- Report: #1056448
Report - Rebuttal - Arbitrate
Complaint Review: Champion Mortgage
Champion MortgageP.O. Box 40724 Lancing, Michigan USA
Champion Mortgage Thier Lies caused me Foreclosure and now I will be Homeless! Lancing Michigan
*UPDATE EX-employee responds: Clarity to her lies
*Author of original report: Mother did not shaft me!
*General Comment: Seems to me..
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This company has said so many lies that caused a Foreclosure which is leading me to being homeless. Everytime I have called I spoke to a different person. They each had their own version of what had to be done in my situation. My situation was that my mother had passed on 4/24/2012 and she had left the home to me, her only child. The home had a reverse mortgage loan with Bank of America whom sold it to Champion Mortgage.
1st. Lie - This company told me that I had a year after a year of my mother's death to pay off the loan. This was false come to find out it was a year after her death.
2nd. Lie - Because I had been stressing over all the letters and fed-ex letters regarding my home was to go into foreclosure and that I only had 30 days, thier response was that they were sorry and that I should just ignore these letters because they are just letters that needed to be in the file. No need to worry you have plenty of time they would say.
3rd. Lie - They said they would accept the will of my mother which states that I was the executor and that everything was left to me. No need for probate they said.
4th Lie - On the monthly statements it states these amounts for appraisers and services which are being added to the loan and for which has never happened. In fact they said that when an appraiser is sent it was already paid for, their would be no charge.
The final call I made to this company was right before my mother's 1 year of death just to make sure we were on the same page about how much time I still had. I had sent in my extensions like I was told to do except for I sent them all too early because I would receive a letter from them and would get upset and so I would send them the request so to remind them that they had given me my extensions. The girl I spoke to said she couldn't talk to me because there was nothing in the file with my name on it. There was no will, there was a death certificate only. I about died, I told her I had sent 3 copies of the will with death certificates each time at different times and they were faxed and I had receipts to prove it. I also stated that I have been calling all year and how could my name not be there. I then went on to tell her all the above statement s the company's other employees had stated and she was shocked because they had no record of it and they had just filed with the courts the default of no payments on the home. My mother died and why or how would she make payments. The loan should now be in my name. She had me fax her again and call her back to make sure she had recieved it and then no response.
My home is in foreclosure and I have no where to go, the home my father had worked so hard for my mom and myself to have til we died has been taken from me. I was born and raised here, I left and came back and then finally stood to care for my mother til she passed on, she was 90 years old and she had everything in order so that I wouldn't worry after she passed on, well she thought she had.
These greedy SOB's have lied and stolen my life and my childrens lives from us and not once did they try to work with me, no they just wanted and I quote,"WE JUST WANT A CHECK WITH OUR NAME ON IT FOR THE TOTAL AMOUNT DUE TO US". and "YOU DO WHATEVER IT TAKES TO DO THAT AND THE HOUSE IS YOURS". They knew no one would give us a loan on a home that was upside down. The home is set to sell on July 1st of this year and I have been crying everyday since I found out. I hope someday they will pay for all the suffering they have caused not only me and my children but everyone else that they have stolen from.
This report was posted on Ripoff Report on 06/04/2013 06:35 PM and is a permanent record located here: http://www.ripoffreport.com/r/Champion-Mortgage/Lancing-Michigan-48901/Champion-Mortgage-Thier-Lies-caused-me-Foreclosure-and-now-I-will-be-Homeless-Lancing-Mi-1056448. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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