DriveTime Sale price was thousands more than Book Value Ocala Florida

If knowledge is power, you barly have enough to power a 5 Watt light bulb.

First of all, yes they are a Sub Prime dealer.  Meaning that they deal with people who have not proven they can handle credit.  As such, even by your own admission they are a higher risk.  Since you say you have no problem with your situation...realize that higher risk = higher cost. 

You seem very selective about some of your numbers and what you are posting.  Almost like you are hiding something.  Why are you not posting the make & model of the car?  That would go a long way to prove your claims.

Also, I wonder how accurate some of your other numbers are.  After all you said that you were sold a $10,000 car for "about" $17,500.  So did that $17,500 include taxes, fees, and any "extras" such as a Warranty?

but when a seller/lender sells a vehicle worth no more than $10,000 for over $30,000 P&I, I call that predatory behavior

- Yes and most of that is Interest..which you have previously stated you understood.

But beyond that, I don't remember reading anywhere a law that says a dealer has to abide by the Book Value?  It is up to the consumer(shocker) as to if they want to pay the price.  You saw the price and felt it was fair, or at least fair enough to buy the car. 

Here is another thing you seem to forget.  Cars loose value(I know I hope you were sitting down for that shocker).  As such if you looked up the price of your car you bought in 2013 in 2014 it has lost another year of value.  Which depending on the car could be a few thousand dollars.

Oh and just like they don't force you to buy the car at that price.  They also don't force you to pay all of that interest.  You can go and pay off the loan early and save all of that Interest Charged.

No I do not work for them or any other dealer.

No where in my report did I cry that I was a poor victim. I take full responsibility for my poor credit. No one's fault but my own.

You can dance around the KBB all you want, but when a seller/lender sells a vehicle worth no more than $10,000 for over $30,000 P&I, I call that predatory behavior, pure and simple. It's much more that hedging their bets. And since I struck a nerve I will assume you are one of those predators.

I offer my report so only that through my stupidity I serve as a cautionary warning.

I won't be responding any further if you are just trolling the post.

 Your issue is that KBB IS NOT a "law". It is a compilation of prices paid for that vehicle. So a KBB rating is a SUGGESTION!!!! And you can bet your bottom dollar that they are going to get as much out of that vehicle as they can JUST BECAUSE of the deadbeat customers. THOSE customers are the ones that drive the price so very high. Each and everytime a vehicle is repoed it has to be paid for. Each and everytime that vehicle gets back on their lot, they have to pay money to fix that vehicle back up. So not only does it make sense for them to charge OVER KBB, it also makes excellent business sense. If you KNOW that you are dealing with the lowest common denominator in society, then you NEED to hedge your bets. Sounds like buyers remorse on your part. This IS what you have to deal with if you have credit THAT BAD!!!! This IS a situation of YOUR OWN DOING!!! YOUR POOR CREDIT!!! Your poor payment history.