- Report: #1061970
Report - Rebuttal - Arbitrate
Complaint Review: American Mutual Holdings Inc
American Mutual Holdings Inc268 Main Street, Buffalo NY 14202 Buffalo, California USA
American Mutual Holdings Inc Scam!!!!! Pay Day Loan Scam!!!! Buffalo California
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American Mutual Holdings is debt brokerage company that speicalizes in the acquistion and sales of charge off consumer debt.
" acquisition and sales of CHARGED OFF DEBT = consumer debt that is no longer owed "
A charge off on your credit report is a bad thing, but it does mean that the ORIGINAL lender has opted to take the tax write off for the debt as uncollected.
If you deal with a reputable collection agency, they will contact you in writing with and offer to settle the debt. If they are truly authorized to do this, they will have the original contract from the company you took the pay day loan from.If they do not have this documentation, they are not legit. and a scam.
If you are contacted about and old dent or one that you do not remember and they are threatening or representing as " from law offices " - just hang up!! they are not legit...
Under the FDCPA even a law office trying to collect a debt is a collection agent and held responsible...
If it is not legit or operating outside of the FDCPA guidelines and stated collections laws REPORT THEM and to the FTC ans State Attorneys offices.
We as consumers have to protect ourselves and get crooked companies put out of business.
REAP WHAT YOUY SOWE!!!!!!!
This report was posted on Ripoff Report on 06/25/2013 11:32 AM and is a permanent record located here: http://www.ripoffreport.com/r/American-Mutual-Holdings-Inc/Buffalo-California-14202/American-Mutual-Holdings-Inc-Scam-Pay-Day-Loan-Scam-Buffalo-California-1061970. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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