• Report: #1159244

Complaint Review: american express

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  • Submitted: Thu, July 03, 2014
  • Updated: Thu, July 03, 2014

  • Reported By: amexrapeme2014 — chandler Arizona
american express
New York, New York USA

american express amex cards RACIAL NAME CALLING SWEARING NEW YORK CITY New York

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HERE IS THE AMEX LETTERS I HAVE SENT AND GOT BY FAX AND I HAVE BEEN CALLED THE N WORD AND A JEW AND TOLD I SHOULD BE KILLED AND THAT I AM A CRACK WHORE ETC THE NEWS MEDIA WONT STEP IN AND PEOPLE IGNORE THIS AS IF IT'S A JOKE WOW THIS IS SO MUCH A JOKE WHO IS GOING TO HELP ME

ALL YOU NEW VICTIMS LETS SUE AMEX NOW AND GET A NEW CLASS ACTION GOING AGAINST AMEX CARDS INC 

newsource@cnn.com, ken.chenault@aexp.com, chenault@aexp.com, Kenneth.I.Chenault@aexp.com, yuma-info@arizonabbb.org, complaints@arizonabbb.org, John.Hayes@aexp.com, Douglas.Buckminster@aexp.com, tho

 American Express Starwood Credit Card/CEO Kenneth Chenault American Express put misinformation on my credit report in order to ruin my credit. New York, New York Nationwide
 
American Express Starwood Credit Card
World Financial Center 200 Vesey StreetNew York, NY, Select State/ProvinceUSA
  • Phone:
  • Web:
  • Category: Credit & Debt Services

American Express Starwood Credit Card/CEO Kenneth Chenault American Express put misinformation on my credit report in order to ruin my credit. New York, New York Nationwide

 American Express Corporation
World Financial Center
200 Vessey Street
New York, NY 10285
Fax: (212) 640-0128
Kenneth Chenault 
 
DEAR AMERICAN EXPRESS CORPORATE
 
I AM DAVID GOLDSTEIN NICE TO MEET YOU ALL MEDIA AND ARIZ LOCAL LAW AND STATE LAW ENFORCEMENT A CASE WAS FILED AND IS BEING PUT TOGETHER AT MOMENT
 
ALL AMEX EMPLOYEES & EXECUTIVES ARE IGNORING ME AND REFUSE TO ADDRESS ISSUES  AND MANY TO BE ADDRESSED. SUCH AS LAWS BEEN BROKEN AND NEED MEDIA TO ADDRESS THIS AND MAKE A STORY AND EXPOSE AMERICAN EXPRESS AND THERE FRAUD AND THERE LIES YOU   MAY CALL ME AT 602-859-5519 ASAP PLEASE AND GET ALL MEDIA INVOLVED .
 
 CORRESPONDANCE FROM J.MARRERO WHOM HAS SAID HE IS LOCATED AT THE SALT LAKE CITY OFFICE ( FRAUD STATEMENT ) = ( LIE ) & AND IS LOCATED AT THE
 SYDNEY AUSTRALIA OFFICES AND HAS PUT THAT HE IS IN SALT LAKE WHEN IS NOT A USA EMPLOYEE OF AMERICAN EXPRESS
 
AND UNDER THE STATE AND FEDERAL LAWS ANY PREPAID CADS THAT HAVE NO AVAILABLE CREDIT OR PREPAID LIMIT IS NOT ALLOWED AN EXTENDED AMOUNT OF CREDIT AND WHICH AMERICAN EXPRESS ALLOWED HERTZ CAR RENTAL TO GET A $976.00 AMOUNT OF CREDIT GIVEN TO THEM FROM MY ACCOUNT IS NOT LEGAL AND NO SIGNATURE AND NO PERMISSION AND NO CREDIT WAS AVAILABLE ON THAT PREPAID CARD AND AT THAT TIME ONLY $887.00 WAS AVAILABLE AND JUST DISAPEARED FROM MY ACCOUNT. AND SAME WITH OTHER ACCT WITH THE MINUS 376.00 .
 
AMERICAN EXPRESS PRE PAID ACCOUNT THE CHARGES THAT WERE MADE ON MY ACCOUNT WERE MADE BY FORCE AND BY THREATS AND  WITH DEATH THREATS AGINST ME AND POLICE REPORT WAS FILED AND ALL CHARGES WERE BOGUS AND A COMPLAINT WAS FILED WITH THE STATE OF ARIZONA AND A CRIMINAL CASE IS NOW FILED AGAINST THE MAN DENNIS SABAN PHOENIX CAR RENTAL ALL CHARGES NEED TO BE REFUNDED BY AN OVER NIGHT CHECK TO ME NO LATER THAN 06-10-2014
 
THIS REFUND NEEDS TO ARRIVE AT MY ADDRESS LOCATED AT
 
DAVID SCOTT GOLDSTEIN
1900 WEST CHANDLER BLVD 335
CHANDLER AZ 85224
 
 
(CRIMINAL COMPLAINT# CIC 14-05499) ATTORNEY GENERAL CASE 800-352-8431.CHARGES MADE AT THE PHOENIX CAR RENTAL
 
MERCHANT ACCOUNT MUST BE SHUT DOWN : MR SEBAN MADE COMMENT I WILL PRESS OFFLINE AND MAKE UP AUTH CODE AND MONEY WILL BE PAID TO ME AND THAT IS WHAT WAS DONE AND WITH THREATS AND CUSSING
 
DAYS INN MANAGER AND OWNER AND NIGHT MANAGER ARE WITNESS TO THESE FAXES AND THREATS LETS MAKE THIS MATTER SIMPLE AND CLEAR IT UP .
 
NOW FOR ONE IT'S AGAINST THE LAW TO SEND FAXES WITH THREATS AGAINST A PERSONS NATURE,RELIGION,ETHIC BACKROUND, THREATS OF DEATH AND THREATS OF INTIMIDATION. 
 
ITS AGAINST THE LAW NOT TO CREDIT A CHARGEBACK ON A BILL THAT WAS CLEARLY DISPUTED BY THE CARD HOLDER WITH A POLICE REPORT WHICH WAS PROVIDED
 
ALSO ITS AGAINST THE LAW TO ALLOW A MERCHANT TO PROCESS CREDIT CARDS WHOM IS UNDER INVESTIGATION BY THE STATE OF  OR THE FEDERAL GOVT AND A INVESTIGATION HAS BEEN ANNOUNCED ( PHOENIX RENT A CAR) LAW IS BEING BROKEN BY AMEX CARDS INC.
 
ITS AGAINST THE LAW TO SLANDER ANY PERSON UNDER THE USA LAWS OF SLANDER AND HARRISMENT. UNDER THIS LAW I WAS WAS CALLED MANY NAMES WITH LARGE VERBAL ABUSE AND CALLING ME MANY NAMES THAT REFER TO GENITAL SEXUAL LEWID NAMES AND ALSO CLASSIFIY ME AS A DRUG ADDICT AND A HOMOSEXUAL. THIS IS ALSO SEXUAL HARRISMENT.
 
INTERNET TO MAKE THREATS - ITS AGAINST THE LAW TO SEND FAXES OVER STATE LINES AND MAKE THREATS AGAINST PERSONS AND ALSO AGAINST COMPANIES AND ALSO TO MAKE THREATS OF PAST WAR ZONE THREATS  SUCH AS BLOOD BATH HITLER AND JEW DIE  THESE ARE NOT LEGAL TO DO OR TO MAKE AGAISNT A  PERSON.
 
