• Report: #263425

Complaint Review: YourSavingsClub.com CreditDiagnosis.com

  • Submitted: Thu, July 26, 2007
  • Updated: Wed, August 01, 2007

  • Reported By:Dontbotherme Tennessee
YourSavingsClub.com CreditDiagnosis.com
YourSavingsClub.com CreditDiagnosis.com Des Plaines, Illinois U.S.A.

YourSavingsClub.com CreditDiagnosis.com Filed for a "free" credit report from CreditDiagnosis. I started seeing charges to my bank account from YourSavingsClub.com Des Plaines Illinois

*Author of original report: Oh and guess what ---- CIC*Triple Advantage

*Author of original report: UPDATE!!! ANY LEGAL-BEGALS PLEASE RESPOND. I HAVE LEGAL-INSURANCE.

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I was trying to find a free credit report alternative to the major one. I found a site, which in an IFRAME opened up CreditDiagnosis.com. They said they charged 1 dollar and then would immediately refund the dollar.

First of all they dont refund the dollar, and all of a sudden I get an email from YourSavingsClub.com stating "The e-mail address that you entered when you enrolled (*******@GMAIL.COM) is your electronic signature and constitutes your written authorization to debit your account" Wait, what? I never signed up for YourSavingsClub.com.

They seem to believe that aquiring my email address from one of their sister companies entitles said sister company to take money from my bank account?!?!

I was very mad. I immediately called both companies, which in doing so learned that both telephone menu systems are the exact same, and all emails from both companies are the exact same, leading me to believe that this is the same company. Doing a little more research, they also seem to scam under "Privacy Matters", "Passporttofun", "TodaysEscapes", "ShoppingEssential", "AtHomeRewards", "Fastauction", "KeywordSuccess","PMSEOGuide", and who knows however many other sites.

Any lawyer out there wanna sue the pants off these guys? They cant take the info I provided on CreditDiagnosis.com and use it to sign me up for YourSavingsClub.com and have YourSavingsClub start billing my credit card.

I am cancelling this credit-card by the way after reading other peoples problems with getting the company still charging even after the company SAYS that they closed the account.

Dontbotherme
Dontbotherme, Tennessee
U.S.A.

This report was posted on Ripoff Report on 07/26/2007 02:21 PM and is a permanent record located here: http://www.ripoffreport.com/r/YourSavingsClubcom-CreditDiagnosiscom/Des-Plaines-Illinois-60017/YourSavingsClubcom-CreditDiagnosiscom-Filed-for-a-free-credit-report-from-CreditDiagn-263425. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Author of original report

Oh and guess what ---- CIC*Triple Advantage

AUTHOR: Dontbotherme - (U.S.A.)

Who has the exact same phone menu and business hours? EXPIERIAN!!!

CIC*Triple Advantage is the culprit!!!

See this link: http://www.knowzy.com/Personal_Finance/Credit/Credit_Monitoring_Is_A_Rip_Off-StepByStep-Canceling_CIC_TripleAdvantage.htm

THIS IS THE CHARGE ON MY CC BILL:
07/30/2007 DBT CRD **** 07/28/07 ********* (12.95)
CIC*Triple Advantage
18500 Vo
877-4816825 CA

"Experian, (parent company of CIC TripleAdvantage), has been forced to give up $1.25 million in what the FTC calls "ill-gotten" gains. They have also settled multiple class action lawsuits. Despite these actions, their business practices have changed very little."

It appears that the phishers (experian) have already registered me for that service and have provided a "Favorite Teacher" secret question answer that I would have never provided on Equifax's credit monitoring service.

THIS IS SUCH LARGE SCALE THEFT THAT I DOUBT ANYTHING CAN EVEN BE DONE ABOUT.

I will be calling "877-4816825 CA" and the phone number they dont give you: 1-877-481-6826.

THIS IS EXTORTION.
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#2 Author of original report

UPDATE!!! ANY LEGAL-BEGALS PLEASE RESPOND. I HAVE LEGAL-INSURANCE.

AUTHOR: Dontbotherme - (U.S.A.)

They just charged me again!!!! After I closed my account with them LAST WEEK.

I was now hit with a 12.95 charge for the same service that I supposedly canceled (called every phone number and closed every account with them), and THEN a 5.00 charge for a re-instatement fee for the services that I cancelled multiple times.

I had already filed complaint with the FTC. I called my bank. And I even cancelled the card they were billing, yet it appears that they still can bill me.

HOW THE FARK DO I STOP THIS!!!!!!!!!!!!!!!!!! I just sent my bank a message on their "Internet Banking Site" yet i doubt it will do any good, just like the last 3 TIMES I ATTEMPTED TO STOP THIS.


THE FTC's RESPONCE WAS SOME AUTOMATED GARBAGE, MY BANK TOLD ME TO CANCEL THE CARD, AND MASTERCARD CANCELED IT. YET WITHIN THE LAST 2 DAYS EVEN MORE BOGUS CHARGES APPEARED.

THIS IS FARKING-BS!!!!!!!!!!!!!!!!

I'M HAVING TO CLOSE THAT BANK ACCOUNT IN ITS ENTIRETY AND TRANSFER ALL MY MONEY TO ANOTHER BANK. AND I STILL EXPECT TO SEE LATE FEES, NON-PAYMENTS, and GOV'T JUDGEMENTS AGAINST THAT ACCOUNT AND IN MY NAME FOR NOT HAVING THE FUND AND LEVYS AGAINST THAT ACCOUNT.

HOW THE FARK IS THIS POSSIBLE!!!! and WHAT CAN I DO TO GET THIS STOPPED!!!!!
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