• Report: #1062303

Complaint Review: Crescent Bank & Trust

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  • Submitted: Wed, June 26, 2013
  • Updated: Wed, June 26, 2013

  • Reported By: p.o. box 434 — 39464 Louisiana
Crescent Bank & Trust
Ovett, Mississippi USA
  • Phone:
  • Web:
  • Category: Banks

Crescent Bank & Trust What a joke of a bank Ovett Mississippi

*Consumer Comment: Really

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I just had my truck repoed, I was not even 1 month behind on my payment. I just dont understand why they want to make it so hard on people,, I can see if I was 2 or 3 months behind.. I was just starting to get my finances back to the norm and get caught up.. now its a freakin nightmare trying to get my truck back. I never got a past due notice thru the mail, I always talked to this 1 woman that was very nice and she didi all she could do to help me, but I was told she no longer works there,, she prolly got fired for being such a nice lady. I am now waiting on them to give me what I have to pay them and the repo agent, I have been faxing documents (3 times to be exact, because they said they never recieved it) till no end, got all the paper work faxed, called to find out where repo agent is located, and just my luck the location is about 1.5 hours away. The repo agent told me they could release the vehicle back to me if they choose to and all I would have to pay is for his service. But noooooo they want all those late fees and mis and filing fees along with however much I got to pay them.. I was told all I had to do was get back current with them and pay the extra fees.. But im not holding my breath on that.. Not to mention I couldnt go to work (No Ride) 1 day of lost pay dealing with them, and now it looks as if im gonna miss another days work because the will not give me a price of what I have to pay... Well thanx for letting me vent a lil..   STAY AWAY FROM THESE CROOKS...


This report was posted on Ripoff Report on 06/26/2013 12:51 PM and is a permanent record located here: http://www.ripoffreport.com/r/Crescent-Bank-Trust/Ovett-Mississippi-39464/Crescent-Bank-amp-Trust-What-a-joke-of-a-bank-Ovett-Mississippi-1062303. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Really

AUTHOR: Robert - ()

 So where in your loan documents says that they had to wait until you were 2-3 months late before they could repo your car?  The fact is that it is that attitude that "well I am just a little deinquent" is what caused you to end up with a Sub-Prime Lender in the first place.

You say that you didn't get a late notice in the mail?  Are you saying that you didn't know you were late?  If that was the case then why were you talking to them?  Are you saying that if you had you would have made it right and paid the bill?  Because if that is the case all that tells everyone else is that you in fact did have the money and were taking a gamble in holding off paying them as long as possible..where you lost the gamble.

The only thing you are right on is that if this goes more than a couple of days, you probably will owe additional money.  As each day your truck is in storage you owe additional storage fees.  Then if your payment is due on the 1st of the month, they may require you to make not only the delinquent payment, but the July Payment as well.

Oh and this is exactly what any other lender would do if you became delinquent with them as well.

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