month at an interest rate of 116.73%. To pay this loan back monthly, you'd have to consent to paying Western Sky 84 payments of $486.58.....or a grand total of $40,872.72!
That is more than EIGHT TIMES the amount of the original loan over a 7 year period!!!!!
If you think you really need $5000 or anything like that kinda money and this offer looks really good to you, be not fooled by the matter of fact talk. It's almost a bit too blaise for my tastes, and the very tone of this person's voice raises alarm bells and red flags in my mind even if I didn't stop and rewind the DVR to read the fine print.
People, you do not need this kind of trouble! Give this company a very WIDE BERTH and sell something of value or work a few more hours overtime to raise needed funds.
Take advantage of this offer and you will never get out from under the debt this company will create for you!!!!!!!!
This report was posted on Ripoff Report on 03/13/2012 11:24 PM and is a permanent record located here: http://www.ripoffreport.com/r/Western-Sky-Financial/internet/Western-Sky-Financial-WesternSky-Financial-Western-Sky-Financial-CAVEAT-EMPTOR-MAJOR-RIP-853551. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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