In December, 2007, I received a certified letter from a local District Justice office allowing me to know that Wolpoff & Abramson were trying to place a judgement against me for a past phone bill with Verizon. The hearing date was set for 2/12/08. Two weeks before the hearing, I called the number listed on the notice and spoke with a man who was able to set me up with a payment plan to pay this past debt. I don't argue that the debt is just. I paid them the initial payment amount and agreed by phone to pay $135 each month after that to pay this off.
Of course, medical bills came up that had to be paid first so I was unable to pay my monthly payment. I tried to contact the same man that I had originally spoken to, but could not get anyone to anser the number I had.
Two weeks ago I received another notice that stated that a judgement had been entered against me and that it was $1000 over the amount of the actual bill. No where on this notice nor any other piece of correspondence did it say that my bank account was in jeopardy. If I had been able to speak with someone, I could have agreed to garnishing my wages for the monthly payment.
This morning I went to the grocery store to pick up some much needed items and was told to call my bank when I went to use my debit card. I called and they told me that they had a court order to freeze my account! One day after I got paid from my job and I'm completely broke!!
I've tried, again, unsuccessfully, to call the collection lawyers (W&A) to try to work something out with them. This outstanding bill was about 4 years old, but I would have tried, if I had the funds, to eventually get it paid.
Now, here, I am, a single mother of two young girls, completely penniless. My rent is due today and my car payment is due tomorrow. Now nothing will get paid and with 1/2 tank of gas, it's even doubtful that I'll be able to get back and forth to work for more than a few days. I'm working a full time job and clean houses part time on my days off. If someone would just answer the phone there, maybe we could work something out. I'd be more than happy to allow my wages to be garnished for the monthly payment, but to take everything I have and leave me with two children and no way to get to work!!! I'm just so angry at myself and upset at them right now!