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  • Report: #890923

Complaint Review: cash call

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  • Submitted: Thu, May 31, 2012
  • Updated: Thu, May 31, 2012

  • Reported By: Burger — nesconset New York United States of America
cash call
1600 s douglas rd anaheim, California United States of America

cash call SCAM! anaheim, California

*General Comment: Sorry to hear you borrowed from them...

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THIS COMPANY LEND US 1,000 DOLLARS AND HAS BEEN TAKING OUT MONEY EVEY MONTH TO PAY THE LOAN BACK. WE ARE ALMOST DONE SO WE CALL TO GET PAY OFF AMOUNT AND THEN SAY ITS 200 A MTH FOR INTEREST!! I WAS NEVER TOLD THIS INFORMATION AND I NEVER SIGNED ANYTHING! I HAVE ALL MY PAPERWORK THEY ASKED FOR AND ALL IT WAS A VOIDED CHECK AND COPIES OF OUR BANK STATEMENTS..I WANT TO PAY THE REMAINING OF WHAT WE OWE AND BE DONE WITH THEM!

This report was posted on Ripoff Report on 05/31/2012 06:04 AM and is a permanent record located here: http://www.ripoffreport.com/r/cash-call/anaheim-California-92806/cash-call-SCAM-anaheim-California-890923. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 General Comment

Sorry to hear you borrowed from them...

AUTHOR: Striderq - (U.S.A.)

but it's not a rip off. If you talked with them on the phone you agreed to the APR and repayment schedule. They sent you the paperwork electronically which had the APR & repayment schedule and you signed it electronically.

I didn't find information on a $1000 loan but their $2600 loan breaks down like this:

$2600   loan amount

$2525   amount you'll get

$   75   loan fee off the top

139.22%   APR (could be higher)

    47   monthly payments

$294.46   amount of monthly payment



And the one they don't show you: The total amount you'll pay back $13,839.96



Your total loan repayment would be roughly half this amount, around $10,000. But the number of payments and amount per payment are about the same. This company is a high interest loan center for people that don't have good credit. it's a poor choice but since they tell you everything up front and then live up to what they tell you it's not a rip off. And yes, if you can come up with the money to pay them off early do so. But make sure you keep the documentation that's it's paid in full.

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