Bank Atlantic Eggregious business practices Fort Lauderdake, Florida

not long ago i was also unemployed--i am also in your area in lauderdale by the sea so i know the situation in your area---in any case--here is what happened to me--while i first became unemployed--i obviously had no money coming in--this was before i got my first unemployment pay---i had $10 in my account---i have an automatic debit from net zero for 12$ every month---i knew this debit was coming very soon and knew i didn't have enough to cover it--i tried to stop the debit from net zero--they cannot--so good luck getting rid of automatic debit unless you cancel the service(at least this is how it is with netzero)---the point---sure enough netzero tried to debit the 12$----so instead of the bank just not paying it(wachovia)-they decided to NOT pay it AND charge me a 35$ NSF fee---i understand your point----however--to make matters more unscroupolus for your specific bank-is they charge you 35 per day!!!!!!in all honesty--what is there cost for your account to be like this that warrants them to charge 35 per day????!!!?!?!?!--personally i do not think it cost anything-it is just an excuse to charge more---in any case---i highly suggest when you get things straight and you do not owe them fees to close this account and go to another bank--not all banks charge this fee---in any casee----good luck with your job search

Many find that out the hard way. it is a commitment similar to cash. And the bank is not going to have much sympathy as they thrive off these fees.

Now I will say 35 dollars a day is horrible. You should consider a credit union..or if you like the bigger banks try Chase. Sure you will still get a fee if you do not cover an Autopay (34 dollars) but they only charge 15 dollars per 5 days (breaks down to 3 dollars a day) until you make a deposit to cover it.

Not going to say Chase does not have it's lions share of ethics issues,,but they have recently made some changes that seem a lot more fair to low balance checking account customers.

I probably do not need to ask you this since it seems you are trying to cancel..but why did you need things like Jdate and Itunes?  I have a good job and don't waste my money like stuff like that.