• Report: #351831

Complaint Review: Complete Credit Solutions

  • Submitted: Wed, July 16, 2008
  • Updated: Sun, September 19, 2010

  • Reported By:Oak Harbor Ohio
Complete Credit Solutions
2921 Brown Trail - Suite 100 Bedford, Texas U.S.A.

Complete Credit Solutions Contacted neighbor, ex-inlaws, daughter, several times, also recently illegally pulled credit report Bedford Texas

*Consumer Comment: creditors.

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I did not know they (CCS) have been reporting derogatory information on an account that is 4 yrs. old that they said they purchased from another creditor, until I pulled my credit report.

When I disputed the information, the credit bureau contacted them and they again verified as correct. They are saying that I owe $1100 plus on an account that was $580. So now there adding in interest and fees.

About 7 mths. ago, my neighbor downstairs told me I had a phone call. I dont even know this neighbors phone number, so they must have ran a check on the address and can up with his number.

I talked to them for a moment telling them to never contact my neighbor , or anyone again. My neighbor was upset that I was receiving credit collection calls on his phone. No to mention my embarrassment.

I wrote several letters to them asking them to "validate" this debt. They could not, instead they sent me a Forgery Affidavit letter that they wanted me to to sign. I again asked for them to validate and they responded that they already sent me one. Yet, they wouldnt send me a copy.

They has since contacted my EX-inlaws, who I havent been in contact with for at least 15 yrs, and my daughter, leaving messages, even on voice mail. They do this on a regular bases ..still.

I get constant letters from them, more and more threatening. Yesterday, July 14th, they pulled a credit report from Experian that I did not authorize. I'm constantly being bulled, harrassed, and embassed. Especially them contacting my inlaws.

I'm a single mom not making alot of money...and this is getting so out of hand, the embarrassment alone is horrible. They are NOT allowed to pull my credit to my understanding, yet they know they can get away with this.

I'm hoping I can get some help. I did contact an attorny awhile back and she said that I could sue them. But, she recommended I just pay them off. Please somehow help me on this..Im starting to have sleepless nights over this 'smaller' account. I received a letter today saying their going to take me to court for a judgement and gave me an attorney to contact.

Linda
Oak Harbor, Ohio
U.S.A.

This report was posted on Ripoff Report on 07/16/2008 03:27 AM and is a permanent record located here: http://www.ripoffreport.com/r/Complete-Credit-Solutions/Bedford-Texas-76021/Complete-Credit-Solutions-Contacted-neighbor-ex-inlaws-daughter-several-times-also-rec-351831. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

creditors.

AUTHOR: hulkster1 - (United States of America)

hello as far as your complaint ma'am yes these are horrible tactics they have used.  I myself am not perfect w/ paying stuff off and i can see how them calling people you know can seriously make you mad however, just agreeing to pay them say 100bucks at a time will get them off your back.  they are creditors just looking to get a debt paid off so they can move on to the next individual.  However, if they are calling your work,your neighbors, friends its time to law up and sue them.  But you need enough proof and be prepared to spend some serious time and money to get them to stop doing what u say they are doing to you.  Well, i hope you get it resolved soon and i hope this never happens to you again.  If it does, record every piece of information they send to you.  I had this problem 3years ago w/ a creditor who i cant mention due to the settlement agreement.  They were calling my work, friends,family and stating i was a bad person and i was a credit risk.  Well, they went to far and put deadly and threatning messages about jail and lawyers and such on a voicemail of mine and i got a lawyer and sued them for over 200k.  Now, im living in a nicer house cuz of theyre stupidity.  Thanks company, you know who you are.  So, as you can see,  you can beat these people however, it takes time and money.  Good luck and God speed.
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