When I went to a Worldmark brief in 2008 I was a young soldier just back from deployment and was exiting the military and had no source of income lined up. Their aggressive sales tactics worked on me and back in 2008 I signed up with Worldmark by Wyndham for their most expensive timeshare package. The paperwork was rushed through and I did not understand what I was signing up for. I quickly regretted this decision and hurried back to the office within 9 days, I was informed then (for the first time) that I had 7 days to cancel and there was nothing they could do. I had a home loan of 1400 and with my paycheck would be unable to cover the cost of both loans. I signed over my house to the co owner (lost the down payment and percentage buydown) since I was unable to make the payments and defaulted on my worldmark loan. Over the next year I was bombarded with collection calls and tried to get across my inability to pay and barter with the people I was able to talk to. I felt defeated and lost, not having the military backing, being scared from a rough deployment, and being targeted for preditory lending practices. For the last three years I have been avoiding talking or confronting this issue. My temporary lapse in judgemnet has remained a black mark on my record for the last 4 years, because of my debt I am unable to find employment and am unable to pay the debt. Looking back, there is no way I should have been given a loan given that I was soon to be unemployed and had a housing debt. I was lied to and not given all of the information, I am ready to fight back. No more will I be ashamed of this, please help.