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Report: #1157165

Complaint Review: cash advance usa - Internet

  • Submitted:
  • Updated:
  • Reported By: mje62 — KANSAS CITY Missouri
  • Author Not Confirmed What's this?
  • Why?
  • cash advance usa Internet USA
  • Phone: 817-470-4604
  • Web:
  • Category: Loans

cash advance usa they told me i got a loan for 5000.00 and i had to pay a security on it since i have bad credit then they said they would wire it to my bank. but i talked to my bank and no one even talked to these people said the bank wouldnt allow the transfer. texas

*Consumer Comment: You were scammed - twice by the same people

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i was online aplied for a loan dont remember the name of the sie but filled in the info they wanted and it said they was checking with al leders that could help me . next day come home from work i have twelve messages on my phone about loans . so i listened to all of them wrote down phone numbers and started making calls .well i called 817-470-4604 cash advance usa said i was approved for 5000.00 dollars.  so we started the process but since i have bad credit they wanted me to pay a security up front incase i lost my job or what ever.so i had to get a vanilla reload network card put 210 dollars on it and call and give them the number off the cardthen they would send my loan money to my bank. well i checked when they told me it would be in and it wasnt so i called cash advance usa and my loan officer david miller told me the bank wouldnt allow the money transfer because they where out of state . talked to my bank and they say they didnt get any request to put money in my account from cash advance usa. so i call them back and they say we can send it western union but i have to pay the fee to sendso ok i need the money. i get another card and send it tothem and then they give me western union info and mtcn numbers to pick up the money. when i go to pick up the money the clerksaid there was nothing on the numbers i had so i called them again and david miller just couldnt believe what i was telling him so he had western union call me and they talked about fruad and told me some story about i needed to call social security.they gave me a phone number of 845-445-4952 and a name of contact mr roger fitch .i called never said anything but that i was told to call by western union then you hear papers moving about and this guy gets on the phone tells me my name and adress .before i said anything n automated phones  he told me i have a red flag on my  social security because i had to many creditors run my credit in a short period of time and in order to remove the red flag i would have to pay. that is when i hung up and been trying to get help

 

This report was posted on Ripoff Report on 06/24/2014 01:46 PM and is a permanent record located here: https://www.ripoffreport.com/reports/cash-advance-usa/internet/cash-advance-usa-they-told-me-i-got-a-loan-for-500000-and-i-had-to-pay-a-security-on-it-1157165. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

You were scammed - twice by the same people

AUTHOR: FloridaNative - ()

POSTED: Wednesday, June 25, 2014

This scam is called the Advance Fee Loan scam. You can read all about it at FTC(dot)gov under consumer scams. But the scam works just like you described.

For your information, it is not legal for a lender to charge you an upfront fee for a consumer loan. The fees would be deducted from the loan proceeds in a real loan. There never was a going to be a loan. The first red flag was when they asked you to get a reloadable card and give them the numbers. A security deposit on a real loan just doesn't exist. Once the scammer saw that you were willing to pay, he just kept adding on the fees. They will keep adding on various fees for you to send to them until you catch onto the scam.

The phone call to "someone in Social Security" is a new twist from what I can see. First, you would never get through to a real person in social security that quick. Secondly they don't put red flags on your social security number because too many people are running your credit. The Social Security office has nothing to do with credit or credit authorizations or credit monitoring or anything else.

File a police report. File a report with the FTC. Don't call those scammers back again. They will probably call or contact you again to repay the loan that you never received (its another scam called the Payday Loan Collections scam). Be careful.

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