CashnetUSA Kansas line of credit product Chicago, Internet

I would not recommend those living in Kansas to use CashnetUSA and the line of credit product they are now offering instead of payday loans. On a $500 loan I've paid between $77 and $98 for interest each month. I've made three payments and my balance is only down to $410. My first payment was $221.57, next was $206.73, and most recent $168.30. I've already paid more than the original loan amount and only reduced the loan amount by $90. Most payday places charge $75 for a $500 loan.

What I don't understand is why Kansans are being told CashnetUSA can no longer offer payday loans in Kansas. I was given the impression by Cashnet that Kansas laws had changed but there are still other payday loan companies offering payday loans in Kansas. The only change seems to be that CashnetUSA can charge way more interest with this product than they can on payday loans. There is no advantage if you're a Kansan to use this product, go elsewhere.