• Report: #582914

Complaint Review: BB&T - Branch Banking & Trust

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  • Submitted: Fri, March 19, 2010
  • Updated: Tue, March 23, 2010

  • Reported By: amie — maryville Tennessee United States of America
BB&T - Branch Banking & Trust
maryville, Tennessee United States of America

BB&T - Branch Banking & Trust NSFcontinue maryville, Tennessee

*Author of original report: BB&T MORE NSFS

*Consumer Comment: Are you being serious?

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I have had bb&t for the last 4yrs after they took over the home bank which i really loved. never had any problems then they took over and ever mth they charge m NSF"s they know my money comes in on the 3rd of every mth we are on disability we have five kids one also is on disability.my bills come in on the first an i swear to you they will not put my money in first they just start charging me NSF"S on the spot this mth they have taken over 800.00 from my account . now this mth i will not be able to pay my bills due to this . i don"t know what to do  they will not stop. i"m changing banks but by thetime i do they will have more of my money so i"m screwed as always so are my kids. help someone.

This report was posted on Ripoff Report on 03/19/2010 08:38 AM and is a permanent record located here: http://www.ripoffreport.com/r/BBT-Branch-Banking-Trust/maryville-Tennessee-/BBT-Branch-Banking-Trust-NSFcontinue-maryville-Tennessee-582914. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
1Author 1Consumer 0Employee/Owner
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#1 Author of original report

BB&T MORE NSFS

AUTHOR: amie - (United States of America)

well yes i do have money that goes in on the 3rd and on the first i pay my utilities with  the one that is deposited on the first because my bill is due on the first. the other bills i do on line on the second the money comes in on the 3rd the bills are out on two til five days. because that is the time that they go out so you would think the money would be there but its not they hold it til the bills go in then put my money in. this mth they stated showing more on how they do it and i looked agian and sure enough the money was there they just not put it in on the day it came in so you could see that they have left me in the -491.00 dollors so when this mth comes in they will have 491.00 dollors to take from me off the bat. they should have all there bailout money payed back with my help soon. and well the kids and i should be just about without a home.
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#2 Consumer Comment

Are you being serious?

AUTHOR: Robert - (U.S.A.)

they know my money comes in on the 3rd of every mth we are on disability we have five kids one also is on disability.my bills come in on the first an i swear to you they will not put my money in first

Please understand that I do feel for your situation.  But if you are serious then you are CRAZY?  Why is it the banks problem that your money gets deposited two days after your bills are due?

What have you done to try and fix this situation?  Have you called the companies to see if they will move you to a different billing cycle after your deposit?  While I really don't recommend this, sometimes you have to do what you have to do.  A lot of times with some companies(mainly utilities) you can pay a few days late with no(or little) penalties.  You may want to check on this as it may be less expensive than ovedraft fees. 

Also, if you think moving banks will fix this situation, we will be here waiting for your report on the next bank.

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