• Report: #72733

Complaint Review: Worldbenefits

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  • Submitted: Fri, November 21, 2003
  • Updated: Fri, April 21, 2006

  • Reported By:lake havasu Arizona
Worldbenefits
Champlain Newjersy World Benefits, New York U.S.A.

Worldbenefits ripoff! New York

*REBUTTAL Individual responds: Ripped Off *EDitor's Suggestions on how to get your money back into your bank account!

*Consumer Comment: consumer ripoff

*REBUTTAL Individual responds: world benifits scam

*Consumer Comment: WHY I DIDN'T GET A ANSWER FROM THE LAST REPORT FILED

*Consumer Comment: think before you act, When you call them they are really rude

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got me for 299.004 promised a 2000.004 credit card but they sent me a creditrepair packet/folder but no card , Said i had to return an social security verifacation in order to recieve the card ...still waiting, wiedr thing being told to me should have been a clue IE card would arrive 3 days after they recievd the verifacation [banks in new yourk im in az} 4 days minimun and 4 days to them 8 days, had a call from them 2 weeks after they took my money and thne proceeded to run the same schpiel all over again and attempting to take another 299.00 but this time they already had my account number and other personal information

when i confronted them they simply HUNG UP, Am on the phone with them as i type this am was told my card could take 3-4 weeks{hmmm not what they said initaily} and that they deal with 15-20 banks and thisis normal and in the banks hands..and then she says this' I know because that's how long mine took" YEAH OK..........
CROOKS~~~

Scott
lake havasu, Arizona
U.S.A.

This report was posted on Ripoff Report on 11/21/2003 04:34 PM and is a permanent record located here: http://www.ripoffreport.com/r/Worldbenefits/World-Benefits-New-York/Worldbenefits-ripoff-New-York-72733. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 3Consumer 2Employee/Owner
Updates & Rebuttals

#1 REBUTTAL Individual responds

Ripped Off *EDitor's Suggestions on how to get your money back into your bank account!

AUTHOR: Renee - (U.S.A.)

I had $299 taken out of my checking account in Dec.2003, for the Mastercard offered by Superior Benefits/World Benefits. Today id July 13, 2004, and I have yet to receive any information, or the Mastercard. I have made numerous calls to this company, and I get the same answer every time. "You should receive it within 2 weeks." It has now been 7 months. Can you possibly tell me how to go about getting a refund. I know that their website is under construction, and phone # has been changed from the original 1-866-554-0556.

Thanks,
Renee'

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@RipoffReport.com
badbusinessbureau.com
www.ripoffreport.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

We are not lawyers.
We are not a collection agency.

We are Consumer Advocates.
...the victims' advocate

WE are Civil and Human Rights Activists

We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
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#2 Consumer Comment

consumer ripoff

AUTHOR: Joanie - (U.S.A.)

I was also scammed for 289.00 from my checking account. I never remember giving any off my information to this company "World Benefits". I got the telephone number from my bank. I called the company only to find out this money was nonrefundable. It took at least four weeks to recieve a package. It contained a gift certifcate for $1000.00. a free vacation , free satellite dish, discount cards, ect. Everything worked except I never got my free vacation package that I sent off for. The web site that was given to get my benefit information does not even excist. The telephone number is even diconnected. Yes I was totally scammed. The people that work for these companies should be a shamed of what they do and I hope that they go through what I've been through with this ripeoff company to see what it feels like to have your money taken.
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#3 REBUTTAL Individual responds

world benifits scam

AUTHOR: Melissa - (U.S.A.)

Okay some guy called me made this sound awsome you'll get a credit card and a package too help you re-build your credit.So the dude talked it up so that everything sounded good, So I thought okay cool. I will get a $2500.00 card and help re-build my credit. Well the company took $299.00 out of my on march 30th and they told me that in 15-20 buss. days I would have my card and my package. Well 20 buss. days had passed and still nothing, So I called the company and they said that their was a deley and be it would be here at the end of the 2nd week in May.So I thought okay I will just wait. Well then still nothing by the 2nd week in May, So I was furious and had called the company again, Still got the run around.

Finally I recived the so called package 4 pieces of paper one being an app. for a credit card that required me too send more money in.I couldn't belive it. After all this and out $299.00 Still no card, So again I called and They said they work with lots of banks and I need to fill out this app.I was like HELLO!!!! I gave you money for a card I am not gonna dish out more money for something I was already promised.This company sucks and is a huge scam!!!!I have wrote a letter to the company requesting my money back and cancellation of my so called world benifits membership,I haven't recived a responce yet!Even though they promise a resonce within 15 days,In doubt I will get that responce. I have yet too see.........
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#4 Consumer Comment

WHY I DIDN'T GET A ANSWER FROM THE LAST REPORT FILED

AUTHOR: RODNEY - (U.S.A.)

I SUBMITTED A REPORT ON THIS COMPANY WORLD BENEFITS MAYBE 2-3 MONTHS AGO AND HAVENT REC'D A RESPONSE AS OF YET, NOW I AM SUBMITTING ANOTHER REPORT I HAVE RECD MY PACKAGE FORM THEM AND WHEN I CONTACTED THEM, I SPOKE WITH SOMEONE NAME MIKE AND HE TOLD ME THAT THE CORPORATE OFFICE WASNT GIVING ANY REFUNDS ON THE BOGASH CREDIT CARD. I THEN ASKED HIM THE NUMBER TO THE CORPORATE OFFICE HE SAID THERE IS NONE I THEN ASKED HIM COULD I SPEAK WITH A SUPERVISOR HE TOLD ME NO AND THE CORPORATE OFFICE INSTRUCTED HIM TO INFORM PEOPLE THAT THEY WERE NOT GIVING ANY REFUNDS TO ANYONE. IF SOMEONE IS HAVING THE SAME PROBLEM WITH THIS RIPOFF COMPANY PLEASE CONTACT YOUR LAWYER LIKEWISE.
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#5 Consumer Comment

think before you act, When you call them they are really rude

AUTHOR: Teri - (U.S.A.)

I am a 27 year old mother of four with a few blemishes on my credit. I have no idea how superior or world benefits got my number, but anyhow, they called me. The person that called was a very nice older man who seemed very sweet. He started telling me about a credit card which allows you to pay a lump sum for the interest. Now this man was not the first to call me, I had asked these people several times before not to call my number again, but they always did, it was just a different person each time. I believed the guy when he told me that it was a credit repair program for people like me who work hard, but have made a few mistakes regarding my credit in the past. But I really shouldn't have fallen for it. The bad part about this is that I did it twice without even knowing. The next time I did it, a woman called and said that she was confirming my previously placed order so I said ok that's fine, but they took an additional 300 dollars from my account. I have since had my account number changed, but when I call the customer service number, they tell me they don't show any record of any second order, just the first one. They say another company must have called. There is no other company, imperial, world, superior is all the same company in Champlain, New York. When you call them they are really rude, they will not tell you anything about their company just that your package is on its way. No supervisors, no managers, nothing. Please do not fall victim to this ridiculous scam. You can't even find them in the white pages, information or any other type of search. I was duped out of 600.00 due to my own naivity, please do not do the same.
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