Rip-off Report Investigation:: Altig International & American Income Life get a POSITIVE RATING from Rip-off Report and are fulfilling their commitment to resolve all legitimate complaints and address representative issues. Rip-off Report has investigated the company for many months after they contacted us to resolve any issues and misunderstandings being posted by competitors. With over 600 representatives and millions of clients, Altig International & American Income Life are bound to be the subject of a certain number of complaints about improper agent conduct, as well as product and administrative complaints.
Rip-off Report's investigation found such complaints, but importantly also found that Altig International & American Income Life are committed to resolving such complaints quickly and doing everything possible to satisfy its clients and representatives alike. They also take appropriate action against any of their representatives who are found to have conducted themselves improperly or unethically. We believe that the number of complaints against this company, whether through the Internet or other channels, is small when put into the context of its enormous size. Most large companies would never commit themselves like Altig International & American Income Life have to Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program.
Read our investigative Report and Altig & American Income Life's commitment to 100% consumer satisfaction. www.altig.com provides supplemental benefits and insurance program management services for labor unions, credit unions, associations, and private clients through American Income Life. Altig International has more than 600 licensed associates who serve millions of clients in the U.S. and Canada. Endorsements and praise for Altig International are available for review at http://www.altig.com/OurCompany/Praise.php. Altig International & American Income Life's business opportunity is open to candidates from all walks of life and all Altig associates are eligible to participate in our specialized growth programs including training, mentorship, personal agency building and leadership developmentwww.altig.com/OurAssociates/index.php..
See why you should feel secure and confident when doing business with Altig - Read about Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program,..A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. this program works.
American Income Life, AIL, Torchmark, Rick Altig preys on both potential employees as well as unsuspecting clients ripoff Burnaby British Columbia
I have read several different reports online about this company. Some rebutals but mostly bad things. And after having dealt with them for a period of time as an employee I can say for certain that almost all of the bad things are in fact true. I feel so strongly about this that if any lawsuits are being brought up I am willing to be a part of them. But most important of all, I wish to warn either trainees, employees or clients to not ever get involved with this company.
My story is pretty much the same as many others. I had recently moved to BC and was desperate for a job. I was fresh out of University and had bills to pay but no job to help me pay for them. The accounts from AIL stating that a person makes a minimum of $45,000 per year were just too hard to pass up. I mean I had invested in my future in University, why wouldn't I invest some money here.
I spent the time (and more importantly the money) on "training materials", passed my tests and passed my training in record time (according to my supervising agents).
The next thing I know, I'm getting sent all over the province at my own expense. I'm putting mileage on my car, paying for my hotel rooms and my food out of my own pocket. They tell us all it's a tax write off at the end of the year because we'll all be making so much money.
Unfortunately, the only way to make money in this job is to have no morals, be good at lying and immerse yourself in their brainwashing 100%. Everything you do in this company is scripted and you begin to realize that you are pretty much decieving the people they tell you that you're trying to help.
During cult-like brainwashing sessions every week, they like to try and make you believe that this is your own business and that you only have to answer to yourself. Not true. You are expected to work 6 to 7 days a week from 9 am to 8 pm. And THEN have training calls with your supervising agent.
But the question remains, is the money worth it? No. Unless you are at the top of the food chain you make peanuts. Thanks to the brainwashing I had due to this company, I racked up my credit cards trying to live. All the while thinking of it as an investment in my future. Ya, looking back, I know it was incredibly naive of me but it's amazing the stories these guys weave. And when you try to get out, they all rally around you to try and get you to hang in there. The thing is, I think they believe it themselves.
In the end, please do NOT sign on with this company. Don't mess up your future and your credit rating like I did. They threaten you when you don't make enough money for them and when you realize that they've in fact cost you one heck of a lot of money to in fact work for them they threaten you some more with government intervention and tell you that the government will come after you if you don't pay back money that they've never given you in the first place.
They lie to get into people's homes. They turn you into a robot. They pretty much suck the life out of you. It's akin to an abusive relationship.
And is their product worth it? Once you stand back from it you realize that "no, it really isn't". They fleace potential clients and those who are already policy holders they love the best because they just keep milking them for more. All I can say is that I appologize for any one I hurt during my brief stint with this cult.
Don't buy from these people. Don't let them in your door. Don't go to an interview with them. If you have one of their products, I suggest you cancel it and tell them why you are doing so. If you are working for them, get out! Tell others in the company about this site but get out. Don't even wait until you find another job. It's not worth it.
Vancouver, British Columbia