• Report: #525419

Complaint Review: Westlake Financial Services California

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  • Submitted: Wed, November 18, 2009
  • Updated: Sun, December 27, 2009

  • Reported By: Sam121 — oakland California United States of America
Westlake Financial Services California
4751 Wilshire Blvd Los Angeles, California United States of America

Westlake Financial Services California Fraud, Illegal, repossession Los Angeles, California

*Consumer Suggestion: Westlake Financial

*Consumer Comment: An idea

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These people are Crazy.I pay my car note every month but yet and still 3 days before i am due  my boss get a call from the repo man with threats to repo my car mind you they have my number they just choose to call my boss  this happens every month .The repo man is rude I tell him that my car note isn't even due yet he reply saying he works for the car company and he doesn't want to hear it he just want to pickup the car.what Can I do? I don't even want the car anymore because i just cant stand being harassed anymore and i want to kepp my credit clear.I know what they are doing is illegal I have not found the law yet and I am all for a class action suit against this company.

This report was posted on Ripoff Report on 11/18/2009 02:43 PM and is a permanent record located here: http://www.ripoffreport.com/r/Westlake-Financial-Services-California/Los-Angeles-California-90010/Westlake-Financial-Services-California-Fraud-Illegal-repossession-Los-Angeles-Californi-525419. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Suggestion

Westlake Financial

AUTHOR: Bullthistle - (U.S.A.)

Don't have a clue if you resolved this but get your ducks in a row, dates of payments were cashed and dates calls were received and either call or send an e-mail to this person. Don't rant just get to the point. Stephanie Karafilis, corporate counsel, direct line is 323-692-4064. If she doesn't answer leave your name, account number and phone number. If she doesn't respond send her an e-mail. Use bullit points. skarafilis@westlakefinancial.com
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#2 Consumer Comment

An idea

AUTHOR: Tim - (U.S.A.)

Most of this is just off the top of my head, not necessarily the best legal advice your going to get. But I can tell you to ditch the class action idea. It's not likely to be in your best interest, and probably wouldn't be all that viable.

Per an individual lawsuit, and again this is just a quick, initial thought: you may want to consider an action for breach of contract. If you don't mind giving up the car, file a suit claiming that they breached the implied covenant of good faith and fair dealing by constantly harassing and threatening repossession when the account is not past due.

Ask the court to rescind the contract and order a return of all money paid in exchange for your return of the vehicle.

There may be a better option out there, but this could be worth a shot. Maybe the threat of such a suit will get them to behave in a more professional manner.

Best of luck!

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