• Report: #830597

Complaint Review: afni collections

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  • Submitted: Sun, January 29, 2012
  • Updated: Sun, January 29, 2012

  • Reported By: Barbara — Boulder City Nevada U.S.A.
afni collections
1310 MLK Drive PO Box 3427 Bloomington, Illinois United States of America

afni collections Received an offer to pay off debt to T-Mobile. Problem is, I never had an account with T Mobile! Bloomington, Illinois

*General Comment: Dispute the claim

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Received an offer from afni to pay off a debt to T Mobile. They're willing to accept $100.00 for a $497.00 debt. The problem is, I never had an account with T Mobile!

This report was posted on Ripoff Report on 01/29/2012 09:21 AM and is a permanent record located here: http://www.ripoffreport.com/r/afni-collections/Bloomington-Illinois-61702-3427/afni-collections-Received-an-offer-to-pay-off-debt-to-T-Mobile-Problem-is-I-never-had-a-830597. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 1Consumer 0Employee/Owner
Updates & Rebuttals

#1 General Comment

Dispute the claim

AUTHOR: Elf - (United States of America)

If you have never had an account with T-Mobile, write to the collection agency stating this.  Tell them firmly, but politely, that you dispute their claim that you owe the money.  AFNI is obligated under law to verify the debt and send copies of said verification to you.

Keep in mind you must do this in writing.  Send the letter registered with return receipt.  Photocopy the letter and the envleope and attached the receipt to the photocopy.

Without this, it's possible for AFNI to claim you never sent any denial.  They can still deny you sent it, but with the photocopy and the receipt, it will be very difficult for them to counter your claim that you did.
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