On 8/15/05 a man named Samuel Brown of Global Fabrics & Textiles responded to my resume posting on the internet. He offered me a job as a Bookkeeper/Representative in the United States. He said there was a problem processing money orders sent to him by his clients and needed someone in the US to cash the checks from his clients and Western Union him the money.
On 8/22/05 I picked up a package at FEDEX that was sent from France/Paris. The package contained 5 money orders, made out to me, Annette * *******, in the amount of $1,000.00 each. The next day I tried to cash the money orders at my bank, Bank of America, and the teller said that the money orders needed to be deposited, so I deposited them into my checking account. I was told that it would take approximately 2-3 days for the checks to clear.
On 8/25/05, that $5,000.00 had been made available for cash. I went to the bank cashed a check in the amount of $4,500.00 and Western Unioned Mr. Brown's money to the destination he requested. On 9/02/05 there were 5 debits to my account, each in the amount of $1,005.00 each. I called customer service and they said there had been a stop payment placed on the money orders that were deposited. The bank should never have given out that cash unless the money was there. I should not be responsible for the bank's error. I want my money back and the bank should credit my account the $5,025.00 for the mistake that they made. Isn't that why they have fraud insurance?
On 8/31/05 I received another FEDEX package from France/Paris. The second package contained 20 money orders in the amount of $1,000.00 each. The following day I deposited the $20,000.00 in money orders into my checking account at Bank of America. The items are currently on hold. Someone needs to do some thing about this fraud and I shouldn't be responsibe for the bank's error.
I then emptied out my savings account and deposited it into my checking account so I wasn't bouncing checks all over the place. I've already paid over $200.00 in bank fees within the last two weeks. Today, I went to the ATM to withdraw $100.00 and the ATM machine said I was not able to use my card. I can't even access my own money. It's a very good thing I hadn't deposited my last two paychecks there.
Institution being reported: Bank of America
Ficticious company located in England.
FEDEX from France.
Money orders from Texas.
Western Union to Nigeria.
In conclusion, I'd like to make sure that there won't be any other victims of such activity and I'd like to have these banking issues resolved.
Los Angeles, California