• Report: #174546

Complaint Review: AmeriPlan scam? work from home

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  • Submitted: Thu, February 02, 2006
  • Updated: Sat, November 11, 2006

  • Reported By:Atlanta Georgia
AmeriPlan scam? work from home
5700 Democracy Drive Plano, Texas United States of America

AmeriPlan USA Took away my broker status and kept my clients! Plano Texas

*Consumer Comment: Basic scam company

*Consumer Comment: Receipts for Savings

*Consumer Suggestion: Response to Dale...Suggestion..

*Consumer Comment: You all get what you deserve

*UPDATE Employee: I am also a Provider Rep

*Consumer Suggestion: Diana, you need to sue them for your downline compensation

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AmeriPlan is ripoff. Here are the facts to my $395. broker experience, nightmare and how they unethically terminated my income with no probable cause and kept my clients.

Their pathetic response to my Direct Selling Association Complaint was... "Read the fine print. We can terminate any broker for any reason or NO REASON".

By the way the "Direct Selling Association" is a farce. They have no intention of fair mediation.

From my personal experience, after working for AmeriPlan USA corporate division in their Provider Relations Department, (the task force that signs up the dentists and doctors into their provider network) this company has no intention of improving their product or improving the fundamental flaws of their company's protocol or standards.

I feel that the owners, Dennis and Daniel Bloom have no meaningful involvement what so ever and do not care about you, their doctor and dentist provider services, or delivering on any promise.

It is so sad. This company could be so close to having something powerful, but I think they all have gotten too greedy in the snowball of gullible excitement that their "leaders" push on the public.

Word of CAUTION: If you go to their meetings, stand up and ask questions and complain when they won't answer. They'll tell you to hold your questions till the end and then won't answer them while the audience is still there. They'll make you break down into smaller groups so the rest of the perspective brokers can't hear HOW they AVOID your questions.

Ask "HOW LONG" it actually took these RSD's to make the 1st step to "freedom". What a con, most of the people take over 1 year just to make the measly $1200. and it's COSTS $$$ to get there.

Ask to see these "checks" of thousands of dollars these "leaders" are supposed to be making.

Ask to see the receipts from these "testimonials" of people who apparently saved all this money.

They DO NOT exist. Everybody involved exaggerates.

WORD OF ADVICE: Go to their website and search for a dentist in your area FIRST. MOST have requested to be taken out of their network long ago and they will refuse to honor this discount card any more. I know from experience, IT WAS PART OF MY JOB TO CONTACT THESE PROVIDERS WHILE WORKING FOR THE HEAD OFFICE OF AMERIPLAN.

Just like ALL multi-level marketed companies, this company's primary concern is to sell you the dream, of selling the dream to others to who need YOU to be selling the dream, on a product that doesn't work.

There are no saving's with AmeriPlan's Discount Card. It doesn't work. It is a VERY hard sell to anyone with a brain. There are too many flaws in their system and in reality, it is not "residual" income when people keep dropping out. Especially the Brokers who you are supposed to be making money off of.

It's a number's game. How many gullible idiots can you sign up who are stupid enough to NOT look at their visa bill and cancel the card that doesn't work ... if you get enough of them, maybe you could make money.

The entire head office is run by family members. Even their lawyer is the owner's daughter ! The entire corporate staff is comprised of the head broker's siblings and relatives. There is so much nepotism, disorganization and corruption at the core of this company, it not only makes me mad, it makes me sick.

--------- ... ON A personal note to Mr. Bloom.

Mr. Bloom, Why would you say to me, when I first informed you of my problem, "NO Way. I don't believe it. We don't fire people who are producing... especially with those kinds of numbers, and there is NO quota to meet. There must be a misunderstanding. We've had this jealousy kind of problem before with Carol Garvy. Don't worry, I promise you, I will get back to you whithin 24 hours".

Then you not only do not have the balls to contact me back, but you have your foul mouth daughter harras me at my home ?

You're sick. Do you enjoy torturing hard working single mothers ? How do you sleep at night ? -------

Just the facts. - I signed up as a broker. Paid $395. - I signed up brokers under me. - I enrolled "members". - I was then hired (while still being a broker)on a commission basis to call on doctor's for their NEW MEDICAL LAUNCH when they had absolutely NO medical doctors in Georgia, in their provider network !

