Bank Of America Check Fraud, Bank of America Closed Account. political corruption rip off scam con artists ripoff artists fraud ripoff con-artists took us for all we had ripoff artists fraud rip off scam con artists political corruption Tucson Arizona .....
As a young woman trying to be financially responsible in a country of scammers, liars, and theives I thought I could at least trust my bank. I had an account with BofA for three years when my check book came up missing one day. I'd put it in my desk, I lived alone at the time, had a few friends over in the period of a week and a half.
At the end of that time, I noticed it missing when I went to use my check register to update it on the ATM use I'd made that day. I couldn't find it, after searching for two hours just to make sure I hadn't placed it elsewhere or left it at my grandparent's house (my grandmother likes to make sure I remain responsible with my income and sometimes I show her proof to put her at ease).
I called BofA immediately and explained that my checkbook was missing.
The woman I spoke with then asked me if I had misplaced it or if it was stolen. I explained to her that I had left it in a secure area where no one knew about but that a handful of people had been in my house for a birthday party, promotion celebration and a bar-b-que on three separate occasions during the last week and a half. (I usually know most of everyone invited to my home personally and it's not uncommon for friends to bring boyfriends or girlfriends.)
The lady looked up my account information and then stated to me that I did indeed have some checks written over the last few days. One for $80, one for $46.57 and another one for over $90. I told her the check numbers of the book I had and told her that as of that day all checks that came through were frauded. She "noted" my account and said that she would have a person call me back to do a report which they would file to the proper authorities.
That was two years ago. BofA closed my account after the checks bounced and bounced in my account, after numerous calls explaining what had happened to several different people and I'm stuck paying all the bad checks off (and the amount of $500 to BofA which was what I was negative in my account after all the checks came through). I called the authorities and filed a report of fraud but nothing ever came of that. After the checks were used up and the account was closed nothing left to do, right? Wrong.
I've paid it all off. It's my credit. BofA failed to come through for me and I've spent time and money paying it all off for the sake of my credit. Because of this I cannot get even a savings acct. with most banks because of my ChexSystems report. Three more years to go til it will all be off of my report. Word of advice: Don't use checks. Use your debit card.