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Report: #1318895

Complaint Review: Bank of America, National Association - Charlotte Nationwide

  • Submitted:
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  • Reported By: Doug — Mt. Vernon Illinois USA
  • Author Confirmed What's this?
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  • Bank of America, National Association Nationwide USA

Bank of America, National Association will not release lien on property says it is the wrong bank runaround rude Charlotte Nationwide

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Bank of America has an illegal lien on my property and is refusing to send me a lien release letter to have it removed.

The mortgage, which precipitated the lien, was paid off in 2004 or 2005.  On 3/24/1994, a title was issued on a mobile home I purchased - Illinois Title number ****9547.  My mortgage lender, Community State Bank of Salem (FDIC #17931), put a lien on the title.  On June 1, 1995, Community State Bank was acquired by Boatmen's Bank.  On June 14, 1997, Boatmen's Bank was acquired by NationsBank, NA.  On June 5, 1999, NationsBank was renamed to Bank of America. Both the FDIC and the Federal Reserve confirm these facts, including the fact that Community State Bank of Salem, IL is no longer a bank.

However, Bank of America has denied that they are CSB's successor, and have told me that the bank is still in existence and that I should contact them, even though they cannot provide me with a phone number or address for said bank.  BofA has also stated that they need a title search, which has been repeatedly sent.  

In request #16960147 to Bank of America, talking to Keturah in Mortgage Customer Service (ph. #8006696607), Keturah told me on July 18, 2016 that I would hear about the matter by Friday, July 22.  In request #16960147, I faxed to ph. #4152287975, a copy of a title search from the IL Sec of State's office, a copy of a previous mortgage statement from NationsBank (a former name of Bank of America) with loan number ******3697 at the top, and a copy of the webpage from the FDIC website stating that Bank of America is the successor bank to Community State Bank of Salem, IL.  As I heard nothing by noon on Friday, July 22, I called again and talked to "Mandy" and asked her to message Keturah telling her that if I didn't hear back from her by the end of that day concerning that matter, I would follow through with a complaint to the Office of the Comptroller of the Currency (their federal regulator).  I heard nothing.  Today, I filed complaints with the BBB, the OCC, the FBI (for bank fraud), the IL Attorney General, the NC Attorney General, the Federal Trade Commission/Consumer Financial Protection Bureau, and the Federal Reserve.  

The effort to resolve this matter began around June 15 with efforts daily from both me and my title company (Renshaw and associates of Mount Vernon, IL).  Bank of America has shown me nothing to show they still have any reason for continued interest in the property in the form of a lien.  The mortgage was paid off in 2004-2005.  I have mortgage statements and cancelled checks in the name of NationsBank still in my possession, and have been faxed to Bank of America.  Bank of America tells me that the mortgage is too old to still be in their system.  It is on their burden to show that I still owe any money to them on this loan.  Failure to be able to show that, the bank should produce a lien release letter.  A title search has been supplied to them on multiple occasions, and proof that the loan landed in their hands has also been supplied through both FDIC information, and an old mortgage statement.  I have read on the internet where there have been multiple problems with others getting their lien released from Bank of America, and there have been multiple class action lawsuits filed against them for lien release fraud such as mine in various states.

This report was posted on Ripoff Report on 07/25/2016 10:34 PM and is a permanent record located here: https://www.ripoffreport.com/reports/bank-of-america-national-association/nationwide/bank-of-america-national-association-will-not-release-lien-on-property-says-it-is-the-wr-1318895. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
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#1 Consumer Suggestion

Perhaps We Can Help

AUTHOR: Sarah Shepard - (USA)

POSTED: Friday, August 12, 2016



Hello,

 

My name is Sarah, I am replying to you because saw your comment reply about Bank Of America involvement with your mortgage. I work for a company that deals with these types  Bank Of America have been one of the names that has been coming up a whole lot lately. It seems they are involved with a ton of fraudulent loans.

We will be able to advise,consult and educate you. You may be able to receive the compensation you deserve due to the negligence of the lenders involved. It is your obligation to yourself to use your last means of defense to get to the truth of this matter. Once you provide evidence that they have been collecting on your property illegally you can take it to court and petition to void the deed of trust.

 

When and/if your property is being foreclosed on one of the things we do offer is a packet for a Stay of Execution which has stopped at least two of our clients from losing their homes until we were able to finish the investigation for them.

 

Please get into contact with myself or the company as soon as possible to see what we can do to help you with this. Trust me it's worth it. I would encourage you and anyone who has contacted you to get in touch with us ASAP.

 

Below I will leave a brief explanation of what we do and all the contact numbers along with the facebook page and website. I also have an email newsletter and PDF for you to review if you wish to review them send me an email and I will get them both to you. Attached to this reply is a copy of my buisness card will our contact information on it as well.

 

Sincerely,

 

Sarah Shepard.

 

All Lenders are must produce the Documents required by Law to prove ownership of the loan. This is called Validation.

We at Ameri Docs Process prepare the Documents you need to gather evidence showing the loan is invalid.

This means you the homeowner cannot get a clear Title. You have the right to challenge the Mortgage note to Quiet the Title in the court of Law.

 

Here are the website and Facebook links:

https://www.facebook.com/ameridocsprocess?ref=hl

http://ameridocsprocess.com/



Contact Numbers:

 

Business Number:

1-800-296-1477

(904) 229-8150

 

Our Toll Free Fax Number

1-800-296-1477

 

Feel Free to email me@:

ahradiollc@hotmail.com



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