BELOW ARE THE STATUES AND PENALTIES FOR THE THREATS AND FAXES TO MR GOLDSTEIN ( IE ) GOLDSTAIN ( IE) RONALD MCDONALD  ( JEWBOY) ETC INTERNET TO MAKE THREATS
 
Fair Credit Billing Act (FCBA) is a United States federal law enacted in 1974 as an amendment to the Truth in Lending Act (codified at 15 U.S.C. § 1601 et seq.). Its purpose is to protect consumers from unfair billing practices and to provide a mechanism for addressing billing errors in "open end"credit accounts, such as credit card or charge card accounts
  
Terrorist Threat Penalties
Defendants convicted of making terrorist threats face a range of possible penalties. Some states categorize the crime as either a misdemeanor or a felony, or both, depending on the nature of the circumstances. The penalties involved for a terrorist threat typically include one or more of the following:
 
Incarceration. Anyone convicted of a misdemeanor offense for making a terrorist or criminal threat faces up to one year in a county jail. For a felony conviction, a court can impose a prison sentence of a year or more. Depending on the state and the nature of the threat, a conviction for making a terrorist threat can result in a prison sentence of 40, and even 100 or more years in prison.
 
Fines. Fines for making a terrorist threat vary widely. Some states impose no minimum fine, while others impose minimum fines of as little as $200 or as much as $10,000. Maximum fines for making a terrorist threat can exceed $250,000.
 
Restitution. Courts may also order a person convicted of making a terrorist threat to pay restitution. Restitution is similar to a fine, but instead of paying it to the state, the convicted person pays restitution to the victims of the terrorist threat in order to compensate them for any damages they suffered as a result of the crime
.
Probation. In misdemeanor cases, and even in some felony cases, a court can sentence a person convicted of making a terrorist threat to a probation term. The length of the term differs widely, but typically lasts 6 months or more, depending on the circumstances of the case and state sentencing rules. Courts may also order probation after the defendant has served a jail sentence, and may also require the convicted person to pay a fine or restitution.
 
Damages
plaintiff must prove the defamatory statement caused actual damages in order to recover in a defamation claim.  In a defamation per se claim, proof of actual damages is not required as damages will be presumed.  Allen v. Ariz. Dep’t of Corr., 1 CA-CV 07-0242, 2009 WL 2382026 (Ariz. Ct. App. Aug. 4, 2009) (citing Boswell v. Phx. News., Inc., 152 Ariz. 1, 6 n. 4, 730 P.2d 178, 183 n. 4 (Ct. App. 1985)).  In addition, “a publication which impeaches the honesty, integrity, or reputation of a person, or which is damaging to his professional reputation is [defamatory] 
 
"A. Slander and Libel.
 
Slander and libel are included in the tort of defamation, which has four elements:
 
(a) a false and defamatory statement concerning another;
 
(b) an unprivileged publication to a third party;
 
(c) fault amounting at least to negligence on the part of the publisher; and
 
(d) either actionability of the statement irrespective of special harm or the existence of special harm caused by the publication."
 
INTERNET TO MAKE THREATS
Use of the internet to threaten “the person of another” constitutes a violation of 18 U.S.C. § 875 ( interstate communication of threat to injure) If it is communicated interstate, federal jurisdiction is created.
 
http://definitions.uslegal.com/d/death-threat/
http://definitions.uslegal.com/t/threat-of-harm/
http://definitions.uslegal.com/t/terroristic-threat/

CHARGEBACKS AND LAWS OF REFUNDS
Finally, even of you cannot satisfy either the billing errors or claims and defenses requirements   charge backs, you may still wish to write to your bank. Some banks will still process these requests.
 
The Federal Trade Commission (FTC) enforces the FCBA for most creditors except banks. If you think a creditor has violated the FCBA
 
You also can sue a creditor who violates the FCBA. If you win, you may be awarded damages, plus twice the amount of any finance charge — as long as it's between $500 and $5,000, or higher amounts if a pattern or practice of violations is established. The court also may order the creditor to pay your attorney's fees and costs.
 
If possible, hire a lawyer who is willing to accept the amount awarded to you by the court as the entire fee for representing you. Some lawyers may not take your case unless you agree to pay their fee — win or lose — or add to the court-awarded amount if they think it's too low.
 
The Legal Rights of a Customer Receiving Wrong Bill Charges 
Read more: http://www.ehow.com/info_7848237_legal-receiving-wrong-bill-charges.html#ixzz33qJUhk86   Under the Fair Credit Billing Act, a creditor must investigate charges that you dispute. The Fair Credit Billing Act covers only open-end or revolving debt, such as lines of credit, credit cards, and department store accounts. Installment loans, such as automobile loans, furniture contracts, and personal loans, are not covered by the Fair Credit Billing Act. If you have receive a bill with unauthorized charges, inaccurate charges, inaccurate date of purchase, charges for goods or services you did not receive, mathematical errors or failure to post payments and credits to your account on time, you have rights as a consumer to dispute those errors

MR DS GOLDSTEIN
 
AMEX TRAVEL STEALING MONEY FROM MEMBERS!!!!!
 
American Express Consumer Complaint
I ve bought a ticket thru American Express Travel using AMEX credit card, I had to cancel trip because of paperwork issues so I was unable to travel. Ticket was paid 1590 $ while the same ticket on cheapoair was 1290$, the reason why I paid extra 300 $ thru amex is so I can be protected in case of emergency but obviously we are not protected as members. They refused to refund me money back and I have followed what ever they told me to do. My friend had same situation but he got his money refunded, weird, but he is US Citizen and I am not so my English is not great.

 American Express  Fradulent chargeback
 
American Express Merchant Services
200 Vesey St.
New York, New York
Phone: 212-640-2000
Web: www.americanexpress.com

 
American Express - unfair charges and a rude supervisor named Keith
 

 
Nov 15, 2013 ... American Express. P.O. Box 981540 79998-1540 El Paso TX. http://www. americanexpress.com/ 1-800-528-4800. Product / Service, Charges
 
Nov 15, 2013   54  1 by anonymous  Monetary Loss: $65   Brooklyn, New York   Credit Cards   Charges
I have been a loyal amex customer for over 7 years, I've spent over 100k on my card, I was a few hours late on a payment (perhaps I even tried paying online and there was an issue on their website, I have a vague memory) I got charged 2 months interest on all my transactions, I called up complaining, the rep that picked up the phone was nice but needed help from a supervisor, so she got someone by the name Keith, who showed absolutely no courtesy.When I told him then I want to close my account, he didn't seem to care a bit, so I actually did close my account.
 
I'm still a young man and hope to live many years and unless amex shows some courtesy I will not spend another dime ever on an amex card.I still have discover, visa and mc who btw, all of them have shown courtesy in the past when I paid a few hours or even a day or 2 late.
44ce1a5
Review #457842
 
Here is the letter sent to American Express Corporate.
 
We hold a merchant account with American Express and we have just been notified that a chargeback has just occurred which had been settled 3 months ago.  We have tried unsuccessfully to resolve this issue with customer service representatives.  We have been hung up on and refused the opportunity to once again refute these fraudulent claims.
 
To recap this account dispute, we shipped a load of hay to Mr. ********** in February of this
year.  We provided documentation to American Express showing signed receipt of these goods and an authorization from them to bill their credit card.  We received and e-mail from him that they received their hay and were happy with the transaction.  From that point until sometime in late May we received no complaint or communication from ********* regarding his purchase. 
 
