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Report: #1249987

Complaint Review: Chrysler Capital - Internet

  • Submitted:
  • Updated:
  • Reported By: Scott Brown — Rancho Cucaminga California USA
  • Author Not Confirmed What's this?
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  • Chrysler Capital Internet USA

Chrysler Capital STAY AWAY FROM CHRYSLER CAPITOL! Dallas Texas

*Consumer Comment: Let's Get Things Straight In The Sleazy American Car Business!

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Stay away from these people, they are heartless, horrible, greedy, despicable human beings.I don't know how they sleep at night!

I bought a 2015 Fiat 500 from Fiat of Ontario. Chrysler Capital financed the car at 19% interest and charged me a $900 "Bank fee." There were problems with the Fiat that could not be fixed so the dealership who also sells Jeeps told me to bring the car back and they would give me back everything I paid for it and put me in another car. This time Chrysler Capital charged me a $1,200 "Bank fee" and 21.5% interest. When I questioned the interest rate increase CC told me that it is the dealership that "chooses" the rate, when I questioned the dealership they showed me the form from CC that clearly showed the 21.5% percent interest rate, so CC lied to me.

When I bought the Jeep, I was asked by the dealership to purchase an extended warranty contract so they could break even on the deal. So I did, after having been told that after 30 days I could cancel it and get the $2,100 back as a refund, back to me. Well, that wasn't true, I am dealing with the dealership on that as we speak, however, I requested that CC credit my account payments with the $2K, they refused. So, after charging me $2,100 in "Bank fees" and a 21.5% interest rate, they refused to do what I asked them to do.

It is clear to me that they have no interest in keeping me even remotely happy, there is no lever of acceptable customer service in any of this, and they are horrible, heartless, greedy people, and are the poster child for what is wrong with "capitalism" in this country.

There was a day...but no more, and I HATE these people.My advice, stay away!

This report was posted on Ripoff Report on 08/21/2015 09:24 AM and is a permanent record located here: https://www.ripoffreport.com/reports/chrysler-capital/internet/chrysler-capital-stay-away-from-chrysler-capitol-dallas-texas-1249987. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Let's Get Things Straight In The Sleazy American Car Business!

AUTHOR: Jim - (USA)

POSTED: Friday, August 21, 2015

Where did you see this "bank fee" listed?  It was on the bill of sale, wasn't it?  And...the DEALER put it there!  This Sleazy car dealer hit you with a PHONEY, ADD-ON, BOGUS FEE!  It was NOT the lender!  These BOGUS FEES are there for one purpose ONLY and that is for the dealership to LIE to you about the real cost of the car!  They gave you an entirely BOGUS PRICE to make you think you were getting such a good deal.  In order to make this slimey car dealer con-game sound legitimate, they gave this PHONEY FEE an official sounding name and YOU fell for it!  Some of the other names the slimeballs in the car business use for a BOGUS FEE are "documentation fee" and "dealer fee".  You were ABSOLUTELY CORRECT in recognizing the CON GAME here but it was the DEALER who perpetrated it.  In car financing, the lender tells the dealer what APR they are willing to lend the money for THEN the dealer marks up this APR.  So, they told you making just the sale there was no profit and YOU needed to help them by purchasing the extended warranty???  YOU BELIEVED THAT???????????

When you reviewed the paperwork, if the numbers were NOT to your liking, WHY did you agree to it?  Did you even look at the paperwork BEFORE you signed it?

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