Time barred debts are those which are outside of the statute of limitations for collection. CSR buys these "time barred" debts for pennies on the dollar from the original creditor once out of statute of limitations and then telephones the "debtor" with threats of court ordered service of a lawsuit to collect the monies which lends to a healthy profit from the illegal collection. I was called by a Mr. Robinson at 408 353-9759 and told they had a lawsuit pending, no court date had yet been set and I was due to be served this afternoon between 1-3pm at my place of employment. I was told to have my ID and supervisor present to receive the lawsuit paperwork. I was also told that if I did not call back the number 855-571-1714 to "stand down" the lawsuit by making arrangements to pay the debt they would show up at my place of work or home. When I called the 855 they were very threatening and said that if I didn't pay the $2400.00 immediately or make payment arrangements the debt would rise to over $4800.00 This is a time barred debt, uncollectable. DO NOT fall into this trap! Know your rights, know your options! CSR is NOT a legitimate company as far as I can tell, they have NO website, NOT listed on the Better Business Bureau approved companies and is a business NOT found on Manta.com which lists company assets worldwide. They do however have a website where you can make payments but tells nothing about the company. Very strange. They sent me a letter to my home on letterhead paper which was a xerox copy of an original letterhead.
BEWARE. If you receive ANY calls from CSR do NOT do anything until you consult an attorney!
YOU HAVE RIGHTS, USE THEM! This appears to be a major scam.