 We made an attempt to work with ********** but all we received was notification of a
chargeback.  Mr. ********** has not returned any product and to our knowledge could still be trying to sell the original order they received. 
 
We refuted this chargeback in May, funds were returned to us and to our knowledge this case was closed.  This is fraudulent, American Express should not be involved and the forced removal of funds from our account, along with pending funds belonging to another American Express card member is way out of line
 
judith of Van Nuys, CA on Feb. 5, 2014   http://www.consumeraffairs.com/travel/amex_travel.htmlSatisfaction Rating
1/5
 
American Express Corporation
World Financial Center
200 Vessey Street
New York, NY 10285
Fax: (212) 640-0128
CEO: Kenneth Chenault
 
DEAR AMERICAN EXPRESS CORPORATE
 
CORRESPONDANCE FROM J.MARRERO WHOM HAS SAID HE IS LOCATED AT THE SALT LAKE CITY OFFICE ( FRAUD STATEMENT ) = ( LIE ) & AND IS LOCATED AT THE SYDNEY AUSTRALIA OFFICES AND HAS PUT THAT HE IS IN SALT LAKE WHEN IS NOT A USA EMPLOYEE OF AMERICAN EXPRESS
 
AND UNDER THE STATE AND FEDERAL LAWS ANY PREPAID CADS THAT HAVE NO AVAILABLE CREDIT OR PREPAID LIMIT IS NOT ALLOWED AN EXTENDED AMOUNT OF CREDIT AND WHICH AMERICAN EXPRESS ALLOWED HERTZ CAR RENTAL TO GET A $976.00 AMOUNT OF CREDIT GIVEN TO THEM FROM MY ACCOUNT IS NOT LEGAL AND NO SIGNATURE AND NO PERMISSION AND NO CREDIT WAS AVAILABLE ON THAT PREPAID CARD AND AT THAT TIME ONLY $887.00 WAS AVAILABLE AND JUST DISAPEARED FROM MY ACCOUNT. AND SAME WITH OTHER ACCT WITH THE MINUS 376.00 .
 
AMERICAN EXPRESS PRE PAID ACCOUNT THE CHARGES THAT WERE MADE ON MY ACCOUNT WERE MADE BY FORCE AND BY THREATS AND  WITH DEATH THREATS AGINST ME AND POLICE REPORT WAS FILED AND ALL CHARGES WERE BOGUS AND A
 
American Express Corporation
World Financial Center
200 Vessey Street
New York, NY 10285
Fax: (212) 640-0128
Kenneth Chenault  
 
DEAR AMERICAN EXPRESS CORPORATE
 
I AM DAVID GOLDSTEIN NICE TO MEET YOU ALL MEDIA AND ARIZ LOCAL LAW AND STATE LAW ENFORCEMENT A CASE WAS FILED AND IS BEING PUT TOGETHER AT MOMENT
 
ALL AMEX EMPLOYEES & EXECUTIVES ARE IGNORING ME AND REFUSE TO ADDRESS ISSUES  AND MANY TO BE ADDRESSED. SUCH AS LAWS BEEN BROKEN AND NEED MEDIA TO ADDRESS THIS AND MAKE A STORY AND EXPOSE AMERICAN EXPRESS AND THERE FRAUD AND THERE LIES YOU   MAY CALL ME AT 602-859-5519 ASAP PLEASE AND GET ALL MEDIA INVOLVED .
 
 CORRESPONDANCE FROM J.MARRERO WHOM HAS SAID HE IS LOCATED AT THE SALT LAKE CITY OFFICE ( FRAUD STATEMENT ) = ( LIE ) & AND IS LOCATED AT THE SYDNEY AUSTRALIA OFFICES AND HAS PUT THAT HE IS IN SALT LAKE WHEN IS NOT A USA EMPLOYEE OF AMERICAN EXPRESS
 
AND UNDER THE STATE AND FEDERAL LAWS ANY PREPAID CADS THAT HAVE NO AVAILABLE CREDIT OR PREPAID LIMIT IS NOT ALLOWED AN EXTENDED AMOUNT OF CREDIT AND WHICH AMERICAN EXPRESS ALLOWED HERTZ CAR RENTAL TO GET A $976.00 AMOUNT OF CREDIT GIVEN TO THEM FROM MY ACCOUNT IS NOT LEGAL AND NO SIGNATURE AND NO PERMISSION AND NO CREDIT WAS AVAILABLE ON THAT PREPAID CARD AND AT THAT TIME ONLY $887.00 WAS AVAILABLE AND JUST DISAPEARED FROM MY ACCOUNT. AND SAME WITH OTHER ACCT WITH THE MINUS 376.00 .
 
AMERICAN EXPRESS PRE PAID ACCOUNT THE CHARGES THAT WERE MADE ON MY ACCOUNT WERE MADE BY FORCE AND BY THREATS AND  WITH DEATH THREATS AGINST ME AND POLICE REPORT WAS FILED AND ALL CHARGES WERE BOGUS AND A COMPLAINT WAS FILED WITH THE STATE OF ARIZONA AND A CRIMINAL CASE IS NOW FILED AGAINST THE MAN DENNIS SABAN PHOENIX CAR RENTAL ALL CHARGES NEED TO BE REFUNDED BY AN OVER NIGHT CHECK TO ME NO LATER THAN 06-10-2014
 
THIS REFUND NEEDS TO ARRIVE AT MY ADDRESS LOCATED AT
 
DAVID SCOTT GOLDSTEIN
1900 WEST CHANDLER BLVD 335
CHANDLER AZ 85224
 
(CRIMINAL COMPLAINT# CIC 14-05499) ATTORNEY GENERAL CASE 800-352-8431.CHARGES MADE AT THE PHOENIX CAR RENTAL
 
MERCHANT ACCOUNT MUST BE SHUT DOWN : MR SEBAN MADE COMMENT I WILL PRESS OFFLINE AND MAKE UP AUTH CODE AND MONEY WILL BE PAID TO ME AND THAT IS WHAT WAS DONE AND WITH THREATS AND CUSSING
 
DAYS INN MANAGER AND OWNER AND NIGHT MANAGER ARE WITNESS TO THESE FAXES AND THREATS LETS MAKE THIS MATTER SIMPLE AND CLEAR IT UP .

NOW FOR ONE IT'S AGAINST THE LAW TO SEND FAXES WITH THREATS AGAINST A PERSONS NATURE,RELIGION,ETHIC BACKROUND, THREATS OF DEATH AND THREATS OF INTIMIDATION. 
 
ITS AGAINST THE LAW NOT TO CREDIT A CHARGEBACK ON A BILL THAT WAS CLEARLY DISPUTED BY THE CARD HOLDER WITH A POLICE REPORT WHICH WAS PROVIDED
 
ALSO ITS AGAINST THE LAW TO ALLOW A MERCHANT TO PROCESS CREDIT CARDS WHOM IS UNDER INVESTIGATION BY THE STATE OF  OR THE FEDERAL GOVT AND A INVESTIGATION HAS BEEN ANNOUNCED ( PHOENIX RENT A CAR) LAW IS BEING BROKEN BY AMEX CARDS INC.
 
