Bank of America World Master Card BoA scam collector Jason Evan and Experian credit report bureau using false credit report to carry out scam collection Charlotte, North Carolina

Monday, August 03, 2015

 Dear: CFPB.

I received your letter on 7/29/2015 date 7/14/2015 file # 150526-000479 complaint about Bank of America (B0A)  and false report to Experian Credit Bureau.

Also I received a letter from Experian notify me that they are honor BoA false report without proof or verify the correct document and amount of dollars.  BoA scam collection had deceptively collected $81.81 from me and still wants more. 

BoA fail to show proof of $270.44 transferred to my Wells Fargo (WF) checking instead of $207.44 that is $63 less than the amount calculation, in addition to I paid $17.81 more total of $80.81.  Please help me recovery the amount loss to this scam collection.

 Second, I send proof and documents but Experian refused to remove the false report this is a scam collections coming from within BoA system and Experian is supporting it to continue on, show me the proof of the $270.44 transfer into my WF account.  Please help me to stop this scam collection from retaliation and extortionist for my good credit.

Regards,

______________

Wednesday, July 01, 2015

Dear:  TX Department of Banking, Special Audit Division. 

Please help me to stop this scam collection that are continue to hammer my good credit since November-2014 with Bank of America (BoA). 

1-       On May-12, 2015 I paid in full $455.01 in cash to BoA for a total outstanding balance at their demand (see receipt and documents attach).

2-       BoA did not refund to me $270.44, instead the refund was $207.44 and the different is $63 shortage should be credit back to me.

3-      After BoA received a full payment they then send me another bill with debt balance of $17.81 instead zeros.  Still, BoA refusing to remove the false report in my credit files when the balance was paid in full.

4-      In addition to, I received another bill for $11.76 this amount was included in the total outstanding balance of $455.01 I send proof of the payments to Experian but the false report remain in my file at of this time.

5-      BoA has got away with $80.81 scam collection and still wants $11.76 more from me.

6-      At last but not least, I had requested for all accounts that I had with BoA to be close because it had been inactive since November 2014 to stop this fraud, but they have reactivate the accounts without my requests, I strongly belief this scam collection is coming from within, please help me stop this scam collection and fraud from continue carrying on. 

Thank you for all your help and I am looking forward to hear from you.