Ripoff Report Needs Your Help!
X  |  CLOSE
Report: #663728

Complaint Review: Chase Mortgage - Phoenix Arizona

  • Submitted:
  • Updated:
  • Reported By: Quezada.E — Lancaster California United States of America
  • Author Not Confirmed What's this?
  • Why?
  • Chase Mortgage P.O BOX 78420 Phoenix, Arizona United States of America

Show customers why they should trust your business over your competitors...

Is this
Report about YOU
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.
How to fix
Ripoff Report
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

Chase Mortgage Nightmare

 

I would like to express and let everyone know how: Chase Mortgage has unfairly treated my mother

even after they have admitted to making an error in my mothers home loan modification.  This is truly

a nightmare.  This modification started in May, every month my mother made the modified payment

that Chase required of her.  She was even making her payment one (1) day before the the first of each month. When my  mother attempted on August 31st attempted to make her September payment and a Customer service representative told her that they could not take her payment due to the Home had gone in to foreclosure.  I couldnt understand how this could of happened. No one told my mom that the foreclosure would continue even though she was making her Modified payments and my understanding is

per Obama and the loan application that:

 

As long as my mother complied with the terms on the Trial Period Plan, that the bank would

 not start foreclosure proceedings or conduct a foreclosure sale if the foreclosure proceedings had already started.

 

Chase did all the above,

they proceeded the foreclosure sale and sold my mothers home. 

 

On  September 1st she again tried to make another payment and once again the

Representative told her they could not accept her payment due to the home had been

Sold.  We spoke to a Chase underwriter Mr. Kang that was working on my mothers

Modification, we advised him what we were told about the home being sold.  He

Being a Chase employee didnt even know the home had been sold.  He assured us

That he would speak to his superior and get this rectified as he was still working on

My mothers modification and the explanation we were given was that a sweep of

Homes were taken to be sold and my mothers loan was swept in that batch in error

 

A N D      H O W      WA S      T H I S     R E C T I F I E D???????  IT WASNT

 

I allowed a few days to pass and called back Mr. Kang left numerous messages

not once did we get a call back.  He bailed on us.

 

So then we attempted to speak to another loss mitigation representative Mrs. Zach that

looked at my mothers loan modification docs and also acknowledged that yes in

fact Chase had made the error and that they would be speaking to the necessary

department to get the loan rescinded and that it would be about 7-10 business days

that was on September 23rd

 today is: November 17, 2010 and till this day have not heard from Mrs. Zach again. 

 

Meanwhile my mother continues to receive letters of eviction and people coming up

to her door and knocking on her door, harassing my mother.  

 

We did receive a call from Mrs. Scott she received our case and stated to us she would

be assisting us but first had to review the loan and make sure my mother was eligible

for the modification.   She confirmed that the modification was eligible and needed to

see if the home could be recinded.

                                               W  H  A  T  ???????????????????????

 

Chase dropped the ball

Chase, Not complying with the modification terms sold the home while making 

on time trial modification and now what.

  Im sorry we cant do anything well this simply will not do

they need to step it up and get my mothers home back and not sit on the process.

 

My mother is emotionally stressed and harassed by different people coming up to her

door knocking on the door like crazy, honking from the house driveway to get someone

to open the door.  Chase has acknowledged their mess up since September 20th and

i from that point forward their should NOT be ANYONE coming to my mothers home

to bother or disturb my mother in regards to perusing any type of eviction.


This report was posted on Ripoff Report on 11/18/2010 06:13 PM and is a permanent record located here: https://www.ripoffreport.com/reports/chase-mortgage/phoenix-arizona-85062/chase-mortgage-wrongfully-sold-my-home-while-made-modification-payments-phoenix-arizona-663728. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Updates & Rebuttals

REBUTTALS & REPLIES:
0Author
4Consumer
0Employee/Owner

#4 Consumer Comment

Quezada.E, I believe that the Federal Reserve wants its money and...

AUTHOR: Karl - (USA)

POSTED: Tuesday, November 30, 2010

the bankers are targeting as many innocent people in the USA in order to recoup the money that they lost due to the 'mortgage mess'.