ITS AGAINST THE LAW TO SLANDER ANY PERSON UNDER THE USA LAWS OF SLANDER AND HARRISMENT. UNDER THIS LAW I WAS WAS CALLED MANY NAMES WITH LARGE VERBAL ABUSE AND CALLING ME MANY NAMES THAT REFER TO GENITAL SEXUAL LEWID NAMES AND ALSO CLASSIFIY ME AS A DRUG ADDICT AND A HOMOSEXUAL. THIS IS ALSO SEXUAL HARRISMENT.

INTERNET TO MAKE THREATS - ITS AGAINST THE LAW TO SEND FAXES OVER STATE LINES AND MAKE THREATS AGAINST PERSONS AND ALSO AGAINST COMPANIES AND ALSO TO MAKE THREATS OF PAST WAR ZONE THREATS  SUCH AS BLOOD BATH HITLER AND JEW DIE  THESE ARE NOT LEGAL TO DO OR TO MAKE AGAISNT A  PERSON.
 
BELOW ARE THE STATUES AND PENALTIES FOR THE THREATS AND FAXES TO MR GOLDSTEIN ( IE ) GOLDSTAIN ( IE) RONALD MCDONALD  ( JEWBOY) ETC INTERNET TO MAKE THREATS
 
Fair Credit Billing Act (FCBA) is a United States federal law enacted in 1974 as an amendment to the Truth in Lending Act (codified at 15 U.S.C. § 1601 et seq.). Its purpose is to protect consumers from unfair billing practices and to provide a mechanism for addressing billing errors in "open end"credit accounts, such as credit card or charge card accounts
 
Terrorist Threat Penalties
Defendants convicted of making terrorist threats face a range of possible penalties. Some states categorize the crime as either a misdemeanor or a felony, or both, depending on the nature of the circumstances. The penalties involved for a terrorist threat typically include one or more of the following:
 
Incarceration. Anyone convicted of a misdemeanor offense for making a terrorist or criminal threat faces up to one year in a county jail. For a felony conviction, a court can impose a prison sentence of a year or more. Depending on the state and the nature of the threat, a conviction for making a terrorist threat can result in a prison sentence of 40, and even 100 or more years in prison.
 
Fines. Fines for making a terrorist threat vary widely. Some states impose no minimum fine, while others impose minimum fines of as little as $200 or as much as $10,000. Maximum fines for making a terrorist threat can exceed $250,000.
 
Restitution. Courts may also order a person convicted of making a terrorist threat to pay restitution. Restitution is similar to a fine, but instead of paying it to the state, the convicted person pays restitution to the victims of the terrorist threat in order to compensate them for any damages they suffered as a result of the crime
.
Probation. In misdemeanor cases, and even in some felony cases, a court can sentence a person convicted of making a terrorist threat to a probation term. The length of the term differs widely, but typically lasts 6 months or more, depending on the circumstances of the case and state sentencing rules. Courts may also order probation after the defendant has served a jail sentence, and may also require the convicted person to pay a fine or restitution.

Damages
plaintiff must prove the defamatory statement caused actual damages in order to recover in a defamation claim.  In a defamation per se claim, proof of actual damages is not required as damages will be presumed.  Allen v. Ariz. Dep’t of Corr., 1 CA-CV 07-0242, 2009 WL 2382026 (Ariz. Ct. App. Aug. 4, 2009) (citing Boswell v. Phx. News., Inc., 152 Ariz. 1, 6 n. 4, 730 P.2d 178, 183 n. 4 (Ct. App. 1985)).  In addition, “a publication which impeaches the honesty, integrity, or reputation of a person, or which is damaging to his professional reputation is [defamatory] 

"A. Slander and Libel.
 
Slander and libel are included in the tort of defamation, which has four elements:
 
(a) a false and defamatory statement concerning another;
 
(b) an unprivileged publication to a third party;
 
(c) fault amounting at least to negligence on the part of the publisher; and
 
(d) either actionability of the statement irrespective of special harm or the existence of special harm caused by the publication."

INTERNET TO MAKE THREATS
Use of the internet to threaten “the person of another” constitutes a violation of 18 U.S.C. § 875 ( interstate communication of threat to injure) If it is communicated interstate, federal jurisdiction is created.
 
http://definitions.uslegal.com/d/death-threat/
http://definitions.uslegal.com/t/threat-of-harm/
http://definitions.uslegal.com/t/terroristic-threat/

CHARGEBACKS AND LAWS OF REFUNDS
Finally, even of you cannot satisfy either the billing errors or claims and defenses requirements   charge backs, you may still wish to write to your bank. Some banks will still process these requests.
 
The Federal Trade Commission (FTC) enforces the FCBA for most creditors except banks. If you think a creditor has violated the FCBA
 
You also can sue a creditor who violates the FCBA. If you win, you may be awarded damages, plus twice the amount of any finance charge — as long as it's between $500 and $5,000, or higher amounts if a pattern or practice of violations is established. The court also may order the creditor to pay your attorney's fees and costs.
 
If possible, hire a lawyer who is willing to accept the amount awarded to you by the court as the entire fee for representing you. Some lawyers may not take your case unless you agree to pay their fee — win or lose — or add to the court-awarded amount if they think it's too low.
 
The Legal Rights of a Customer Receiving Wrong Bill Charges 
Read more: http://www.ehow.com/info_7848237_legal-receiving-wrong-bill-charges.html#ixzz33qJUhk86   Under the Fair Credit Billing Act, a creditor must investigate charges that you dispute. The Fair Credit Billing Act covers only open-end or revolving debt, such as lines of credit, credit cards, and department store accounts. Installment loans, such as automobile loans, furniture contracts, and personal loans, are not covered by the Fair Credit Billing Act. If you have receive a bill with unauthorized charges, inaccurate charges, inaccurate date of purchase, charges for goods or services you did not receive, mathematical errors or failure to post payments and credits to your account on time, you have rights as a consumer to dispute those errors

MR DS GOLDSTEIN
 
AMEX TRAVEL STEALING MONEY FROM MEMBERS!!!!!
 
American Express Consumer Complaint
I ve bought a ticket thru American Express Travel using AMEX credit card, I had to cancel trip because of paperwork issues so I was unable to travel. Ticket was paid 1590 $ while the same ticket on cheapoair was 1290$, the reason why I paid extra 300 $ thru amex is so I can be protected in case of emergency but obviously we are not protected as members. They refused to refund me money back and I have followed what ever they told me to do. My friend had same situation but he got his money refunded, weird, but he is US Citizen and I am not so my English is not great.

 American Express  Fradulent chargeback
 
American Express Merchant Services
200 Vesey St.
New York, New York
Phone: 212-640-2000
Web: www.americanexpress.com
 
American Express - unfair charges and a rude supervisor named Keith
 
 
Nov 15, 2013 ... American Express. P.O. Box 981540 79998-1540 El Paso TX. http://www. americanexpress.com/ 1-800-528-4800. Product / Service, Charges
 
Nov 15, 2013   54  1 by anonymous  Monetary Loss: $65   Brooklyn, New York   Credit Cards   Charges
I have been a loyal amex customer for over 7 years, I've spent over 100k on my card, I was a few hours late on a payment (perhaps I even tried paying online and there was an issue on their website, I have a vague memory) I got charged 2 months interest on all my transactions, I called up complaining, the rep that picked up the phone was nice but needed help from a supervisor, so she got someone by the name Keith, who showed absolutely no courtesy.When I told him then I want to close my account, he didn't seem to care a bit, so I actually did close my account.
 
