Several months ago (6 or more), I recieved a letter from Congress Collections Corp regarding a medical bill that my insurance was supposed to cover and didnt. I sent a dispute letter to Congress Collections within my 30 day period.
I was very specific, I wanted proof that I had a valid account with Congress Collections, not with the doctors office. I also specifically told them, that pursuant to the Fair Debt Collection Practices Act they were not to contact me by telephone, that they could only contact me by mail. They sent me back proof from the doctors office that I owed the bill to the doctors office, not to Congress Collections.
Today, while at work and on my WORK phone (I am not allowed to recieve personal calls at work), Ann Taylor from Congress Collections called me. I told her immedeatley, in no uncertain terms, that I am not allowed to recieve personal calls at work. She stammed, "oh, well... I can give you our number and you can call me back before 5 today" (Umm... let's see, I work 8 to 5, how am I going to call you back before 5?? and let's not forget, I specifically told you not to call me and that all communication must be in WRITING only)..
So, any advice? Anyone know of an attorney who would take them on for me? I don't have enough money to pay them off, I don't have enough money to pay an attorney, either, not even a retainer or costs.. But, I know that they violated the Fair Debt Collection Practices Act, and I want to throw the book at them!
(For all the attorneys out there reading this, I am an impeachable witness. I am currently employed as a Paralegal (sorry, my attorneys do corporate law) and am a full time student and in training to be an EMT. I do search and rescue work, too. I have had no tickets in the past several years, and I've only been fired from a job once. I am the mother of two beautiful children, and just recently got married. In other words, put me on the stand and your case is made! I'm willing to do the leg work on the case too, just point me in the right direction!)