Who the heck is going to buy a discount card to a provider network, that there are NO doctors even in ?????

- I did however make thousands of dollars MY VERY FIRST MONTH ( but not as a broker, only as a worker for provider relations department) and AmeriPlan accused me of "throwing the contracts under the doors", which was nonsense. I sold to doctors in my past job. I knew this market and I out smarted the head office market plan and made my own scripts and marketing ideas.. and I kicked ass! I was about to make $6,000. as a provider rep my 3rd month and they kept my money!

The truth is one rep got pissed I had her territory, another got pissed cuz I did her job better and made her look stupid.

Other provider reps got jealous and scared that a complete novice like me made them look bad because I simply did a better job.

I signed up 150 out of 300 doctors in 3 months while they sold 3 or 4 doctors a month EACH.

AmeriPlan terminated me, without notice or reason, kept my commissions for doctors I had signed and made it impossible to continue as a broker and gave my brokers and members to my up line !!!

When I was finnally granted a meeting with their department heads, they said that the real reason I was terminated was because I never met my quota. Rubbish,I was NEVER told, written, or verbally to meet a quota. NO provider rep. has to meet a quota. and besides... I had the highest signups, what the heck is that if not breaking the record of any QUOTA ??!!

AmeriPlan USA is a scam. Stay far, far away.

Diana Atlanta, Georgia
U.S.A.

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This report was posted on Ripoff Report on 02/02/2006 10:33 PM and is a permanent record located here: http://www.ripoffreport.com/r/AmeriPlan-scam-work-from-home/Plano-Texas-75024/AmeriPlan-USA-Took-away-my-broker-status-and-kept-my-clients-Plano-Texas-174546. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Consumer Comment

Basic scam company

AUTHOR: Jennifer - (U.S.A.)

This is just a pyramid scam. You buy, then sell to others who sell, thats how you make your money.

thank god i found this site to research.
I would also thing that Diana you could get your money by filing a report to the labor department. If you worked for and are owed money by law they have to give it to you. My husband did this and got his check, quick!!
I hope Diana you send this info to as many website and people as possible.
Karma is a ****, its like gravity, it comes back. they will get theres!!
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#2 Consumer Comment

Receipts for Savings

AUTHOR: Kim - (U.S.A.)

I LOVE AMERIPLAN. I am a single Mother who worked Retail, because after working 5 years to get my X 2 degrees I became sick and my marriage failed. I was unable to sign up for the dental benefits at my job in time, and a surgical extraction in Charlotte NC was going to be $600.

I got on Ameriplan and found a surgeon not very far away, who charged me only $125. I was so happy to get rid of the pain of the infected tooth. The surgeon was excellent.

Next, I needed two root canals, and at this time I did have dental insurance. I found a dentist on my Ameriplan who also took my dental insurance. His usual fee for a root canal was $576. With my dental insurance I paid only $116, and then the dentist took 20% Ameriplan discount off of the 116, so I paid only $82 each for two root canals. With Ameriplan I saved on all additional x-rays not covered by my insurance as well.

In Charlotte I found a dentist who offers dental implants at half off with Ameriplan. Sometimes finding dentists on the plan are hard to find, depending on the region of the country you live in, but they are certainly worth the effort of looking for.

You said that you worked so hard for this company enlisting Dentists. Why would you enlist Dentists for a company that you could not see had produced a proven track record showing integrity?

I was impressed also with the broker who enrolled me. She was single Mother who had enrolled 100 members on Ameriplan. She made $600 monthly residual income with her business.
No hype.

Maybe you did have a bad experience with Ameriplan, but it is wrong to denounce them for wrongs they are not guilty of, and to defame them this way.
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#3 Consumer Suggestion

Response to Dale...Suggestion..

AUTHOR: Steve - (U.S.A.)

Dale wrote:
'to all the people who worked for ameriplan, how does it feel to get what you have been doing to you customers? You are all pathetic. Are we supposed to feel sorry for you? You talk about all the money you were making and now poor poor you. Where do you think all those bonuses and large checks were coming from? The sweat of hard working people,looking for a way to get help when they needed it the most. Health care!

People just wanted a way to get reasonable health care and you vultures sucked em' dry. I love karma. Go try to make a real living.'

