• Report: #87121

Complaint Review: World Global Benefits - First Primier Benefits

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  • Submitted: Thu, April 08, 2004
  • Updated: Mon, April 12, 2004

  • Reported By:Lawrence Kansas
World Global Benefits - First Primier Benefits
100AWalnut D15 Suite 740 New York, New York U.S.A.

Mr Daniel Lewis Of World Global Benefits - First Primier Benefits ripoff Withdrawn from my checking account $299.00 on 9th February 2004, received no credit card New York New York *EDitor's Suggestions on how to get your money back!

*Author of original report: They are at it again,but I am on to them! LDS-Consumer Finance Company

*Consumer Suggestion: Get Your Money Back First!!!!!

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I received a call on February 2nd from a representative claminging that I qualified for a credit card from First Primier Bank.

I did apply online for this, so I was asked to pay $299.00 for the card from my checking account. The money was withdrawn on the 9th February. I called a number shown on my checking account statement 800-394-4432. I was told by the operator that they deal with over 500 companies, and I need to call World Premier Benefits. I called on the 21 February, and was told that there was a shipping problem, and I would receive a package on the 2nd March.

Lo and Behold, no package. I called again on the 6th, 11th 19th March and 2nd April. Mr Daniel Lewis told me that there was a problem with shipping and I cannot be refunded, and to wait until I receive my package. My husband also spoke with another representitive, and another hostile representive. Today, I want my $299.00 refunded immediately. I also filed a complaint with the company who withdrew my money, and they told me to take it up with World Global Benifits.

Dee
Lawrence, Kansas
U.S.A.

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish you file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 # , and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/comptroller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@RipoffReport.com
badbusinessbureau.com
www.ripoffreport.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

We are not lawyers.
We are not a collection agency.

We are Consumer Advocates.
...the victims' advocate

WE are Civil and Human Rights Activists

We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information

This report was posted on Ripoff Report on 04/08/2004 04:24 PM and is a permanent record located here: http://www.ripoffreport.com/r/World-Global-Benefits-First-Primier-Benefits/New-York-New-York-12919/Mr-Daniel-Lewis-Of-World-Global-Benefits-First-Primier-Benefits-ripoff-Withdrawn-from-my-87121. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

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REBUTTALS & REPLIES:
0Author 2Consumer 0Employee/Owner
Updates & Rebuttals

#1 Author of original report

They are at it again,but I am on to them! LDS-Consumer Finance Company

AUTHOR: Dee - (U.S.A.)

My situation is being dealt with by my bank ,AG of State and FTC.However just an hour ago a Ms.Feck called from CONSUMER FINANCE COMPANY (LDS ) IN PITTSBURG asking about me having a checking account ,to which I said NO! So I was on to her I asked for specifics.

Her Name, number,C ompany, and Phone number where I can reach her.She gave me her number to call in 7 days when I opened my checking account.HA!
So all the people who have been ripped -off.Here is Help!

Company name: LDS-Consumer Finance Company
Location: Pittsburg
Recent Phone number:(727) 287-6398 Caller ID helped (727)289-0244 Ms.Suzie Feck personal line.
Dee. Good Luck to each and every one of you,and hope this helps.

Remember :ASK FOR INFORMATION!!!!!!!!!!!
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#2 Consumer Suggestion

Get Your Money Back First!!!!!

AUTHOR: Robert - (U.S.A.)

Dee,
Contact your bank and inform them that the debit from your account was illegal and fill out a transaction dispute form.

Find out from your bank the ACH Clearinghouse that handled your transaction and the name of the bank World Benefits is using.

Then write a rebuttal to this report and list the names of these firms and the bank, along with any phone numbers and email addresses.

Next, contact your local police and file a theft complaint against them.

Contact the FBI, U.S. Postal Inspector and the FTC to file complaints.

Contact your State Attorney General and file a complaint.

Start doing all of this YESTERDAY! And remember, write back and list the information you find out!

Good luck!
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