If you 'Google' this- BIG BANKS RESUME FORECLOSURE PAPERWORK PBS, you can listen to what was stated regarding the "large investors", like the Federal Reserve & BlackRock Inc.

Then 'Google' this- WHO OWNS THE FED?, and go to the site with the 5 charts and pay close attention to who is listed in 'Chart 1'.
(JP Morgan & Chase are the same company, correct?)

I believe that the loan modification (HAMP) was designed to help the banks and the Federal Reserve, and at the same time only help a small percentage of homeowners.

Question: Does your mother have any equity in her home?

*Homes with equity would be the primary targets by the bankers because they could PROFIT handsomely on these homes, wouldn't you agree?

Contact all of your Local News Stations and also contact your Attorney General and don't stop. Keep sending emails and certified letters via Post Office.

Also mail a copy of your Ripoff Report to the White House. 
The address is-

The White House
1600 Pennsylvania Avenue Northwest
Washington, D.C.  20500-0004
Attention: President & Mrs. Obama


P.S. You could take it one step further by sending a copy of your Ripoff Report to WkiLeaks. Just this morning it was announced that WikiLeaks would be exposing a major US bank sometime in early 2011.

You can 'Google' this- WIKILEAKS' NEXT TARGET: A MAJOR US BANK, and read the related articles on the web.

Good luck to you & your mother.



Respond to this report!
What's this?

#3 General Comment

Outrageous! And it happens all the time.

AUTHOR: Mia - (USA)

POSTED: Saturday, November 27, 2010

This is awful.  What a horrible nightmare for you and your mother.  I think Chase would not want the bad publicity if something like this gets out.  So make it get out.  There are skilled lawyers who can advise you. Consultation fees are around $290-$350 but are WORTH IT. Google Arizona Real Estate Lawyers. These lawyers deal with these kinds of cases all the time and can advise you on your best course of action. They can assist you in stopping any eviction and cut through all the red tape at Chase.  Also, call the local news of channels 3, or 5 or 10 or 12 or 15.  All of these news organizations have investigative reporters who act on behalf of citizens getting ripped off.  Email them a video of your story complete with all the names of who who talked to and, of course, any shots of the people coming up to the house to evict your mom.  The more outrageous treatment of your mother, the better the story and the worse it looks for Chase.  Plus these stories garner ratings, the currency in local news reporting.  Don't just write a letter. Call them. Ask them where you can email your video. Or see if they can come and interview your mom.  It looks as though your mom has done everything Chase has asked.  However, employees go on vacation, change departments, get sick, anything can happen and it if that one person is the only one standing between you and losing your mom's home it is too easy to be lost in the shuffle.  


Good luck!
Respond to this report!
What's this?

#2 Consumer Comment

Typical..

AUTHOR: Ronny g - (USA)

POSTED: Friday, November 19, 2010

...a banking customer makes an honest mistake...the bank charges the customers fees..well usually the bank just takes it themselves from your account or direct deposits since they have access, or from someone elses bank account using the "right to offset".

Now what happens when the bank makes a "mistake"??? Seems the customer becomes homeless, even after making all payments as agreed.

I hope to God this woman does not get wrongfully evicted and that they stop harassing her. Something needs to be done about this. Oh..don't depend on congress, they recently tried to slip by a bill in that would have actually allowed banks to conduct these foreclosures even quicker and easier..by not having to even look over or sign anything (which it seems like they are illegally doing now in mass quantities). The one good thing Obama did at least, was veto it.

I currently rent and I used to admire home owners..after reading all that is happening these days, I now actually pity them.

Respond to this report!
What's this?

#1 Consumer Comment

Chase is Bad, I know Since I dealt With Them...

AUTHOR: Bman - (United States of America)

POSTED: Thursday, November 18, 2010

I also dealt with QUICKEN LOANS, avoid them like the plague, they have a great scam going with a bait and switch and no refund deposits that are in the $500 range. Please write a report and send to this government agency:


http://www.ftc.gov/reports/index.shtm



Respond to this report!
What's this?
Featured Reports

Advertisers above have met our
strict standards for business conduct.

X
What do hackers,
questionable attorneys and
fake court orders have in common?
...Dishonest Reputation Management Investigates Reputation Repair
Free speech rights compromised

WATCH News
Segment Now