I'm still a young man and hope to live many years and unless amex shows some courtesy I will not spend another dime ever on an amex card.I still have discover, visa and mc who btw, all of them have shown courtesy in the past when I paid a few hours or even a day or 2 late.
44ce1a5
Review #457842
 
Here is the letter sent to American Express Corporate.
 
We hold a merchant account with American Express and we have just been notified that a chargeback has just occurred which had been settled 3 months ago.  We have tried unsuccessfully to resolve this issue with customer service representatives.  We have been hung up on and refused the opportunity to once again refute these fraudulent claims.
 
To recap this account dispute, we shipped a load of hay to Mr. ********** in February of this
year.  We provided documentation to American Express showing signed receipt of these goods and an authorization from them to bill their credit card.  We received and e-mail from him that they received their hay and were happy with the transaction.  From that point until sometime in late May we received no complaint or communication from ********* regarding his purchase. 
 
 We made an attempt to work with ********** but all we received was notification of a
chargeback.  Mr. ********** has not returned any product and to our knowledge could still be trying to sell the original order they received. 
 
We refuted this chargeback in May, funds were returned to us and to our knowledge this case was closed.  This is fraudulent, American Express should not be involved and the forced removal of funds from our account, along with pending funds belonging to another American Express card member is way out of line
 
judith of Van Nuys, CA on Feb. 5, 2014   http://www.consumeraffairs.com/travel/amex_travel.htmlSatisfaction Rating
1/5
 
American Express Corporation
World Financial Center
200 Vessey Street
New York, NY 10285
Fax: (212) 640-0128
CEO: Kenneth Chenault
 
DEAR AMERICAN EXPRESS CORPORATE
 
CORRESPONDANCE FROM J.MARRERO WHOM HAS SAID HE IS LOCATED AT THE SALT LAKE CITY OFFICE ( FRAUD STATEMENT ) = ( LIE ) & AND IS LOCATED AT THE SYDNEY AUSTRALIA OFFICES AND HAS PUT THAT HE IS IN SALT LAKE WHEN IS NOT A USA EMPLOYEE OF AMERICAN EXPRESS
 
AND UNDER THE STATE AND FEDERAL LAWS ANY PREPAID CADS THAT HAVE NO AVAILABLE CREDIT OR PREPAID LIMIT IS NOT ALLOWED AN EXTENDED AMOUNT OF CREDIT AND WHICH AMERICAN EXPRESS ALLOWED HERTZ CAR RENTAL TO GET A $976.00 AMOUNT OF CREDIT GIVEN TO THEM FROM MY ACCOUNT IS NOT LEGAL AND NO SIGNATURE AND NO PERMISSION AND NO CREDIT WAS AVAILABLE ON THAT PREPAID CARD AND AT THAT TIME ONLY $887.00 WAS AVAILABLE AND JUST DISAPEARED FROM MY ACCOUNT. AND SAME WITH OTHER ACCT WITH THE MINUS 376.00 .

AMERICAN EXPRESS PRE PAID ACCOUNT THE CHARGES THAT WERE MADE ON MY ACCOUNT WERE MADE BY FORCE AND BY THREATS AND  WITH DEATH THREATS AGINST ME AND POLICE REPORT WAS FILED AND ALL CHARGES WERE BOGUS AND A COMPLAINT WAS FILED WITH THE STATE OF ARIZONA AND A CRIMINAL CASE IS NOW FILED AGAINST THE MAN DENNIS SABAN PHOENIX CAR RENTAL ALL CHARGES NEED TO BE REFUNDED BY AN OVER NIGHT CHECK TO ME NO LATER THAN 06-10-2014
 
THIS REFUND NEEDS TO ARRIVE AT MY ADDRESS LOCATED AT
 
DAVID SCOTT GOLDSTEIN
1900 WEST CHANDLER BLVD 335
CHANDLER AZ 85224
617-285-3447
 
(CRIMINAL COMPLAINT# CIC 14-05499) ATTORNEY GENERAL CASE 800-352-8431.CHARGES MADE AT THE PHOENIX CAR RENTAL
 
MERCHANT ACCOUNT MUST BE SHUT DOWN : MR SEBAN MADE COMMENT I WILL PRESS OFFLINE AND MAKE UP AUTH CODE AND MONEY WILL BE PAID TO ME AND THAT IS WHAT WAS DONE AND WITH THREATS AND CUSSING
 
DAYS INN MANAGER AND OWNER AND NIGHT MANAGER ARE WITNESS TO THESE FAXES AND THREATS LETS MAKE THIS MATTER SIMPLE AND CLEAR IT UP .
 
NOW FOR ONE IT'S AGAINST THE LAW TO SEND FAXES WITH THREATS AGAINST A PERSONS NATURE,RELIGION,ETHIC BACKROUND, THREATS OF DEATH AND THREATS OF INTIMIDATION. 
 
ITS AGAINST THE LAW NOT TO CREDIT A CHARGEBACK ON A BILL THAT WAS CLEARLY DISPUTED BY THE CARD HOLDER WITH A POLICE REPORT WHICH WAS PROVIDED
 
ALSO ITS AGAINST THE LAW TO ALLOW A MERCHANT TO PROCESS CREDIT CARDS WHOM IS UNDER INVESTIGATION BY THE STATE OF  OR THE FEDERAL GOVT AND A INVESTIGATION HAS BEEN ANNOUNCED ( PHOENIX RENT A CAR) LAW IS BEING BROKEN BY AMEX CARDS INC.
 
ITS AGAINST THE LAW TO SLANDER ANY PERSON UNDER THE USA LAWS OF SLANDER AND HARRISMENT. UNDER THIS LAW I WAS WAS CALLED MANY NAMES WITH LARGE VERBAL ABUSE AND CALLING ME MANY NAMES THAT REFER TO GENITAL SEXUAL LEWID NAMES AND ALSO CLASSIFIY ME AS A DRUG ADDICT AND A HOMOSEXUAL. THIS IS ALSO SEXUAL HARRISMENT.
 
INTERNET TO MAKE THREATS - ITS AGAINST THE LAW TO SEND FAXES OVER STATE LINES AND MAKE THREATS AGAINST PERSONS AND ALSO AGAINST COMPANIES AND ALSO TO MAKE THREATS OF PAST WAR ZONE THREATS  SUCH AS BLOOD BATH HITLER AND JEW DIE  THESE ARE NOT LEGAL TO DO OR TO MAKE AGAISNT A  PERSON.
 
BELOW ARE THE STATUES AND PENALTIES FOR THE THREATS AND FAXES TO MR GOLDSTEIN ( IE ) GOLDSTAIN ( IE) RONALD MCDONALD  ( JEWBOY) ETC INTERNET TO MAKE THREATS
 
Fair Credit Billing Act (FCBA) is a United States federal law enacted in 1974 as an amendment to the Truth in Lending Act (codified at 15 U.S.C. § 1601 et seq.). Its purpose is to protect consumers from unfair billing practices and to provide a mechanism for addressing billing errors in "open end"credit accounts, such as credit card or charge card accounts
 
Terrorist Threat Penalties
Defendants convicted of making terrorist threats face a range of possible penalties. Some states categorize the crime as either a misdemeanor or a felony, or both, depending on the nature of the circumstances. The penalties involved for a terrorist threat typically include one or more of the following:
 
Incarceration. Anyone convicted of a misdemeanor offense for making a terrorist or criminal threat faces up to one year in a county jail. For a felony conviction, a court can impose a prison sentence of a year or more. Depending on the state and the nature of the threat, a conviction for making a terrorist threat can result in a prison sentence of 40, and even 100 or more years in prison.
 
