ACA Recovery, UCS, United Credit Specialist, Accredited Collection Agency, CSI, Collection Solutions Inc, Jeff Winters (President), Joey Capo (Director of Operations) Collection Agency Exposed; Lying, Scamming, No Regards for the Law Ridgewood New Jersey

I want to expose this fraudulent Collection Agency, they are known by many names so lets start with their first. They started out as ACA Recovery or Accredited Collection Agency, once they had scammed enough people and had a terrible reputation they changed names to UCS or United Credit Specialist and again proceeded to scam not only the debtors but their clients as well and developed another bad reputation, finally they changed names again to CSI or Collection Solutions Inc. I dont know how these people are getting away with this, they violate or break almost every FDCPA and FTC law and regulation. They have convicted felons working in collections, people on probation/parole, they harass the debtors at work and at home, they always threaten to garnish wages and or sue, they are verbally and psycolgically abusive, and they add on additional fees for no reason.

The 2 people to hold the most accountable for all of these attrocious business practices is the President/CEO Jeff Winters and the Director of Operations Miss. Joey Capo. Now if you have ever seen Glen Gary Glenn Ross and or Boiler Room you would understand the mentality of these people, they are mentally and verbally abusive to all of their staff and even some talked about cases of phyisical abuse. They have a silent partner who is funding this fiasco but, I would hope he has no idea of how things are being run since he is very well established and a pillar to his community.

I needed to let all of this information even before I quit so that others do not get scammed and hopefully this leads to a full investigation into the company and its financials. I also know that they have changed names to file bankruptcy to avoid paying taxes but, that was before my time here. I hope all of this info was helpful to whoever needs it, please let everybody know that if any of htese 3 company names calls and tries to collect that you expose them for the frauds that they are.