Direct Readers Guild,INC Totally ripping off people Dundee, Illinois

I work for a retail store. I was contacted about getting magazines.  Now when they called the store was busy and I could hardly hear the person and I kept asking the person to speak up. Now I have gotten nothing from them except a payment booklet.  Now before I got any magazines I called to cancel and was told I could not cancel and that on the final phone call I was told no cancellation.  The magazines were already paid for and I would have to pay some crazy amount.  If I did not pay they would send it to collection, so that put a scare in me because I did not want a black mark beside my name.  So I have paid for 2 months and another payment is due next month.  A family emergency has come up and I do not have the money to pay them.