On August 16, 2007, my checking accounts with Washington Mutual were levied by a well-known riff-off law firm Wolpoff & Abramson, LLP ('Wolpoff' that purchased debt for pennies and through its collection agency, Palisades Collection (consumer complaints source: http://www.ripoffreport.com) they filed a judgment, put a dent on my credit without my knowledge and put a levy amount of $2,437.34 plus $.64 interest per day from 8/14/07 to my accounts.
I've also received 17 large envelops that Wolpoff mailed to my address that they are supposed to be mailed to 17 other people with names appeared on the envelops, from 7/31, 7/30, 8/1, 8/2, 8/3, 8/6, 8/7, and 8/15. This was not inadvertent mistake, it's improper service. They mailed out on different date and time. I've been paying regularly to them and never thought of their intent.
I came to the Washington Mutual bank with intent to pay but the bank told me that my accounts were frozen and only Wolpoff can release my accounts, and I was humiliated for being sued from Wamu employees point of view.
On one of my checking account, Wolpoff withdrew my entire balance of $2,296. On another account, I had $5,298.71 which was more than sufficient to pay for the levy amount.
I asked the bank to provide me with a Reg E and requested to transfer funds from one account to another to have enough fund for the levy but my other account was also restricted so I could not transfer my money.
I had bills to pay with other outstanding checks and having both accounts frozen was a shock to me. This is my livelihood, and I could not access my account, my money to pay for my bills plus NFS fees while the bank did nothing to resolve.
While at the bank, around 12:25PM, I contacted 2 Collection employees of Wolpoff, Pruitt and OConnor, they instructed me to write a claim # when paying the levy amount but they would not release my account until paid.
Please advise the best course of action against this company and prevent this to other innocent consumers.
Bell Gardens, California