XO communications has been warned on numerous occasions about the hosting of fake banks on its servers. I have taken the time to speak with them personally and found the person I spoke with to have no knowledge of the companys terms of service or any willingness to help.
www.gcibn.net is a fraudulent bank that is part of a ring of so-called "Nigerian 419" scam artists. I was propositioned by one of these and was told I should send $8,000 to open an account.
Unfortunately what they didnt know was that I volounteer alot of my personal time to spotting and working to prevent internet fraud. Most hosts spot a fank bank once we point it out, and they realize that this is a risk for them and other people and shut the bank down.
XO communications does not. A manager I spoke with said "It's more of a risk that we get sued for turning off a real banks website". According to their terms of service this is not.
XO communications hasn't even answered several warning emails and to this day www.gcibn.net (fake bank... obviously fake) still is around.
"Yeah we've had a few complaints but nothing hard or big..."
---xo.com abuse dept manager
If you are defrauded by a fake internet bank, don't bother reporting it to XO if they are the host, they dont care and are more willing to host a fraudulent website than to help out in the fight against fraud.
Evidence the bank is fraudulent:
1) Phone number are either mobile numbers or a fax tone (when not listed as a fax)
2) The bank is not listed in the register of the hosting country (Nigeria)
3) Poor design
4) This email from the "boss"
"Visit our international wire transfer online section at www.gcibn.net
Go to Internet banking
1 sends me your international passport
2 You need to register your name or company with Nigeria chambers
of cooperate affairs commission to incorporate your name as a
Registered company in Nigeria.
There is no way we can fully complete this transfer if you do not pay
for the registration of your company. You have to register as a class
'A' type because your funds is more Than usd$10,000.00(Ten thousand)
Pay by western union money transfer the sum of usd$8800(Eight thousand
eight hundred us dollars to our protocol Mr. Austine Ozogula in two separate payments of USD$4400 each. So that he can Register your name as accompany in Nigeria and A CERTIFICATE OF INCORPORATION WILL BE ISSUED TO YOU IN YOUR NAME.
With this, We will revalidate your payment with our central payment network and finally make adequate transfer of the money in your
Favor from our online banking net work.
Use the information below to effect payment of USD$8800.00 by western union money transfer in two separate transactions of usd$4400 each
RECEIVER'S NAME :AUSTINE OZOGULA
ADDRESS :VICTORIA ISLAND LAGOS
TEXT QUESTION :PAYMENT
TEXT ANSWER :PAYMENT
Send the two control nos to me and I will send you all the needed codes to
Effect the transfer from our online banking to your bank.
KEEP THIS INFORMATION VERY CONFIDENTAIL TO AVOID FRAUD ON YOUR ACCOUNT
MOBILE TEL:234 803 7152039
TEL/FAX 234 1 7748402
apo, New York