Fines. Fines for making a terrorist threat vary widely. Some states impose no minimum fine, while others impose minimum fines of as little as $200 or as much as $10,000. Maximum fines for making a terrorist threat can exceed $250,000.
 
Restitution. Courts may also order a person convicted of making a terrorist threat to pay restitution. Restitution is similar to a fine, but instead of paying it to the state, the convicted person pays restitution to the victims of the terrorist threat in order to compensate them for any damages they suffered as a result of the crime
.
Probation. In misdemeanor cases, and even in some felony cases, a court can sentence a person convicted of making a terrorist threat to a probation term. The length of the term differs widely, but typically lasts 6 months or more, depending on the circumstances of the case and state sentencing rules. Courts may also order probation after the defendant has served a jail sentence, and may also require the convicted person to pay a fine or restitution.

Damages
plaintiff must prove the defamatory statement caused actual damages in order to recover in a defamation claim.  In a defamation per se claim, proof of actual damages is not required as damages will be presumed.  Allen v. Ariz. Dep’t of Corr., 1 CA-CV 07-0242, 2009 WL 2382026 (Ariz. Ct. App. Aug. 4, 2009) (citing Boswell v. Phx. News., Inc., 152 Ariz. 1, 6 n. 4, 730 P.2d 178, 183 n. 4 (Ct. App. 1985)).  In addition, “a publication which impeaches the honesty, integrity, or reputation of a person, or which is damaging to his professional reputation is [defamatory] 
 
"A. Slander and Libel.
 
Slander and libel are included in the tort of defamation, which has four elements:
 
(a) a false and defamatory statement concerning another;
 
(b) an unprivileged publication to a third party;
 
(c) fault amounting at least to negligence on the part of the publisher; and
 
(d) either actionability of the statement irrespective of special harm or the existence of special harm caused by the publication."
 
INTERNET TO MAKE THREATS
Use of the internet to threaten “the person of another” constitutes a violation of 18 U.S.C. § 875 ( interstate communication of threat to injure) If it is communicated interstate, federal jurisdiction is created.
 
http://definitions.uslegal.com/d/death-threat/
http://definitions.uslegal.com/t/threat-of-harm/
http://definitions.uslegal.com/t/terroristic-threat/

CHARGEBACKS AND LAWS OF REFUNDS
Finally, even of you cannot satisfy either the billing errors or claims and defenses requirements   charge backs, you may still wish to write to your bank. Some banks will still process these requests.
 
 
The Federal Trade Commission (FTC) enforces the FCBA for most creditors except banks. If you think a creditor has violated the FCBA
 
You also can sue a creditor who violates the FCBA. If you win, you may be awarded damages, plus twice the amount of any finance charge — as long as it's between $500 and $5,000, or higher amounts if a pattern or practice of violations is established. The court also may order the creditor to pay your attorney's fees and costs.
 
If possible, hire a lawyer who is willing to accept the amount awarded to you by the court as the entire fee for representing you. Some lawyers may not take your case unless you agree to pay their fee — win or lose — or add to the court-awarded amount if they think it's too low.
 
The Legal Rights of a Customer Receiving Wrong Bill Charges 
Read more: http://www.ehow.com/info_7848237_legal-receiving-wrong-bill-charges.html#ixzz33qJUhk86   Under the Fair Credit Billing Act, a creditor must investigate charges that you dispute. The Fair Credit Billing Act covers only open-end or revolving debt, such as lines of credit, credit cards, and department store accounts. Installment loans, such as automobile loans, furniture contracts, and personal loans, are not covered by the Fair Credit Billing Act. If you have receive a bill with unauthorized charges, inaccurate charges, inaccurate date of purchase, charges for goods or services you did not receive, mathematical errors or failure to post payments and credits to your account on time, you have rights as a consumer to dispute those errors

MR DS GOLDSTEIN
 
I was a fairly new cardholder with American Express. Had paid my bill fully and on time each month. I was the primary cardholder and I added my husband as an additional cardholder. My husband was on a business trip and used the card to cover some expenses. There were 7 transactions in all within a two-day period. Ranging from $200-$1,000 per transaction. In the middle of one transaction, my husband calls me and says the card is being declined. I immediately called AMEX to find out why, considering the bill was not due for a couple of weeks.
 
The AMEX customer service agent told me that the card had a hold on it because they needed to verify my income. Totally taken back, I responded by asking why? You have already issued me a card. She said the way they would need to verify income by looking at my income tax returns. WHAT???? I have never heard of this. The woman said this process would take a week to resolve before they would take the hold off the account. I told her my husband was on business in the middle of a transaction and if there was any other way to resolve this issue. I suggested that I pay the balance off now, if that would help lift the hold. She said no, that they had to verify my income via my tax returns before the hold would be lifted.
 
The Customer service agent then went on to say that the problem
 
MR DS GOLDSTEIN

mas.shick@aexp.com, stone.phillips@nbc.com, jeff.zucker@nbc.com, katie.couric@nbc.coM, matt.lauer@nbc.com, nancy.nathan@nbc.com, david.corvo@nbc.com, tim.russert@nbc.com, Kurtzkurtzh@washpost.com, jill.neff@turner.com, evening@cbsnews.com, diane.sawyer@abc.com, charles.gibson@abc.com, sam.donaldson@abc.com, netaudr@abc.com, mzuckerman@usnews.com, letters@newsweek.com, robert.doherty@reuters.com, info@ap.org, barbara.fant@nbc.com, bob.fasbender@nbc.com, hardball@msnbc.com, mtp@msnbc.com, sam.feist@cnn.com, robert.novak@turner.com, community@cnn.com, 60m@cbsnews.com, kimberly.b.litt@aexp.com, scott.b.krugman@aexp.com, help@nytimes.com, Kenneth.l.Chenault@aexp.com, John.d.Hayes@aexp.com, IHT@IHT.com, Letter.editor@edit.wsj.com, WTNews@wt.infi.net, weed@npr.org, DHURLBURT@HEARST.COM, james.p.bush@aexp.com, webmaster@ica.state.az.us, memberservices@acfcs.org, support@instantcheckmate.com, yco-info@arizonabbb.org, jjlevine@cbs.com

 American Express Starwood Credit Card/CEO Kenneth Chenault American Express put misinformation on my credit report in order to ruin my credit. New York, New York Nationwide
 
 
 
  • Report: #1146335

Complaint Review: American Express Starwood Credit Card

(CRIMINAL COMPLAINT# CIC 14-05499) ATTORNEY GENERAL CASE 800-352-8431.CHARGES MADE AT THE PHOENIX CAR RENTAL 
 
MERCHANT ACCOUNT MUST BE SHUT DOWN : MR SEBAN MADE COMMENT I WILL PRESS OFFLINE AND MAKE UP AUTH CODE AND MONEY WILL BE PAID TO ME AND THAT IS WHAT WAS DONE AND WITH THREATS AND CUSSING
 
DAYS INN MANAGER AND OWNER AND NIGHT MANAGER ARE WITNESS TO THESE FAXES AND THREATS LETS MAKE THIS MATTER SIMPLE AND CLEAR IT UP .

NOW FOR ONE IT'S AGAINST THE LAW TO SEND FAXES WITH THREATS AGAINST A PERSONS NATURE,RELIGION,ETHIC BACKROUND, THREATS OF DEATH AND THREATS OF INTIMIDATION. 
 
