- Report: #332237
Report - Rebuttal - Arbitrate
Complaint Review: Your American Financial
Your American Financial1625 Chestnut St Philadelphia, Pennsylvania U.S.A.
Your American Financial, What a scam, thank goodness they only got me for $475 Philadelphia Pennsylvania
The first was Your American Financial out of Philadelphia, PA. When you type in www.youramericanfinancial.com, it takes you directly to their website. It is a very professional looking site. You put in some basic info, and then, in a few days, they call you to let you know that you have been approved. All you need to do is wire an amount, that is equal to 2 or 4 of your monthly payments, and the check is in the mail. HAHA!! Actually, its in Fed-Ex's hands.
Well, if I had a substantial amount of money, obviously I would not be hunting someone to loan me very much money. So, what they wanted initially, was $1,290.00 wired as "default insurance." If I had that much money, I wouldn't need a loan. Finally, between us, I managed to save $475.00 - I called my "loan officer" Mike Price to tell him that was all I had. He put me on hold a couple times, then finally came on and said that he had asked the manager, and that if I wired that right away, they would release my funds. So, being the desparate person that I am, I wired it out. It was wired to a person by the name of MARCO MABIALA - and, although the company is in PA., these funds had to be wired to Canada - Well, I waited for a couple days, it was supposed to be direct deposited into an account. Thank goodness, I had bought a pre-paid Visa card, and was using that, and therefore there were no funds on/in there, for them to steal. I believe, now that they did try something, as less than 24 hours after I had wired the money and given them the account numbers, there was an attempted transaction on the account. In my silliness, I assumed it was them trying to put the money on there, but now I have no doubt, that they were trying to take whatever money I had in that account.
Its the same old scam story, I called when funds didn't arrive. I was told that a higher up manager had put the account on hold for more funds, etc...
At this point, I too, think they have caller ID or something, as they never answer my calls, or anything.
Here are the other names of people I talked to at the phone number provided: MIKE PRICE, BRIAN HOPE, BRIAN HARVEY, JASON DUNKIRK, JASON ALVIN. Just looking at that list makes me ill - the names really do look made up now.
Another thing is that when I called the provided 888-861-3219 number, it would go to a central messaging center. It is called a COA center; feel free to type that info in on a search bar - anyone can get that number.
However, once I spoke with Mike Price, he gave me another number to call, 888-219-8495. He said I could better reach him at this number, as opposed to the other number.
Now, as I said, I got the website addy for your american finance from my local paper - amazingly, right below it was an ad for the TRUST MANAGEMENT FINANCIAL company as well.
I emailed my info to them too. I was approved there also. There, I have only spoken with one person, ALLIE ROGERS, and she is calmly awaiting me to wire money so that I can finish that loan as well.
Funny thing to me is, that someone said in a post here in regards to the Trust Management Finance Co., that it was in Canada. Perhaps the 2 of these companies are working together - I don't know, and certainly have no proof of that whatsoever. But, the ads appeared together, at the same time, and stopped at the same time?? !! Kinda makes you wonder for sure.
Thanks for letting me vent over all this and hopefully we can all share enough info to stop all the scamming. I hate to think how many people they have already scammed over time.
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This report was posted on Ripoff Report on 05/12/2008 05:58 PM and is a permanent record located here: http://www.ripoffreport.com/r/Your-American-Financial/Philadelphia-Pennsylvania-19103/Your-American-Financial-What-a-scam-thank-goodness-they-only-got-me-for-475-Philadelphi-332237. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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