- Report: #1085682
Report - Rebuttal - Arbitrate
Complaint Review: CAP ONE
CAP ONEPO BOX 30281 Salt Lake City, Utah USA
CAP ONE Consumers Receive Unknown Multiple Credit Checks by "Unknown" Company Salt Lake City Utah
*Consumer Comment: A few things...
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I have recently been working with a credit restoration company to clean upmy credit. In the process, I have found that in the time betweent Nov 2011 and Nov 2012, there were numerous requests for my credit from one company, CAP ONE. In a years time, this company requested my report 32 times.
Considering I never requested their services in the first place, how did they get my personal information to gain access to my credit report. I have been working for the past 6 years to get my credit to the point of being able to purchase a home and then to learn this information was unbelievable.
How can any company get away with pulling that many reports from a single individual in the first place without raiseing flags somewhere? Is everyone asleep at their computers not to notice all of the requests on the same social security number? Or is this company inplace to intentionally reduce peoples credit by pulling multiple reports on them.
This is a concern to me. Some where out there, 32 inquires where put towards my SS# by people I don't know, and it could be the beginning of and identity theft attempt and no one reported it, except to my credit score.
This report was posted on Ripoff Report on 09/18/2013 11:54 PM and is a permanent record located here: http://www.ripoffreport.com/r/CAP-ONE/Salt-Lake-City-Utah-84130/CAP-ONE-Consumers-Receive-Unknown-Multiple-Credit-Checks-by-Unknown-Company-Salt-Lake-C-1085682. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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