ITS AGAINST THE LAW NOT TO CREDIT A CHARGEBACK ON A BILL THAT WAS CLEARLY DISPUTED BY THE CARD HOLDER WITH A POLICE REPORT WHICH WAS PROVIDED
 
ALSO ITS AGAINST THE LAW TO ALLOW A MERCHANT TO PROCESS CREDIT CARDS WHOM IS UNDER INVESTIGATION BY THE STATE OF  OR THE FEDERAL GOVT AND A INVESTIGATION HAS BEEN ANNOUNCED ( PHOENIX RENT A CAR) LAW IS BEING BROKEN BY AMEX CARDS INC.
 
ITS AGAINST THE LAW TO SLANDER ANY PERSON UNDER THE USA LAWS OF SLANDER AND HARRISMENT. UNDER THIS LAW I WAS WAS CALLED MANY NAMES WITH LARGE VERBAL ABUSE AND CALLING ME MANY NAMES THAT REFER TO GENITAL SEXUAL LEWID NAMES AND ALSO CLASSIFIY ME AS A DRUG ADDICT AND A HOMOSEXUAL. THIS IS ALSO SEXUAL HARRISMENT.

INTERNET TO MAKE THREATS - ITS AGAINST THE LAW TO SEND FAXES OVER STATE LINES AND MAKE THREATS AGAINST PERSONS AND ALSO AGAINST COMPANIES AND ALSO TO MAKE THREATS OF PAST WAR ZONE THREATS  SUCH AS BLOOD BATH HITLER AND JEW DIE  THESE ARE NOT LEGAL TO DO OR TO MAKE AGAISNT A  PERSON.
 
BELOW ARE THE STATUES AND PENALTIES FOR THE THREATS AND FAXES TO MR GOLDSTEIN ( IE ) GOLDSTAIN ( IE) RONALD MCDONALD  ( JEWBOY) ETC INTERNET TO MAKE THREATS
 
Fair Credit Billing Act (FCBA) is a United States federal law enacted in 1974 as an amendment to the Truth in Lending Act (codified at 15 U.S.C. § 1601 et seq.). Its purpose is to protect consumers from unfair billing practices and to provide a mechanism for addressing billing errors in "open end"credit accounts, such as credit card or charge card accounts
 
Terrorist Threat Penalties
Defendants convicted of making terrorist threats face a range of possible penalties. Some states categorize the crime as either a misdemeanor or a felony, or both, depending on the nature of the circumstances. The penalties involved for a terrorist threat typically include one or more of the following:
 
Incarceration. Anyone convicted of a misdemeanor offense for making a terrorist or criminal threat faces up to one year in a county jail. For a felony conviction, a court can impose a prison sentence of a year or more. Depending on the state and the nature of the threat, a conviction for making a terrorist threat can result in a prison sentence of 40, and even 100 or more years in prison.
 
Fines. Fines for making a terrorist threat vary widely. Some states impose no minimum fine, while others impose minimum fines of as little as $200 or as much as $10,000. Maximum fines for making a terrorist threat can exceed $250,000.
 
Restitution. Courts may also order a person convicted of making a terrorist threat to pay restitution. Restitution is similar to a fine, but instead of paying it to the state, the convicted person pays restitution to the victims of the terrorist threat in order to compensate them for any damages they suffered as a result of the crime
.
Probation. In misdemeanor cases, and even in some felony cases, a court can sentence a person convicted of making a terrorist threat to a probation term. The length of the term differs widely, but typically lasts 6 months or more, depending on the circumstances of the case and state sentencing rules. Courts may also order probation after the defendant has served a jail sentence, and may also require the convicted person to pay a fine or restitution.

Damages
plaintiff must prove the defamatory statement caused actual damages in order to recover in a defamation claim.  In a defamation per se claim, proof of actual damages is not required as damages will be presumed.  Allen v. Ariz. Dep’t of Corr., 1 CA-CV 07-0242, 2009 WL 2382026 (Ariz. Ct. App. Aug. 4, 2009) (citing Boswell v. Phx. News., Inc., 152 Ariz. 1, 6 n. 4, 730 P.2d 178, 183 n. 4 (Ct. App. 1985)).  In addition, “a publication which impeaches the honesty, integrity, or reputation of a person, or which is damaging to his professional reputation is [defamatory] 

"A. Slander and Libel.
 
Slander and libel are included in the tort of defamation, which has four elements:
 
(a) a false and defamatory statement concerning another;
 
(b) an unprivileged publication to a third party;
 
(c) fault amounting at least to negligence on the part of the publisher; and
 
(d) either actionability of the statement irrespective of special harm or the existence of special harm caused by the publication."

INTERNET TO MAKE THREATS
Use of the internet to threaten “the person of another” constitutes a violation of 18 U.S.C. § 875 ( interstate communication of threat to injure) If it is communicated interstate, federal jurisdiction is created.
 
http://definitions.uslegal.com/d/death-threat/
http://definitions.uslegal.com/t/threat-of-harm/
http://definitions.uslegal.com/t/terroristic-threat/
 
CHARGEBACKS AND LAWS OF REFUNDS
Finally, even of you cannot satisfy either the billing errors or claims and defenses requirements   charge backs, you may still wish to write to your bank. Some banks will still process these requests.
 
 The Federal Trade Commission (FTC) enforces the FCBA for most creditors except banks. If you think a creditor has violated the FCBA
 
You also can sue a creditor who violates the FCBA. If you win, you may be awarded damages, plus twice the amount of any finance charge — as long as it's between $500 and $5,000, or higher amounts if a pattern or practice of violations is established. The court also may order the creditor to pay your attorney's fees and costs.
 
If possible, hire a lawyer who is willing to accept the amount awarded to you by the court as the entire fee for representing you. Some lawyers may not take your case unless you agree to pay their fee — win or lose — or add to the court-awarded amount if they think it's too low.
 
 
The Legal Rights of a Customer Receiving Wrong Bill Charges 
Read more: http://www.ehow.com/info_7848237_legal-receiving-wrong-bill-charges.html#ixzz33qJUhk86   Under the Fair Credit Billing Act, a creditor must investigate charges that you dispute. The Fair Credit Billing Act covers only open-end or revolving debt, such as lines of credit, credit cards, and department store accounts. Installment loans, such as automobile loans, furniture contracts, and personal loans, are not covered by the Fair Credit Billing Act. If you have receive a bill with unauthorized charges, inaccurate charges, inaccurate date of purchase, charges for goods or services you did not receive, mathematical errors or failure to post payments and credits to your account on time, you have rights as a consumer to dispute those errors

MR DS GOLDSTEIN
 
AMEX TRAVEL STEALING MONEY FROM MEMBERS!!!!!
 
American Express Consumer Complaint
I ve bought a ticket thru American Express Travel using AMEX credit card, I had to cancel trip because of paperwork issues so I was unable to travel. Ticket was paid 1590 $ while the same ticket on cheapoair was 1290$, the reason why I paid extra 300 $ thru amex is so I can be protected in case of emergency but obviously we are not protected as members. They refused to refund me money back and I have followed what ever they told me to do. My friend had same situation but he got his money refunded, weird, but he is US Citizen and I am not so my English is not great.

