• Report: #440780

Complaint Review: Westlake Financial

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  • Submitted: Sat, April 04, 2009
  • Updated: Mon, May 18, 2009

  • Reported By:Oak Ridge Tennessee
Westlake Financial
4751 Wilshire Blvd. Suite 100 Los Angeles, California U.S.A.

Westlake Financial IS NOT GOING TO STOP!!!!! ABUSIVE and THREATENING Los Angeles California

*Consumer Suggestion: I agree

*Consumer Comment: Why is it....

*Author of original report: According to the Credit Bureau

*Consumer Comment: But you ARE behind.

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Well I see I am not the only one in this situation. I have been receiving my calls up to 20 a day. I refuse to answer since it is on my cell phone. I am not behind but I do go into my 10 day grace period depending on my bills to pay what payday. One day this dumb Mexican, probably illegal in our country, tells how many times they have called me....Guess....250 times. I have filed numerous complaints with the FTC, of course they can't do anything until a petiton is signed.

Well so far I have saved all my messages from them and the past 2 days have been the best, they act like they are a recovery company on a walkie talkie on their way to pick up my vehicle. They tell their name of their company but they make the Nextell walkie talkie beeping sound to block true name. I went through all my saved messages an wrote down all the numbers they leave and you can tell it is the same people. Today this Jackie calls and uses a number from my state which is Tennessee, and she leaves a number for me to call back. She instructed me that her driver is going to be here at 3pm and if the vehicle is not here then she will know I am hiding it.

Well DUH!!!! We do work! And she instructed that the vehicle is to be clean like in the way of spotless. How funny! The other day she told my daughter I gave her the vehicle, and my daughter tells her she doesn't know what she's talking about. Well these people are so abusive with this, and it is getting out of hand. I want someone to contact me concerning the lawsuit because I have my hard evidence on them also. I am due on the 17th and I get calls on the 17th saying I am late.

My bank sends out the payment through them due to the fact Westlake has stolen my debit card info and took money out of my account without permission not once but 3 timesThey said the clearinghouse gave them my information. I have had to change my bank account and kill my card, and they try very hard to get me to give them my card again, DON'T EVER GIVE THEM YOUR CARD! I personally think they illegal in the US. They might can get by with those tactics in Mexico with their DRUGLORDS pushing them to do it.

I even sent them letters back and gave them the info on my account of what I owe, and they are trying to make me pay more than what is suppose to be. They also charged my dealership the money which I got that $3200 charge. I only have a $7000 dollar note now, but the harrassment is not worth it. I called back the number that the lady this morning called me, Jackie, well the 888 number was a fax and the 615 number was a disconnected number. So how are they spoofing these numbers and getting by with it? Isn't that ILLEGAL? Now if it was us Americans doing that we would go to jail!

I ABSOLUTELY THINK THEY ARE BEING RUN BY A DRUGLORD AND THEY ARE ILLEGAL IMMIGRANTS!!!!!! I ask who ever is filing this lawsuit to please count me in and I can provide the voice mails.

Maggiecreek
Oak Ridge, Tennessee
U.S.A.

This report was posted on Ripoff Report on 04/04/2009 10:08 AM and is a permanent record located here: http://www.ripoffreport.com/r/Westlake-Financial/Los-Angeles-California-90010/Westlake-Financial-IS-NOT-GOING-TO-STOP-ABUSIVE-and-THREATENING-Los-Angeles-Californ-440780. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 4Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Suggestion

I agree

AUTHOR: Ashley - (U.S.A.)

"I am not behind but I do go into my 10 day grace period depending on my bills to pay what payday."

If you pay even 1 day past your due date then you are late. Even in the grace period.

"I have been receiving my calls up to 20 a day. I refuse to answer since it is on my cell phone."

This is why they keep calling. Creditors will keep calling over and over again until they talk to you. Stop dodging their calls and communicate with them. Then they won't call you every half hour.

"Today this Jackie calls and uses a number from my state which is Tennessee, and she leaves a number for me to call back. She instructed me that her driver is going to be here at 3pm and if the vehicle is not here then she will know I am hiding it."

If they are telling you this, then there's no way you are current on your account. banks don't want to repossess unless they have to.

"I even sent them letters back and gave them the info on my account of what I owe, and they are trying to make me pay more than what is suppose to be."

Every day that you are late they charge you additional interest for being late. Its how simple interest works. The more often you late, the more money you owe. Its a vicious cycle. Look up simple interest to see where these additional charges are coming from. If you are 10-15 days late every month, it will wipe away any money paid towards your principle usually.
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#2 Consumer Comment

Why is it....

AUTHOR: Resty - (U.S.A.)

that the ONLY people screaming for law suits are the ones who are ALWAYS behind or late? If these people practice such illegal tactics EVERY customer would see it or be aware of them and everyone they deal with would be screaming for a class action.....not just those who are ALWAYS late/behind on payments.

You can't afford to keep current on your load payments to them HOW the hell are you gonna afford any kind of law suit against them or anyone else?

pay on time and you wont have issues
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#3 Author of original report

According to the Credit Bureau

AUTHOR: Maggiecreek - (U.S.A.)

According to their research and the banks I am not behind and I am up to date and the bureau said I am 1 month ahead.
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#4 Consumer Comment

But you ARE behind.

AUTHOR: John - (U.S.A.)

Where do you get the idea you are not? The 'grace period' is only a period void of extra interest charges/late fees. You are still late ANY time it is paid after a due date.
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