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Report: #253607

Complaint Review: CMG Group - Internet

  • Submitted:
  • Updated:
  • Reported By: Philadelphia Pennsylvania
  • Author Confirmed What's this?
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  • CMG Group Internet U.S.A.

CMG Group RIPOFF Deposits money into your account without your consent?? Internet

*Consumer Suggestion: HOW TO STOP CMG GROUP FROM DEPOSITING AND WITHDRAWING FUNDS FROM YOUR CHECKING ACCOUNT

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CMG GRoup is a major ripoff. In April 2007 I filled out a couple of paydayloans. CMG Group happened to be one of them. When they returned my call and explained to me that I was approved for $200 payday loan which I DECLINED (because of the amount) Apparently, they took it among themselves to deposit the money into my account anyway. I never paid attention to it on my account until June. I thought that the money being taken out was from my bank. I finally got a number where I can reach them and then it goes to an answering service where you leave all of your information and they give you a call in 1-3 business days. I finally received an email that stated another number that i can call.

I finally got in contact with someone and explained my situation (her name was CARLA. I explained to the lady that they deposited a loan into my account which I didn't consent to and that they took their $200 out plus an extra $194 out as well. Carla stated that I did consent to the loan because when a lady name NATALIE left a message on my machine stating that I was approved, and I didn't contact her back letting her know I wasn't interested, I was automatically given the loan. WOW what a way of business. Thinking that CARLA would be able to help me out, she goes on and tell me that being that I am eighteen I shouldn't be getting a paydayloan anyways. She also stated that I need to pay more attention to my bank account because I should have noticed it sooner. Apparently I will have to speak to her manager which is probably just as ignorant as she is and I will be out of my $194. they take out all of this money for finance charges and all of the other crap. I never even received documents for the loan or anything. She claims that it is a legitimate company but I beg to differ.

If anyone is interested in getting a loan from here THINK AGAIN.

Brittany
Philadelphia, Pennsylvania
U.S.A.

This report was posted on Ripoff Report on 06/11/2007 07:11 AM and is a permanent record located here: https://www.ripoffreport.com/reports/cmg-group/internet/cmg-group-ripoff-deposits-money-into-your-account-without-your-consent-internet-253607. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Suggestion

HOW TO STOP CMG GROUP FROM DEPOSITING AND WITHDRAWING FUNDS FROM YOUR CHECKING ACCOUNT

AUTHOR: Anna - (U.S.A.)

POSTED: Friday, June 15, 2007

I justed wanted to let people know how to stop CMG Group from depositing or withdrawing funds from their checking accounts. However, I went to my bank and filed an affidavit so CMG Group is not authorized to deposit money in my account or withdraw money. I also researched the company and found out they are not registered with the BBB or Licensed with the Department of Banking. In addition, I researched my rights under the Department of Banking. However, I contacted the company via e-mail and this what I wrote.......

Hi Carmen,

Yes, you did try to reach me and I never returned your calls or e-mails.First of all,my application should have been pulled from your fills because of this reason. I also spoke to another company named J & D Marketing that withdrew my application when I did not return their calls or e-mails. However, if I do not have a loan agreement, there is no loan. Second, my bank is going to return the $300.00 to CMG Group, LLC.

I went to my bank and filled out an affidavit that states CMG Group, LLC is unauthorized to deposit or withdraw funds from my account. In addition to this matter if your company deposits or withdraws any funds without authorization under another name I will file an AG complaint and sue your company for any damages.There are laws in this country and no one is above the law. The laws I remember the most are the FDCPA ( Fair Debt Collection Practice Act). Most importantly, a company has to be licensed in the state of PA to issue loans.
Below is a complaint that was filed from the Department of Banking against a payday loan company.

Advance America Lawsuit
The Department of Banking has filed a complaint in Commonwealth Court against Advance America, the nations largest payday lender, for providing lines of credit to borrowers without a license and with interest and fees in excess of state law. Read the press release. Read the complaint. (Internet PA DOB Laws & Regulations).

Thanks,
Anna

CMG E-MAILED ME AND WROTE THEY WILL NOT DO BUISNESS WITH ME EVER AGAIN. Do not let these people push you around. We all have rights;find out what they are and give it right back to them.

Thank,
Anna

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