• Report: #983313

Complaint Review: dealer funding/ united auto sales

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  • Submitted: Mon, December 17, 2012
  • Updated: Sun, January 06, 2013

  • Reported By: rhett — Orangeburg South Carolina United States of America
dealer funding/ united auto sales
P.O. Box 888759 Atlanta, Georgia United States of America

dealer funding/ united auto sales lied about the term of the loan i was told 48 months and never given a contract and now i find out the loan was for 59 months and that is not what i was told Atlanta Georgia

*Consumer Comment: Have your lender send you a copy of the contract you signed.

*Consumer Comment: or just grab jimmy from orlando

*Consumer Comment: Quickly Grab a Third Grader!

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i bought my wife a car 6 months ago and at the time didnt need a new car was just pleasing the wife none the less i bought her a car we did the financing through dealer funding and the dealer was united auto sales in columbia sc i was never giving a contract and was told the term of the loan was 48 months not 59 months i refuse to pay 30,000 for a car that the dealer hid the fact the car had been previously in a wreck and i just recently found this out and they put faulty brakes on the car as well 2 months after the dealer supposedly put new brakes on the car we had to replace all the brakes again it has been one thing after another and alot of lying to the customer me i am not happy with the deal nor will i give business to united car auto sales in columbia sc or will i reccomend them to any one along with dealer funding they make the perfect ripoff team 

This report was posted on Ripoff Report on 12/17/2012 12:45 PM and is a permanent record located here: http://www.ripoffreport.com/r/dealer-funding-united-auto-sales/Atlanta-Georgia-30356/dealer-funding-united-auto-sales-lied-about-the-term-of-the-loan-i-was-told-48-months-a-983313. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Have your lender send you a copy of the contract you signed.

AUTHOR: MovingForward - (USA)

Based on your post, it looks like the car dealership failed to give you a copy of your purchase contract. It is a little difficult to decipher, but apparently you thought the loan was for 48 months and now someone told you it is for 59 months.  Get a copy of your actual purchase contract that shows the loan terms. Your lender will send you a copy if you can't get one from the dealership. First, find out what the actual terms are, in writing, for the car loan you agreed to six months ago.

If you don't like the terms; you are not obligated to stick with this loan, you can refinance it with a CU or bank, provided you qualify. Don't just stop making payments as that will make you subject to a repo and impossible to refinance. If you don't quite qualify for a refinance yet, continue to make your payments on time and improve your credit so you can refinance. In the alternative, you can sell the vehicle and pay off the loan that way. One way or the other the loan continues until it is paid off. So its better for you to take control now rather than just giving the car back.
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#2 Consumer Comment

or just grab jimmy from orlando

AUTHOR: The Outlaw Josey Wales - (United States of America)

same thing
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#3 Consumer Comment

Quickly Grab a Third Grader!

AUTHOR: Jim - (USA)

Do you think maybe you should have had someone from the third grade write for you? One continuous run on sentence! Incredible!
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