• Report: #612656

Complaint Review: Bank Of America - BofA

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  • Submitted: Thu, June 10, 2010
  • Updated: Wed, May 21, 2014

  • Reported By: Mrsbrock09 — Midlothian Texas United States of America
Bank Of America - BofA
Cedar Hill, Texas United States of America

Bank Of America - BofA Took money from us for no reason! Cedar Hill , Texas

*Consumer Comment: Well

*Consumer Comment: Mrsbrock09,

*Consumer Comment: Mrsbrock09,

*Consumer Comment: Mrsbrock09,

*Consumer Comment: THIS LAND AIN'T THEIR LAND POEM

*Consumer Comment: *Mrsbrock09, If ALL Americans simply canceled their accounts at all of the publicly held banks in the USA and cashed-in ALL of their 401K's, IRA's, and any money invested in the stock market, then....

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Bank of America are a bunch of money stealing jokes! We went in to the Cedar Hill Texas branch of Bank of America to make a normal pay check deposit! We were informed that there  would be a 4 day hold put on our check and that 100.00 of that check would be avaliable to us on the next day. My husband said why are you putting a 4 day hold on our pay check? They said it was routine! We thought nothing of it and moved on to our daily activities. The next day upon checking our online bank account to pay some normal bills, we realized that we had 4 NSF charges (overdraft fees) posted on our account! So we called the bank and they said we would have to wait till they accutally posted to our account before we could do anything about them. We called back the next day, they checked my account and told me that this wasnt a bank error, and that they couldnt do anything about the charges they had posted to my account two days before! What happed was we have bills taken out of our account on the same days every month! They took the  money but they money wasnt in there because of the hold! They will not refund any of the money! 4 over draft fees of 35.00 is 140.00! They took 140.00 from us for nothing only because they wanted to randomly put a hold on one check! We deposit around the same amount of money every two weeks into this account! They told us when we went into the bank to dispute it that it was our fault we paid bills with the money! And that it was a privledge that they even gave us 100.00 of our money in the first place. I think it is ridiculous that they have the power to say when I can and can not spend my hard earned money and then take 140.00 from us because the bank wanted to put a hold on the check! All we are is a number to them! If you are thinking about doing business with bank of america, and you are reading this please take your business and your hard earned money to another SMALL bank, because they did it to us and they will do it to you! All they see is dollar signs when you open an account with them! We are taking our business to another bank! I hope this was helpful in your decision! P.S. This was Bank of America that screwed us not the employees! The employees actually handled our complaints very well and even after I raised my voice and got mad, they were still calm and collected! Seems like they can pick their employees right, just not treat their account holders with respect!


 


 


This report was posted on Ripoff Report on 06/10/2010 01:02 PM and is a permanent record located here: http://www.ripoffreport.com/r/Bank-Of-America-BofA/Cedar-Hill-Texas-/Bank-Of-America-BofA-Took-money-from-us-for-no-reason-Cedar-Hill-Texas-612656. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Well

AUTHOR: PayJay - ()

It's super frustrating when banks put holds on checks and banks make a huge amount of money on fees - let's face it banks are all about money and they cater to people with money... but everyone should know this already and unless you're going to keep your money under your mattress you have to play by their rules... the hard reality is they told you your check would be put on a hold and it's your responsiblity to make sure you have money in the account to cover your automatic payments. If you don't want to or can't manage this then consider paying your bills manually so you don't put yourself in the position. Good luck

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#2 Consumer Comment

Mrsbrock09,

AUTHOR: Karl - ()

It appears that the website that was mentioned in Consumer Comment #1 no longer has the pictures available. However, you can 'Google' both the following-

1) WHO CONTROLS THE UNITED STATES ECONOMY BY MAJORITY 2010
2) WHO CONTROLS THE UNITED STATES ECONOMY? STORMFRONT

Good luck to you, and make sure to spread your Ripoff Report all over the web at sites like Twitter and Facebook!
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#3 Consumer Comment

Mrsbrock09,

AUTHOR: Karl - (USA)

Please give us an update to your Ripoff Report when you have time. Thank You.

***NATIONWIDE ALERT: Make sure to stay at this site and type in- CEO SHAME, and click on Ripoff Report #555030 and read it.
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#4 Consumer Comment

Mrsbrock09,

AUTHOR: Karl - (USA)

Feel free to 'Google' this- FULL SHOW: HOW BIG BANKS ARE REWRITING THE RULES OF OUR ECONOMY, and watch that video on the web.

For some odd reason, that particular website with the people who control the U.S. economy is no longer available. However, if you 'Google' this- WHO CONTROLS THE UNITED STATES ECONOMY BY MAJORITY 2010, that should take you to a site where many of their faces appear, okay?

You can also 'Google' this- DID SPECULATION FUEL OIL PRICE SWINGS, and watch that 60 Minutes segment on the web to learn more about why oil prices are still too high.

Have a nice weekend.

***POLITICIAN ALERT: Make sure to type in the following at this site and read the Ripoff Reports from people all over America for important information-

OBAMA
BUSH
CHENEY
CLINTON
REAGAN
PRESIDENTIAL CANDIDATE
COMMITTEE CHAIRMAN
POLITICIAN
US GOVERNMENT
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#5 Consumer Comment

THIS LAND AIN'T THEIR LAND POEM

AUTHOR: Karl - (USA)

THIS LAND AIN'T THEIR LAND POEM

This country is our land
We're supposed to be free
This land ain't their land
It's time that they flee
Our system is broken
Getting worse every day
This land ain't their land
Throw 'em out and feel gay
We all have the power
Simply do what is right
This land ain't their land
Stand up and just fight
This poem is over
But the battle's begun
This land ain't their land
Toss 'em out- watch 'em run!

End.

***********************************  OIL ALERT  **********************************
*Oil is over $98 a barrel on February 23, 2011. Brent crude is over $110 a barrel. These prices DO NOT reflect supply and demand. The price of oil is obviously being 'manipulated' by the manipulators.

Thank You 

"Knowledge is power."

POWER TO THE PEOPLE
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Americans would be on the right path to finally regain control of the country again, in my opinion.

Wall Street (mainly the Banks & Investment Banks), control the U.S. economy and most of the U.S. government. 
If you 'Google' this- ORIGINAL DISSENT WHO CONTROLS THE U.S. ECONOMY?, and go to that site, you can see all of the people who are pictured there, correct?

Now 'Google' this- WHO OWNS THE FED?, and go to the site with the chart of ownership and the 4 related charts.

Many of the people pictured at the first site are involved, directly or indirectly, in the BANKING SYSTEM, right? The BANKING SYSTEM has the people of the USA & the people of Europe held hostage right now. They control the governments of America & Europe and they're only interested in protecting themselves, in my opinion.

*Make sure to 'Google' all of the following documentaries and watch them on the web for HARD PROOF that the banking system is in control of the U.S. economy and the U.S. government-

FRONTLINE: THE WARNING

FRONTLINE: INSIDE THE MELTDOWN

ELIZABETH WARREN ON THE ECONOMY NOW ON PBS

FRONTLINE: THE CARD GAME

THE OBAMA DECEPTION

YOUTUBE FALL OF THE REPUBLIC

AMERICA: FREEDOM TO FASCISM

THE ASCENT OF MONEY (Watch Episodes 1 & 2 entitled- "From Bullion to Bubbles" and "Bonds of War".


P.S. Guess what else the banking system controls?

*The U.S. Military & the Militaries of Europe. (Great Britain, Germany, & France.)

WELCOME TO PLANET EARTH- ONE MASSIVE LIE






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