cash call SCAM! anaheim, California

but it's not a rip off. If you talked with them on the phone you agreed to the APR and repayment schedule. They sent you the paperwork electronically which had the APR & repayment schedule and you signed it electronically.

I didn't find information on a $1000 loan but their $2600 loan breaks down like this:

$2600   loan amount

$2525   amount you'll get

$   75   loan fee off the top

139.22%   APR (could be higher)

    47   monthly payments

$294.46   amount of monthly payment



And the one they don't show you: The total amount you'll pay back $13,839.96



Your total loan repayment would be roughly half this amount, around $10,000. But the number of payments and amount per payment are about the same. This company is a high interest loan center for people that don't have good credit. it's a poor choice but since they tell you everything up front and then live up to what they tell you it's not a rip off. And yes, if you can come up with the money to pay them off early do so. But make sure you keep the documentation that's it's paid in full.