• Report: #1134064

Complaint Review: Auto Connection

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  • Submitted: Thu, March 27, 2014
  • Updated: Thu, March 27, 2014

  • Reported By: Christy — FRONT ROYAL Virginia
Auto Connection
7404 Centreville Rd mannassas, Virginia USA

Auto Connection/ Maximum Credit Services Fraudulent Lending mannassas Virginia

*Consumer Comment: It was stupid on my part

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These Jokers brought me to their store in manassas all the way from Stephen City,to there lot called Auto Connection.I thought i was talking to a bank lender, they used the fake name of Maximum Credit Services and also (capitallendinggroup.org) when they called me but that was just a scam.

I was told they had already run my credit and i was approved with 2.9% APR and up to $27000 for a vehicle. I was skeptical so i called the lady (Sara) back 3 times and she reassured me that i needed no money down for anything and i was guranteed the loan and APR of 2.9%.

They make people believe they are really a bank and that your approved but in reality there is no bank. [continued below]....

..... Its just a gimmick to get you in the door!! When you get there, they have barely 10 cars on the ground, salesmen are rude as can be and the whole Maximum Credit Services lending group is stationed in a smelly trailer building that looks like a  old house... very shady people and definitely not the kind of people to be buying a car from let alone having them have access to my credit information.

They would only offer me a car which i might add every vehicle they had was disgusting on the inside, reeked and was filthy. They offered me 18.9% interest rate for 72 months. Now let me tell you, ,after doing the math, the vehicle that was priced at 16500 totaled out to be 27000 after financing!! No Way! and they will pressure you and text you and they even downgraded my husband in text messages saying he was just jealous not to listen to him and i should get the car anyways.

I took my money and ran and never looked back. Someone needs to lock these conartists  up in jail... how could they allow for this kind of scam to go on!!!! by the way there is reference to them here also:fairfaxunderground.com/f… They had to shut down Kia in manassas because of all of the scams they did and now they have AutoConnection, a small lot with barely any cars...and using the Capital lending group alias as a front to get people in their hole in the wall. They tried to charge us$30000 for a altima that only blue books for 13000!!! come on scammers!!!! and then they will start texting your personal cell phones trying to tell you that you can refinance after 6 months and not have to pay the 30000... ya right!! STAY AWAY!!!!


This report was posted on Ripoff Report on 03/27/2014 05:09 AM and is a permanent record located here: http://www.ripoffreport.com/r/Auto-Connection/mannassas-Virginia-20111/Auto-Connection-Maximum-Credit-Services-Fraudulent-Lending-mannassas-Virginia-1134064. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

It was stupid on my part

AUTHOR: Corey - ()

1) Whenever possible...PAY CASH for your vehicle. Now obviously, if you're running around in a 2-seater roadster and you just impregnated some brown savage with triplets then, maybe you don't have a few more months to save to buy that minivan which you'll need sooner than later.

2) If you must finance a vehicle...do not EVER fucking finance your vehicle (new or used) through the dealership! Before you ever step foot in a car dealership or make any contact with a car salesman, speak with at LEAST three banks. Make note of the interest rates you qualify for and take that with you to the dealership. Car dealers are not in business to make money selling cars. They are in business to make money off of the loans they can sell. They hate cash customers and they hate customers who don't finance from the dealership.

3) Do not EVER fucking negotiate a new or used car purchase from the perspective of, "Well, I'd like to keep my payments at {insert number here} dollars per month..." Don't get me wrong, dealerships will be happy to put you in a Porsche or any other car you want really, for say $200/month...as long as you don't mind taking 10 years to pay off that loan which means they make more on your loan in interest then they do on the sale of the car.

4) Put down every last, goddamn, motherfucking red cent you have as a down payment. The less you finance, the less interest you pay and the quicker you can pay off your loan.

5) If you have a trade-in, take it to CarMax first to get a quote on what they would buy it for. Make note of this information so that you try and negotiate a higher price from the dealer you are buying your car from. Nothing will put as much money in your pocket as selling your trade in yourself, but some people like the convenience of "getting rid" of their trade in at the same time they buy their next car. Summary...trade-in at the dealer equals less work and less cash for you. Trade-in that you sell yourself equals more work and more cash for you.

6) If you do trade-in your used car at the dealer as part of your next vehicle's purchase, bear in mind these are two separate transactions. Negotiate the price of your trade-in and THEN negotiate the price of your next car. Some dealers will try and entice you with a line of "$500 extra for your trade-in"...well folks, they ain't giving money away. Chances are they will squeeze you $500 going back the other way on the price of your new/used vehicle.

7) Regardless of whether you buy a new or used vehicle...get every goddamn little quibbling detail IN FUCKING WRITING ON THE SALES CONTRACT! If the dealer says they can't or won't...leave. They are 20 other dealerships in this area who would be delighted to honor your request. For instance...I don't like ANYthing on my vehicles advertising the dealership. I don't want sticker of any kind and I don't want a license plate bracket. If you don't put it writing, the default action is for the prep guy in the service department to put those items on. If it was a verbal agreement with the salesperson, you have no recourse. If it's in writing, and it's been signed, they have to fix the situation.

8) Unless you are buying a unique one of a kind vehicle (i.e. a Mustang Boss Laguna Seca edition, a Mini Cooper KISS edition, a GMC pickup Southern Comfort edition...) cars are commodities. That Honda Accord you're looking at? There's 50 just like it between Arlington and Dulles Airport. BE PREPARED TO WALK AWAY FROM ANY SALESMAN AT ANYTIME! Yes, it's a pain in the ass...yes, it takes more time...yes, you have to drive all over. The object is to buy as much car with the options you want for the least amount of money. Do not be afraid to work one dealership against the other. They'd lie to you to sell you a car so, don't be afraid to lie to them to buy one either. "Oh, you'll sell me this car for $20,000? Well, I saw the same one down the street for $18,000. Is that your final offer?" Whatever number you have in mind to pay for the car you are looking at...you can't LEAD with that number and expect to pay that price. If you want to pay $13,000...then you lowball with $12,000. The salesperson will come back and say, "$12,000?!?!? Jesus! You're out of your mind! How about $14,000?" Then you give an equally outraged expression and say, "$14 grand, motherfucker?!? You outcho' damn mind, niggah! I'll give you $13,000." Use the internet and bounce price quotes back and forth from multiple dealerships. You can negotiate the price of any car for sale right from the comfort of your Mom's basement with your pants around your ankles if you like, too.

9) Do not fucking trust ANYONE working at the dealership! NONE of them! They are not your family...they are not your friend. They are the people attempting to get every last dollar out of you that they can!

10) Do not under ANY fucking circumstances purchase the accidental death or dismemberment insurance whether it's from the dealership or your bank or financial institution. This is an insurance policy that pays off the remaining amount of your loan in the event you die or lose a limb. You will be dead or missing your arm or leg, what do you need a car for? Now they will try a spin some sob story about some poor bastard in their service department who finally bought the car of his dreams last year and was killed walking the dog. But, since he bought the accidental death or dismemberment policy, the car was paid off and his family got to keep it. You know what? Your family doesn't need your car, they all have cars. Look that slimy piece of shit in the eye and say, "I will be dead or horribly fucked up. Please...come and take my car. I won't need it."

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