dealer funding/ united auto sales lied about the term of the loan i was told 48 months and never given a contract and now i find out the loan was for 59 months and that is not what i was told Atlanta Georgia

Based on your post, it looks like the car dealership failed to give you a copy of your purchase contract. It is a little difficult to decipher, but apparently you thought the loan was for 48 months and now someone told you it is for 59 months.  Get a copy of your actual purchase contract that shows the loan terms. Your lender will send you a copy if you can't get one from the dealership. First, find out what the actual terms are, in writing, for the car loan you agreed to six months ago.

If you don't like the terms; you are not obligated to stick with this loan, you can refinance it with a CU or bank, provided you qualify. Don't just stop making payments as that will make you subject to a repo and impossible to refinance. If you don't quite qualify for a refinance yet, continue to make your payments on time and improve your credit so you can refinance. In the alternative, you can sell the vehicle and pay off the loan that way. One way or the other the loan continues until it is paid off. So its better for you to take control now rather than just giving the car back.

same thing

Do you think maybe you should have had someone from the third grade write for you? One continuous run on sentence! Incredible!