- Report: #1075293
Report - Rebuttal - Arbitrate
Complaint Review: American Family Insurance
American Family InsurancePeoria, Arizona USA
American Family Insurance Over charged for manufactured home insurance for 8 years Peoria Arizona
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I have had 3 homes covered by American Family Insurance. The last one is a manufactured home that I bought for $23,000 and upgraded $7,000. When I moved from my last home I contacted them with the address change and sent them a copy of my title to my home. I found out 8 years later that they had me way over insuranced by $40,000. I have contacted them several times with no response. I discovered this when I received a letter that they where canceling my policy due to the age of the home. When talking with the new insurance company he insurced my home for $40,000. While American Family Insurance had me paying for a policy of over $80,000. The new agent explained that I didn't need a $80,000 policy for if my home was to burn down they would replace it with not a new one but yet a used one with the same value of the present home. Like a car. I feel like I have been scammed for 8 years trusting this company to make sure I had insurance and one that was a trustworthy replacement cost policy. [continued below]....
This report was posted on Ripoff Report on 08/12/2013 10:13 PM and is a permanent record located here: http://www.ripoffreport.com/r/American-Family-Insurance/Peoria-Arizona-85345/American-Family-Insurance-Over-charged-for-manufactured-home-insurance-for-8-years-Peoria-1075293. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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