• Report: #809131

Complaint Review: Car City / Orbit Leasing

  • Submitted: Tue, December 13, 2011
  • Updated: Wed, December 14, 2011

  • Reported By: Too Trusting — Grand Rapids Michigan United States of America
Car City / Orbit Leasing
28th Street SW Grand Rapids, Michigan United States of America

Car City / Orbit Leasing Orbit Leasing DECEIVING CONTRACTS - Don't Buy From Car City Grand Rapids, Michigan

*Consumer Comment: Even n**i's!

*Consumer Comment: Just curious

*Consumer Comment: Well

*Consumer Comment: Oh Poor Subprime Baby

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ONE DAY LATE ON PAYMENT?   YOUR CAR WILL BE TURNED OFF BY AUTOMATED SWITCH.

When you lease a car from Orbit, the in-house financing company Car City uses, they build in a mechanism which does not allow your car to start if you are ONE DAY LATE IN YOUR PAYMENT.   This detail is in teeny, tiny print, at the very end of an extremely long contract.  

Not all people have to pay twice or three times as much for their cars, but all are subject to the automated system if you are only one day late on your payment.  Ready to be controlled???  n**i-style??

The state of Michigan mandates that companies can only repossess cars if payments are 2 1/2 to 3 months late.  So.... Orbit just shuts off the car, making it impossible to drive the car, until a full payment is made.  No grace period.  Even if you are one day late.

This report was posted on Ripoff Report on 12/13/2011 11:31 PM and is a permanent record located here: http://www.ripoffreport.com/r/Car-City-Orbit-Leasing/Grand-Rapids-Michigan-/Car-City-Orbit-Leasing-Orbit-Leasing-DECEIVING-CONTRACTS-Dont-Buy-From-Car-City-Grand-809131. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Even n**i's!

AUTHOR: Jim - (USA)

I can tell you all about the n**i's! Even most of them pay their bills on time. And if the n**i's were so concerned about people paying their bills, then history would have been gladly rewritten.

SHALOM!
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#2 Consumer Comment

Just curious

AUTHOR: Flynrider - (USA)

"Ready to be controlled???  n**i-style??  "

    So, when you don't pay your payment on time and the car stops working, does that give you a little incentive to make that payment as soon as possible?    It's a shame that lenders have to employ this kind of technology, but the only reason they do is because of people like you.   Apparently, some people have to be treated like children in order to get them to attend to their obligations.

"The state of Michigan mandates that companies can only repossess cars if payments are 2 1/2 to 3 months late. "

   You just made that up didn't you?
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#3 Consumer Comment

Well

AUTHOR: Robert - (U.S.A.)

You obviously had credit issues in the past where you didn't pay your bills.  You may have even had a past repossession.  Because of YOUR credit you could not find any regular lender that wants to take the risk on you.  So you had to find a Sub-Prime lender who was willing to lend you several thousand dollars to pay a car. 

Now because of your history they are a lot less forgiving.  Because of this you are going to get less "grace".  Instead of going through the time and cost of actually repossessing your vehicle they have a shut-off device.

Guess you should plan on making your payments ON-TIME from now on.

By the way not sure where you got your information about MI law saying they have to be 2 1/2 to 3 months late before they can repossess your car.  Laws don't work in generalities so right there one can tell you are pretty much "full of it".  But heck since you probably think you know it all why not post the actual section of law that shows this.
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#4 Consumer Comment

Oh Poor Subprime Baby

AUTHOR: Jim - (USA)

The only reason you need to used a subprime dealership is because you destroyed your credit by not paying your bills on time. Here we are today and you still haven't learned your lesson because your primary concern is what will they do if you are late. Why not turn over a new leaf and be responsible and plan on making your payments on time? And why are you involved in a CAR FLEASE on a used car anyway?
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