advance cash services Matt williams for acs legal group e-mailed me a harassing e-mail and harassed me on the phone then before he hung up on me and said "see ya in court" Internet

On july 3, 2012 i recieved an email from a matt williams from acs legal group who was representing advance cash services. It clearly stated that i took out a cash advance recently and have failed to pay it back, so it has been reported to acs legal group for collection in the amount of $629.00. The original loan amount was said to be $300.00. It stated that a judgement would be placed against me if i didnt pay the amount stated in 2 business days. It also stated that they have my social security number, ip address and checking account number. I called the number at the bottom of the email to find out what was going on and the man who answered named matt williams bluntly said i took out this loan and i need to pay immediately. I tried explaining to him that i never took out the loan, i do not have a checking account or a computer because mine was stolen and before i could tell him that i wouldnt even meet the requirements for their services because i do not work or have enough income per month, he rudely said "ill see you at the courthouse". All i wanted was some information on how they got my information. The loan was supposedly taken out using my current email address which i have only had for less then a year plus i havent had a checking account in almost 10 years so something just doesnt add up! After the hang up and a rude email response my husband tried calling. Both of our phones are in my name so he must of seen my name come up so we blocked the number using *67 and guess what? He answered, well my husband demanded to know what was going on! Same response rude, nasty comments but yet no answers to the questions, he told this matt how rude he was and was never to call his wifes phone again and disrespect me, thats putting it nicely, im not going to write some of the nastier things he said to this matt. After that i emailed again just asking whats going on and what proof do they have of this "loan" and could i please get some info so we can clear this matter up, no response as of yet. Thats when i found this ripoff report and here i am, wondering who all has my info, very unsettleing to say the least!!! Suzanne, Philadelphia,PA