- Report: #503568
Report - Rebuttal - Arbitrate
Complaint Review: Woodforest Bank
Woodforest Bankwww.woodforest.com Internet United States of America
Woodforest Bank Biggest rip off company! Internet
*General Comment: This is what the world is comming to!
*Consumer Comment: You only have yourself to blame...
*Consumer Comment: Interesting
*UPDATE Employee: Woodforest National Bank
I've been with Woodforest for about a year. My fiance was with me when I signed up for it, and he kept telling me he had a feeling this was going to be a rip off. I did it anyway, and I completely regret it.
It all comes down to the debit card. I'm always being put in the negative for the littlest things. My mother had surgery and my father worked every day from morning to night, and I had 3 brothers and sisters. I couldn't work because they needed help at my parent's home. I would get calls from the manager at my bank saying I had to put money in there from a job, if not I would get charged. Ummm.. I never got that memo when I signed papers?! I explained my situation to them and I tried my best to pay if off with what little I had.
I wanted to cancel my account with them, because I noticed something fishy was going on. But because I didn't have it for a certain amount of time, I was not allowed to. I moved two and a half hours away from my parents to be with my fiance while he's in college. I was going to cancel my account, but I still had one more month left until I could cancel my account. Well, we ended up not being able to find jobs and needed money, so my parents deposited $60 into my account. I used it all towards food that we needed in our home. I was $.99 in the hole, and now I'm $100 in the negative! Over $.99....... I got my first negative email saying I was negative $6. I was like okay, no big deal. We can fix it. Then the next day I had 2 over draft charges. Then it started adding up. I personally added everything up myself from day one of receiving the $60, and I noticed I was only $.99 in the negative.. so why was I told I was $6.57 in the negative? Then I started noticing that they charged me an extra $10 for nothing. It doesn't say anything about charging me it, but after me and my fiance added everything up over and over again, it all was correct.
Then, 2 days before the 8th day of me being in the negative, they tell me that if I don't pay it off in 2 days, I will be charged daily. I've tried talking to the manager and they keep saying "Well, you should take better track of your money". I wanted to scream at her! We're on food stamps, and living off scraps of money because of this bank, and I'm over it. I've had no luck in finding a job, so I figured they could give me two months or less to pay it off. ATLEAST. Nope, no one was cooperative.
If you're thinking about getting this bank, DON'T! It's the biggest rip off. They literally take every cent you have. There's so much more that I can say about this company, but there's just too much! Once I pay off all of the OD fees and mysterious fees that came from no where, I WILL close my account.
This report was posted on Ripoff Report on 10/02/2009 10:48 PM and is a permanent record located here: http://www.ripoffreport.com/r/Woodforest-Bank/internet/Woodforest-Bank-Biggest-rip-off-company-Internet-503568. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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