To Whom it may concern:
Argent Mortgage refinanced my home in January 2006, My loan was transferred 2 times before we made our first mortgage payment. And the fact we never got copies of the mortgage my husband signed after closing. I requested of copy of signed closing documents and a copy of my promissory note each time, My mortgage was transferred countless times to different lenders. I checked with Seminole county clerk of the court official records and nothing filed in clerks office that Argent Mortgage filed was notarized.
The only assignment of Mortgage filed was by Citi Residential Lending In January of 2009, to my surprise Crystal Moore was listed as vice president and Brian J Bly was a notary, and witnesses Vilma Castro and Dhurata Doko. All having an identical signatures in loop form. I dont take a genius to figure out this is fraud and forgery. [continued below]....
..... Over the past several years, I discovered Bryan Bly, Crystal Moore and Dhurata Doko have signed thousands of mortgage assignments as vice presidents of Citi Residential and other major lenders. Meanwhile, we were a part of the class action lawsuit filed against Class Action Complaint (Plaintiffs); and (ii) Ameriquest Mortgage Company; AMC Mortgage Services, Inc. (FKA Bedford Home Loans, Inc); Town & Country Credit Corporation; Olympus Mortgage Company(NKA Bedford Home Loans, Inc.); and Argent Mortgage Company, LLC., MDL No:1715, Lead Case No: 05-CV-07097, They filed a fraudulent assignment of mortgage 2 years later and while the predatory lending case was still pending in United States District Court.
I filed a complaint with the Seminole County Sheriffs office, Florida Attorney General and Florida Office of Financial Regulation. I still have the original warranty deed dated May 14, 1998 transferring ownership to me from the original owner. At Closing Argent Mortgage stole over approximately $30,000.00 from us. American Home Mortgage Servicing is currently servicing our loan. I have requested that they produce copy of my promissory note within 10 days. To this day they have not complied. Since I found out that about felony charges claim Argent employees and four others, including real estate appraisers, engaged in a pattern of corrupt activity, theft and tampering with records. This has lead me to believe they dont have my promissory note. Fraud is serious Problem we need your Help. The bank refuses to modify the terms of my loan. And If I pay off my home if they dont have the note, how will I ever know if I can get clear title back to my home. Also, my loan is not backed by US government, DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE OF ARGENT MORTGAGE SECURITIES, INC. Countless people are losing their homes daily, forgery and fraud is crime. When we bought my home in May 1998, Our house was built in 1972. when we bought our there nothing but a kitchen sink sitting on the floor, My husband being a construction worker with the help of me and our kids we installed kitchen cabinets, laid all the carpeting, wood floors, etc countless nights to till all hours and weekends making the home so we could move in. My husband put the roof on himself with the help of me and our kids in 1999. We spent close to $67,000,00 making nice home. We built a room, built a screen in porch on the back we built a shed etc. Our kids grew up in this house from kindergarten through high school. We have lived in our home for 13 years. My dead father in law built us brick mailbox in the front of our home. Our house used to be the worst house in the neighborhood now its one of the nicer houses. We have a lot of blood, sweat and tears in this our home. This is the most important investment of our entire life. I wont sit back again and again and continue to be victim of fraud and crime.