Debticated Consumer Counseling Inc. ripoff false promises ripoff thieves Huntington, New York

I was taken for a ride. I contacted Debticated Consumer Couseling trying to reduce my interest rate.
Philip McCarthy, Senior Account Executive was my consultant.

He faxed me a debt sheet to list all my accounts.
He told me that 4 of my creditors had reduced my interest rate. He also stated that my accounts would be frozen until they were paid.

I asked if I would be able to use my cards after they were paid in full. He stated that I would not have any problems at that time. Mr. McCarthy asked how much I could pay on my bills per month.

I stated $500.00 and he was excited and stated how soon could I send the money? I sent a money order and waited to hear from him. I later called and told him that one of my creditors had called and I explained that there was an agreement already through Debticated. I told them the interest rate had been reduced. The credit card person told me that there was no agreement made and that the interest rate had not been reduced.

I was so upset I called all of my credit cards and they all confirmed that they did not receive any calls from Debticated. I called Philip McCarthy and told him I wanted to cancel and wanted my $500.00 back. He stated that I had made a $500.00 chatitable donation to them.
I am now 60 days late on my payments and have to pay more money for late fees. My accounts were not late before just the interest was high.

Linda
Corpus Christi, Texas
U.S.A.