• Report: #1140628

Complaint Review: AFNI

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  • Submitted: Mon, April 21, 2014
  • Updated: Mon, April 21, 2014

  • Reported By: Carolinaj — San Antonio Texas
AFNI
404 Brock Dr Bloomoington, Illinois USA

AFNI Collections Collection company uses Credit Bureau reporting to extort collections not due even after being removed from Credit Bureau Reports Bloomoington Illinois

*Author of original report: GE Capital Healthcare changes name: Synchrony Bank

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AFNI was removed from all three of my credit reports for trying to collect an invalid debt from AT&T in February of 2013.  This month I noticed they reappeared on all three credit bureaus for the invalid debt, again.  Hence, I filed a dispute with all three bureaus as well as a BBB Complaint for the illegal practice of extorting persons via credit reporting (FCRA).  If all three negative remarks are not removed I'll file complaints further with Atty General, FCRA, CFPB and Consumer Advocacy.  Always save your dispute results because unethical business practices run rampant in the finance industry.


This report was posted on Ripoff Report on 04/21/2014 10:19 PM and is a permanent record located here: http://www.ripoffreport.com/r/AFNI/Bloomoington-Illinois-61701/AFNI-Collections-Collection-company-uses-Credit-Bureau-reporting-to-extort-collections-no-1140628. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
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Updates & Rebuttals

#1 Author of original report

GE Capital Healthcare changes name: Synchrony Bank

AUTHOR: Carolinaj - ()

GE Capital, now Synchrony Bank, did refund my overcharges as described in my original complaint  $1229.17 -after filing with the Consumer Financial Protection Bureau.  However, be aware, if you're offered a great deal with Synchrony on medical procedures that deal is not a credit card, although it appears as such.  It is called a deferred card and you will not be informed because it's usually a medical receptionist selling you the deal. See the interest they charged me in red in this writing.  Yes, that's within 6 months.  I was fortunate and received a refund then cancelled my card.   This is just an update to let other's know that GE Capital has not changed their practices only their name.  Perform due diligence when taking an offer from Synchrony re: interest rates as well as length of interest and verify if you're received credit or a good old fashioned rip-off in the guise of credit.

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