ED Magedson – Founder
EMMEDIATE CREDIT SOLUTIONS575 E 4500 S Ste B-130 SALT LAKE CITY, Utah USA
EMMEDIATE CREDIT SOLUTIONS EMMEDIATE SUCCESSEMMEDIATE HEALTHMY CREDIT COMPANY CREDIT REPAIR SALT LAKE CITY Utah
My incident with this company started when I was looking to purchase a home for me and my family. Now I am retired military, and I qualify for the VA home loan, but my credit is a little on the bad side thanks to an ex-husband and an boyfriend. I had been using Lexington Law to repair my credit, but they were getting too expensive for me so I was looking for another credit repair company to use when I tried to apply for an FHA home loan.
After I put my information in at www.FHAhome.org, that was when I started getting phone call after phone call about this credit repair company. I at first thought it was a pretty good deal, and their sales pitch was for an up front charge of $2, and then a $149 due in 15 days, and then $59.95 every month while I used their services.
I did a little research on the company, and found several reports and then when i looked them up on the BBB, their rating was an "F", and then I found this website and started reading nightmare after nightmare of people who had been scammed from the company, I even saw a report on here from two previous employees of the company. I was horrified, so the next morning, I tried to cancel the account I had set up with them, and they just extended my membership date out so it wouldn't charge me. So I contacted my bank and informed my bank that this was a scam and to not authorize any payments that would come in from any one of the companies they have a name under and can use.
So, I waited a week and called the number I had back to try and cancel again, and I got a whole other company, so I started trying to find a number for this company, and it took a couple of days but I found the number called and told them yet again to cancel my account or I was going to turn them in to the BBB. Let's just say they canceled the account, now its a wait and see if they try top charge my card for this, my bank has already been given a heads up to not authorize any payments to any one of the companies they may use to try and collect money with.
I am a paralegal in my state, I got a degree in paralegal studies, and let me tell you it is easier for you to pull your own credit, look it over then call the credit companies (Equifax, Experian, TransUnion) and go through your credit report with them and dispute items on your report your ownself. I have, and my scores have improved by 85 points each.
Watch your credit report too, because this company will continue to pull your credit, causing more "Hard Inquiries" on your credit reports, and they will hurt your credit scores. This company alone has put a total of 20 hard inquiries on my credit report within a week. And you are able to dispute those with the credit companies as well.
My suggestion is to NEVER EVER use this company, and if you do get bamboozled by this company, finda good lawyer. because this company will take you for what they can and then some.
If you are given any of these numbers:
they are either to a different compnay, busy all the time, no answer, or disconnected
the number to contact Emmediate Credit Solutions is 1-866-996-5094.
This report was posted on Ripoff Report on 09/05/2013 11:14 AM and is a permanent record located here: http://www.ripoffreport.com/r/EMMEDIATE-CREDIT-SOLUTIONS/SALT-LAKE-CITY-Utah-84107/EMMEDIATE-CREDIT-SOLUTIONS-EMMEDIATE-SUCCESSEMMEDIATE-HEALTHMY-CREDIT-COMPANY-CREDIT-REPA-1081935. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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