Dale - Pottstown, Pennsylvania
U.S.A.
>>>>>>>>>

Dale,

If you needed "Healthcare" you should have bought an INSURANCE POLICY! AmeriPlan is NOT insurance, and it is NOT sold as insurance. It is a discount plan. That is all.

And if AmeriPlan DISCOUNT PLAN is the only thing you can afford, why is that our problem? For the $19.95 you pay for the Dental, Vision, and prescription SAVINGS PLAN, it is a good deal. If you use it just once, you get your money back.

It is what it is. Nothing more. And someone who uses the foul insults you used fully illustrates your character and IQ.

Go buy some insurance for $19.95 a month!
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#4 Consumer Comment

You all get what you deserve

AUTHOR: Dale - (U.S.A.)

to all the people who worked for ameriplan, how does it feel to get what you have been doing to you customers? You are all pathetic. Are we supposed to feel sorry for you? You talk about all the money you were making and now poor poor you. Assholes, where do you think all those bonuses and large checks were coming from? The sweat of hard working people,looking for a way to get help when they needed it the most.Health care!

People just wanted a way to get reasonable health care and you vultures sucked em' dry. I love karma. Go try to make a real living you pathetic fucks.D.B.
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#5 UPDATE Employee

I am also a Provider Rep

AUTHOR: Greg - (U.S.A.)

Let's take a look at what you are saying

1. "how they unethically terminated my income with no probable cause "

Yet later you stated you went into other provider rep areas (when each rep is given specific ares so there is not a barrage of people contacting doctors offices asking them to be providers).

To me it sounds like you were not very respectful of your fellow AmeriPlan Provider Reps, as a matter of fact what you did was downright wrong. Each provider rep has an area. What was so wrong with your area that you had to interfere in other Provider Rep areas? Maybe the people in your area already know you?

2. "Word of CAUTION: If you go to their meetings, stand up and ask questions and complain when they won't answer. They'll tell you to hold your questions till the end and then won't answer them while the audience is still there. They'll make you break down into smaller groups so the rest of the perspective brokers can't hear HOW they AVOID your questions."

Why not ask those same questions in this forum for the world to see? I'll be glad to answer each one that I can. My wife and I have been in AmeriPlan for 5 years and it has allowed both of us to retire from the Work Force and focus just on AmeriPlan.
AmeriPlan has been honest and open about their policies and I have repected that and thrived.
I run an honest business and they pay me every month for work I have already done and work I do as a provider rep.

3. "Ask "HOW LONG" it actually took these RSD's to make the 1st step to "freedom". What a con, most of the people take over 1 year just to make the measly $1200. and it's COSTS $$$ to get there."

It took us a while to RSD and SRSD and ESD and SESD, but then again we were very part time. Being your own boss sometimes is a gift and sometimes is a curse!
The good news is you can give yourself any day off you want to!
The bad news is you can give yourself off any day you want to!
I worked 20 years at a regular job and never made a dime in residual, so taking a year to make residual doesn't seem like such a bad deal to me!

4. "Ask to see the receipts from these "testimonials" of people who apparently saved all this money. They DO NOT exist. Everybody involved exaggerates."

AmeriPlan is no different than any other business. Some people LIE, some tell the truth.
So while every business has dishonest people, generally a company that is made up of more good than bad grows, those with more bad people than good fail.
AmeriPlan has grown for 14 years, that tells me they have more good people than bad people. And as a whole I have met more good than bad people in AmeriPlan.
You yourself probably viewed yourself as one of the "GOOD" people in the Company, yet felt free to encroach on other prover rep areas because somehow you were a "BETTER" provider rep than they were.
You view yourself as "GOOD" yet state there is no real money to be made and no real savings to be had. Yet you went out and signed up Members and Brokers to this business you personally viewed as a "scam".

Apparently you were even willing to sign up HUNDREDS of Dr's so you could help the "scam" grow bigger!

So who was unethical? You or AmeriPlan?








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#6 Consumer Suggestion

Diana, you need to sue them for your downline compensation

AUTHOR: Steve - (U.S.A.)

Go to the NACA and find a lawyer who practices where AmeriPlan does and sue them. These lawyers work on contingency fee or very low up front cost. Some do pro-bono work.

I was an AmeriPlan Broker for over 3 years. Your words brought back memories.

Don't let them get away with it.
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