 American Express  Fradulent chargeback
 
American Express Merchant Services
200 Vesey St.
New York, New York
Phone: 212-640-2000
Web: www.americanexpress.com


American Express - unfair charges and a rude supervisor named Keith
 
 

Nov 15, 2013 ... American Express. P.O. Box 981540 79998-1540 El Paso TX. http://www. americanexpress.com/ 1-800-528-4800. Product / Service, Charges
 
Nov 15, 2013   54  1 by anonymous  Monetary Loss: $65   Brooklyn, New York   Credit Cards   Charges
I have been a loyal amex customer for over 7 years, I've spent over 100k on my card, I was a few hours late on a payment (perhaps I even tried paying online and there was an issue on their website, I have a vague memory) I got charged 2 months interest on all my transactions, I called up complaining, the rep that picked up the phone was nice but needed help from a supervisor, so she got someone by the name Keith, who showed absolutely no courtesy.When I told him then I want to close my account, he didn't seem to care a bit, so I actually did close my account.
 
I'm still a young man and hope to live many years and unless amex shows some courtesy I will not spend another dime ever on an amex card.I still have discover, visa and mc who btw, all of them have shown courtesy in the past when I paid a few hours or even a day or 2 late.
44ce1a5
Review #457842

Here is the letter sent to American Express Corporate.
 
We hold a merchant account with American Express and we have just been notified that a chargeback has just occurred which had been settled 3 months ago.  We have tried unsuccessfully to resolve this issue with customer service representatives.  We have been hung up on and refused the opportunity to once again refute these fraudulent claims.
 
To recap this account dispute, we shipped a load of hay to Mr. ********** in February of this
year.  We provided documentation to American Express showing signed receipt of these goods and an authorization from them to bill their credit card.  We received and e-mail from him that they received their hay and were happy with the transaction.  From that point until sometime in late May we received no complaint or communication from ********* regarding his purchase. 
 
 We made an attempt to work with ********** but all we received was notification of a
chargeback.  Mr. ********** has not returned any product and to our knowledge could still be trying to sell the original order they received. 

We refuted this chargeback in May, funds were returned to us and to our knowledge this case was closed.  This is fraudulent, American Express should not be involved and the forced removal of funds from our account, along with pending funds belonging to another American Express card member is way out of line
 
judith of Van Nuys, CA on Feb. 5, 2014   http://www.consumeraffairs.com/travel/amex_travel.htmlSatisfaction Rating
1/5
 
American Express Corporation
World Financial Center
200 Vessey Street
New York, NY 10285
Fax: (212) 640-0128
CEO: Kenneth Chenault
 
 
DEAR AMERICAN EXPRESS CORPORATE
 
CORRESPONDANCE FROM J.MARRERO WHOM HAS SAID HE IS LOCATED AT THE SALT LAKE CITY OFFICE ( FRAUD STATEMENT ) = ( LIE ) & AND IS LOCATED AT THE SYDNEY AUSTRALIA OFFICES AND HAS PUT THAT HE IS IN SALT LAKE WHEN IS NOT A USA EMPLOYEE OF AMERICAN EXPRESS
 
AND UNDER THE STATE AND FEDERAL LAWS ANY PREPAID CADS THAT HAVE NO AVAILABLE CREDIT OR PREPAID LIMIT IS NOT ALLOWED AN EXTENDED AMOUNT OF CREDIT AND WHICH AMERICAN EXPRESS ALLOWED HERTZ CAR RENTAL TO GET A $976.00 AMOUNT OF CREDIT GIVEN TO THEM FROM MY ACCOUNT IS NOT LEGAL AND NO SIGNATURE AND NO PERMISSION AND NO CREDIT WAS AVAILABLE ON THAT PREPAID CARD AND AT THAT TIME ONLY $887.00 WAS AVAILABLE AND JUST DISAPEARED FROM MY ACCOUNT. AND SAME WITH OTHER ACCT WITH THE MINUS 376.00 .

AMERICAN EXPRESS PRE PAID ACCOUNT THE CHARGES THAT WERE MADE ON MY ACCOUNT WERE MADE BY FORCE AND BY THREATS AND  WITH DEATH THREATS AGINST ME AND POLICE REPORT WAS FILED AND ALL CHARGES WERE BOGUS AND A
 
American Express Corporation
World Financial Center
200 Vessey Street
New York, NY 10285
Fax: (212) 640-0128
Kenneth Chenault  
 
DEAR AMERICAN EXPRESS CORPORATE
 
I AM DAVID GOLDSTEIN NICE TO MEET YOU ALL MEDIA AND ARIZ LOCAL LAW AND STATE LAW ENFORCEMENT A CASE WAS FILED AND IS BEING PUT TOGETHER AT MOMENT
 
ALL AMEX EMPLOYEES & EXECUTIVES ARE IGNORING ME AND REFUSE TO ADDRESS ISSUES  AND MANY TO BE ADDRESSED. SUCH AS LAWS BEEN BROKEN AND NEED MEDIA TO ADDRESS THIS AND MAKE A STORY AND EXPOSE AMERICAN EXPRESS AND THERE FRAUD AND THERE LIES YOU   MAY CALL ME AT 602-859-5519 ASAP PLEASE AND GET ALL MEDIA INVOLVED .
 
 CORRESPONDANCE FROM J.MARRERO WHOM HAS SAID HE IS LOCATED AT THE SALT LAKE CITY OFFICE ( FRAUD STATEMENT ) = ( LIE ) & AND IS LOCATED AT THE SYDNEY AUSTRALIA OFFICES AND HAS PUT THAT HE IS IN SALT LAKE WHEN IS NOT A USA EMPLOYEE OF AMERICAN EXPRESS
 
AND UNDER THE STATE AND FEDERAL LAWS ANY PREPAID CADS THAT HAVE NO AVAILABLE CREDIT OR PREPAID LIMIT IS NOT ALLOWED AN EXTENDED AMOUNT OF CREDIT AND WHICH AMERICAN EXPRESS ALLOWED HERTZ CAR RENTAL TO GET A $976.00 AMOUNT OF CREDIT GIVEN TO THEM FROM MY ACCOUNT IS NOT LEGAL AND NO SIGNATURE AND NO PERMISSION AND NO CREDIT WAS AVAILABLE ON THAT PREPAID CARD AND AT THAT TIME ONLY $887.00 WAS AVAILABLE AND JUST DISAPEARED FROM MY ACCOUNT. AND SAME WITH OTHER ACCT WITH THE MINUS 376.00 .
 
AMERICAN EXPRESS PRE PAID ACCOUNT THE CHARGES THAT WERE MADE ON MY ACCOUNT WERE MADE BY FORCE AND BY THREATS AND  WITH DEATH THREATS AGINST ME AND POLICE REPORT WAS FILED AND ALL CHARGES WERE BOGUS AND A COMPLAINT WAS FILED WITH THE STATE OF ARIZONA AND A CRIMINAL CASE IS NOW FILED AGAINST THE MAN DENNIS SABAN PHOENIX CAR RENTAL ALL CHARGES NEED TO BE REFUNDED BY AN OVER NIGHT CHECK TO ME NO LATER THAN 06-10-2014
 
THIS REFUND NEEDS TO ARRIVE AT MY ADDRESS LOCATED AT

This report was posted on Ripoff Report on 07/03/2014 01:22 AM and is a permanent record located here: http://www.ripoffreport.com/r/american-express/New-York-New-York/american-express-amex-cards-RACIAL-NAME-CALLING-SWEARING-NEW-YORK-CITY-New-York-1159244. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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